Implicit intraday interest rate in the UK unsecured overnight money market
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The competing reactions reveal diverging views around the possibilities and limits of microfinance, a polarization captured colorfully by Connie Bruck (2006) in The New Yorker. Yet there are also areas of shared vision. Most important, all agree that the demand for reliable financial services is huge. We estimate that roughly 40 to 80 percent of the populations in most developing economies lack access to formal sector banking services (Beck, Demirguc-Kunt and Martinez Peria, 2007; World Bank, 2007). All sides agree that access to reliable financial services might help hundreds of millions, perhaps billions, of low-income people currently...
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