Affected followed

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  • Economic literature often discusses that in the area of access to finance for SMEs, a market imperfection/failure is not only present during a deep recession but also on an ongoing basis as a fundamental structural issue. The reasons for the market failure relate to insufficient supply of capital (debt or equity) and inadequacies on the demand side.

    pdf60p khanhchilam 29-03-2013 28 7   Download

  • The work plan of the ESPON DB project that was selected during the tender procedure was constrained by the legal obligation to follow a precise template with maximum number of pages. This template introduced some difficulties for the presentation of ESPON DB project because two of our main field of activities should be presented separately from the core activities of the project according to the templates.

    pdf48p nhacsihuytuan 13-04-2013 19 3   Download

  • The evidence does suggest that high-income households take tax increases into account in decisions about the timing of income and the form in which they receive income. For example, research on capital gains demonstrates that people may plan when they sell an asset if a pending law change will affect their taxes on income from the sale. Similarly, changes in the difference in tax rates between household and corporate income have been shown to produce shifts in the type of compensation taken by corporate executives and business owners....

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  • The pig faces significant biological and environmental challenges after weaning. A great deal of information is available on behavior, environment, health, and nutrition of the newly weaned pig; however, newly weaned pigs still suffer a growth lag. The pig’s small intestinal structure and function is altered during the days that follow weaning. As a consequence, the digestive and absorptive capacity of weanling pigs is decreased during this period and this may be partially responsible for the post weaning growth lag....

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  • At the time of the moratorium, the total outstanding balance was close to 6 bil- lion DEM. The events that followed had a major influence on the average bond hold- er’s psyche and risk preferences. The build-up of political tensions that led to the col- lapse of SFRY left Serbia and Montenegro united in an effort to continue the legacy of the previous country. However, with civil war on its borders, FRY was not setting economic development as its top priority. By 1992, FRY was politically and econom- ically isolated.

    pdf64p bi_ve_sau 17-01-2013 17 2   Download

  • Planning any event is difficult. Planning for the potential risks and hazards associated with an event is even more difficult but essential to the event’s success. If you want those who attend an event to have positive memories of it, you need to keep several things in mind. This chapter covers the issues that you should address in the very early stages of planning or even when you are discussing promoting or sponsoring such an event. Before you schedule the event, you should consider the scope of the event or mass gathering, the risks to spectators...

    pdf83p nhacchovina 22-03-2013 36 11   Download

  • Financial accountancy (or financial accounting) is the field of accountancy concerned with the preparation of financial statements for decision makers, such as stockholders, suppliers, banks, employees, government agencies, owners and other stakeholders. Financial capital maintenance can be measured in either nominal monetary units or units of constant purchasing power. The central need for financial accounting is to reduce the various principal-agent problems, by measuring and monitoring the agents' performance and thereafter reporting the results to interested users.

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  • Three physical measures of the 160 films are used in the analyses below, and one interaction between them. First, the average shot lengths (ASLs) of each filmwere determined. Segmenting films into shots has been a tedious and ongoing process, starting with the measurements by Cutting et al (2010). Subsequently, each filmhas been gone over several times by several individuals both with computer assistance and by hand. Although we occasionally find additional transitions previously missed, we are confident that we have found greater than 99% of themin each film....

    pdf12p hongphuocidol 03-04-2013 29 6   Download

  • An organized system of follow-up is important for all device patients and is best facilitated through the patient's membership in a formal pacemaker/ICD follow-up clinic. The first formal clinic follow-up visit is usually scheduled at approximately 3 months after implantation to allow for completion of the lead-tissue maturation process, which may affect sensing and capture thresholds. Reprogramming, to account for any threshold change since implant, and still provide a safety margin along with improved battery life, may be done at that time.

    doc27p orchid 18-03-2009 78 5   Download

  • Industrial emissions can be a significant source of particulate emissions in urban areas. The contribution that this source makes to ambient particulate material will vary depending on the location of the industry and the abatement technology adopted. Although many studies have been conducted to characterise emissions from large industrial sources, for example steel works, information on small urban emitters, for example metallurgical processes and small factories, is more limited. Particles emitted from industrial sources have been found to be in the size range 0.

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  • During the past decade, there has been a marked rise in the living standards of the Chinese people. The yearly growth of consumption per capita has been about 15%, and annual average growth in the savings deposit balances of residents have been over 50% since 1978. The five provinces or cities with the highest per capita consumption are Shanghai, Beijing, Tianjin, Guangdong, and Zhejiang, while the five provinces with the highest total personal consumption are Sichuan, Guangdong, Shandong, Jiangsu, and Liaoning.

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  • Adding a further layer of complexity, Judica and Perkins (1992) found that because the environment of consumption is most frequently a social gathering, consumers are less likely to take a chance and risk a poor quality product. This has a marked influence on the wine selection process because the product becomes a means to social recognition and approval for the buyer rather than simply a beverage.

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  • This is the twenty-second book in the Organizational Frontiers Series of books initiated by the Society for Industrial and Organizational Psychology. The overall purpose of the Series volumes is to promote the scientific status of the field. Ray Katzell first edited the Series. He was followed by Irwin Goldstein, Sheldon Zedeck, and Neal Schmitt. The topics of the volumes and the volume editors are chosen by the editorial board or individuals propose volumes to the editorial board. The series editor and the editorial board then work with the volume editor(s) in planning the volume....

    pdf537p kimngan_1 05-11-2012 21 4   Download

  • Stability Bonds would make the euro-area financial system more resilient to future adverse shocks and so reinforce financial stability. Stability Bonds would provide all participating Member States with more secure access to refinancing, preventing a sudden loss of market access due to unwarranted risk aversion and/or herd behaviour among investors. Accordingly, Stability Bonds would help to smooth market volatility and reduce or eliminate the need for costly support and rescue measures for Member States temporarily excluded from market financing.

    pdf50p enter1cai 16-01-2013 19 4   Download

  • This paper examines the velocity and asymmetry of the response of bank interest rates to monetary policy shocks. Using an Asymmetric Vector Error Correction Model (AVECM), it analyses the pass-through of changes in money market rates to retail bank interest rates in Italy in the period 1985-2002.

    pdf0p taisaovanchuavo 23-01-2013 59 4   Download

  • For some small businesses, the security of their information, systems, and networks might not be a high priority, but for their customers, employees, and trading partners it is very important. The term Small Enterprise (or Small Organization) is sometimes used for this same category of business or organization. A small enterprise/organization may also be a nonprofit organization. The size of a small business varies by type of business, but typically is a business or organization with up to 500 employees.

    pdf0p mebachano 01-02-2013 22 4   Download

  • FINHEEC’s audit model, which fulfils European quality requirements, is based on an institutional review. One of the model’s basic principles is the autonomy of HEIs, according to which each institution develops its quality system based on its own needs and goals. The audit focuses on the procedures that the institution uses to maintain and develop the quality of its operations. Audits are based on the principle of enhancement-led evaluation, which has become a powerful tradition within FINHEEC.

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  • This work includes such matters as: (1) analyzing and reporting on foreign markets (current and potential) for specific commodities produced and exported or imported by the United States; (2) conducting surveys in foreign areas of the actual and potential international supply and demand situation; (3) advising U.S. producers, exporters and Government authorities on foreign market prospects and programs and on actions which may affect adjustment of U. S.

    pdf27p nhacchovina 22-03-2013 31 4   Download

  • Documentation for faculty and other program personnel: Data related to program personnel qualifications, role, etc. are entered into the Accreditation Data System (ADS). This information should be updated as needed. Information requested is shown in the tables below. Verification by site visitors may include review of PIF data, and interviews with faculty and residents as needed.

    pdf37p thamgiacongdong 02-05-2013 17 4   Download

  • Through the SNS REAAL Fund, SNS REAAL Group seeks to express its commitment to social responsibility and solidarity in a concrete way, in the form of a social dividend. For this reason, the fund gives financial support to projects that further general community interests with an idealistic or social content. The focus areas of the SNS REAAL Fund are Art and Culture, Health and Care, Sport and Recreation, Nature and Environment, Education, Restoration (cultural heritage) and social community activities. When granting requests, attention is paid to regional distribution.

    pdf239p enterroi 02-02-2013 22 3   Download

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