the marketplace for solar is exploding as more
states increase investment in solar incentive pro-
grams. The 2008 solar market was five times the
size of the 2007 market, which grew 57% over
2006 levels. However, solar installations totaled
only 80,000 in the united states in 2007 and most
were concentrated in a few states, with 69% of
all installations in California alone.
now is an important time for states to use focused
solar marketing efforts to attract new customers
to solar and bring this renewable energy technol-
ogy into the mainstream.
How would deleveraging affect a bank’s weighted average cost of funds?
Our results suggest that if leverage declines, the cost of equity will also fall. For
example, if leverage of the average bank halves to 10, the market beta would
fall by 10 basis points. This implies that the average equity factor for banks will
fall by 0.4% to 13.0%. Assuming a 5% cost of debt, the weighted average cost
of funds for the bank would be 5.8% (ie 0.10*13.0% + 0.90*5%).
This is only
about 40 basis points higher than when leverage is equal to 20, the average...
The automobile has come to symbolize the essence of a modern industrial society. Perhaps more than any other single icon, it is associated with a desire for independence and freedom of movement; it is an expression of economic status and personal style. Automobile production is also critically important to the major industrial economies of the world. In the United States, for instance, about 5 percent of all workers are employed directly (including fuel production and distribution) by the auto industry.
We have learned to what it takes to get ready for export, how to identify and find market
outlets for products, and tips for going after the target markets.
To sum up, we have provided an example of how one Wildlife Friendly product,
specialty yarn, used the steps in this guide to identify and prioritize market outlets for
We encourage you to use these same steps for your own products and start talking to
potential buyers. Remember, offer a high quality product, tell the buyer about the
wonderful natural beauty and endangered wildlife being protected...
According to EBAN (EBAN, 2010c), there are almost 400 Business Angel networks in Europe, with
around 14.8k investors operating in groups; the corresponding figure for the US is 340, with
around 6.5k investors (operating in groups). The median number of investors in a typical
European business angel network is 79 (EBAN, 2010c).
The number of networks in Europe has
increased rapidly over the past decade, from around less than 100; at the same time the number
of venture capital funds has fallen from around 1,600 to 700; this could be taken as a support for
the hypothesis that...
Federal crop insurance policies are generally either yield-based or revenue-based. For most yield-
based policies, a producer can receive an indemnity if there is a yield loss relative to the farmer’s
“normal” (historical) yield. Revenue-based policies were developed after yield-based policies, in
the mid-1990s, to protect against crop revenue loss resulting from declines in yield, price, or both.
The most recent addition has been products that protect against losses in whole farm revenue
rather than just for an individual crop.
Kanchha’s father immediately found a job in a brick kiln factory not very far from the
city. These kilns produce highly concentrated amounts of fine particulate matter,
which interact with other industrial and vehicle fumes over Kathmandu. Brick
kilns use coal as their main fuel source, and this contributes to the air pollution in
Kathmandu by pumping considerable quantities of sulfur dioxide (SO2) and other
toxic substances into the atmosphere. After a few months, Kanchha’s father started
Obstacles to mobility remain one of the main lost opportunities of the Single Market.
Adoption and implementation of the revision of the Professional Qualifications Directive6 will
be an important step to open up professions. Work should continue to examine and reduce
unnecessary restrictions for regulated professions limiting the ability of professionals to work
in another Member State.
At the local level, where distinct provider
markets exist in metropolitan areas,8 the health
insurance industry’s market concentration is
even more severe. The U.S. Justice Department
considers a market “highly concentrated” if one
company holds more than a 42 percent share of
that market,9 a level that is common in Virginia
and more than 30 other states. In Abilene, Texas,
for example, the top insurer controls 85 percent
of the market.10 In Bangor, Maine, the biggest
insurer controls 74 percent of the market.
In dealing with car’s problem, mechanical
engineers are those who can help to solve them. But
sometimes they do not have enough time to see the
mechanic and maybe the distance is quite far, and we are
in hurry. Therefore we need instance help and solution. So
it is believed that the use of expert system can be benefits
in this situation by giving a temporary and instance guides
to car’s owner. Inexperienced mechanic wrongly
diagnosing the problem of the car can cause the loss of
customer and income of an auto repair shop. If mechanic’s
repair shop makes...
Many enterprises that compete in today’s market model business problems and opportunities and implement model
scoring, which means applying the model to answer strategic questions. Applications for campaign planning, fraud
detection, risk management, and customer retention require the processing of very large volumes of data that is stored in
Model training (development) typically involves many passes through the data. Once trained, the model score often
depends on customer-specific information that is frequently under regulatory and security restrictions.
A few databases are reloaded on a regular basis. A database reload means that the entire contents
of the database are replaced with revised content. MEDLINE® is a database that is reloaded each
year to reflect revised medical terminology applied by the National Library of Medicine to all the
records in the database.
Dialog databases come from many sources, including publishers, professional societies, research
centers, government agencies, and from sources within Thomson.
Growing international competition means that companies are under increased pressure to
uncover what others in the industry are doing. An article in the Pittsburgh Post Gazette
stated that, “Managers have ignored, denied, and/or subverted the role of intelligence in
creating shareholder value. Due diligence is best demonstrated when a business decision
such as an acquisition has intelligence as its foundation. Utilizing the best available
intelligence will not guarantee success but it will certainly help you make more value-
creating rather than value-destroying decisions.”
Publishers are not dealing with an incremental increase in workload associated with peer review, but rather
a crush of manuscripts that must be fed through processes and procedures that may struggle to keep ahead
of this tide. When this is the case, publication editors and staff are often forced to quickly weed through
submissions and try to identify any “possible” candidates that can be processed into the peer review process,
triaging out ‘poorer’ or ‘less relevant’ manuscripts early in the process.
Initially, almost all of the teachers reported feeling overwhelmed by the number of
non-native errors in their students’ writing and by not knowing where to begin in
providing their feedback. Over time a few teachers found it helpful to focus on a few
major issues, and the tutoring journals reflect their decision-making process about
what to work on with their students and how much time to spend.
In that spirit, we approach the costs of reaching the MDGs through two routes.
In the first route, we focus exclusively on the first goal, namely, reducing income poverty
by half between 1990 and 2015. Inasmuch as income poverty is linked to the other
targets, such as infant mortality and primary enrolment, achieving this goal will go some
way towards achieving the others. The link is stronger the more the actions to promote
growth are associated with those to promote human development. If we estimated the
costs by adding the costs of achieving each of the...
Whether blameworthy or not, the use of the cloak of social responsibility, and the nonsense
spoken in its name by influential and prestigious businessmen, does clearly harm the
foundations of a free society. I have been impressed time and again by the schizophrenic
character of many businessmen. They are capable of being extremely far-sighted and clear-
headed in matters that are internal to their businesses. They are incredibly short-sighted and
muddle-headed in matters that are outside their businesses but affect the possible survival of
business in general.
Early in the morning on June 30, 1908, a giant airburst occurred over the basin of the Podkamennaya Tunguska
River in Central Siberia, Russia, leveling trees over an area of 2,000 km2 (770 mi2) (Figure 1). Eyewitnesses
described a ―fire ball, bright as the Sun‖ (Longo, 2007). The event produced seismic and pressure waves that
were recorded all over the world and led to atmospheric phenomena (e.g. , bright nights, noctilucent clouds)
observed over much of Eurasia.
The recession was intertwined with a major financial crisis that exacerbated the negative effects
on the economy. Falling stock and house prices led to a large decline in household wealth (net
worth), which plummeted by over $16 trillion or about 24% during 2008 and 2009. In addition,
the financial panic led to an explosion of risk premiums (i.e., compensation to investors for
accepting extra risk over relatively risk-free investments such as U.S.
Research strongly suggests that controlling such environmental asthma triggers as allergens and air
pollutants would substantially reduce childhood asthma. For example, Lanphear and colleagues recently estimated
that elimination of residential risk factors for asthma would reduce 39% of asthma diagnoses in the United States, at
a cost savings of $402 million (57).