Xem 1-20 trên 40 kết quả Banking system liquidity
  • We model the impact of bank mergers on loan competition, reserve holdings, and aggregate liquidity. A merger changes the distribution of liquidity shocks and creates an internal money market, leading to financial cost efficiencies and more precise estimates of liquidity needs. The merged banks may increase their reserve holdings through an internalization effect or decrease them because of a diversification effect. The merger also affects loan market competition, which in turn modifies the distribution of bank sizes and aggregate liquidity needs.

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  • The Future of Banking Edited by Thorsten Beck A VoxEU.org eBook .The Future of Banking A VoxEU.org eBook .Centre for Economic Policy Research (CEPR) Centre for Economic Policy Research 3rd Floor 77 Bastwick Street London, EC1V 3PZ UK Tel: +44 (0)20 7183 8801 Fax: +4 (0)20 7183 8820 Email: cepr@cepr.org Web: www.cepr.org © Centre for Economic Policy Research, 2011 ISBN (eBook): 978-1-907142-46-8 .The Future of Banking A VoxEU.org eBook Edited by Thorsten Beck .

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  • Lecture Money and banking - Lecture 21: Role of financial intermediaries presents the following content: Pool savings; safekeeping, accounting services and access to the payments system; liquidity, risk diversification, information services.

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  • The main contents of this chapter include all of the following: Balance sheet of commercial banks, assets: uses of funds, bank capital and profitability, off-balance-sheet activities, bank risk, liquidity risk, credit risk, interest rate risk, trading risk, other risks.

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  • The Mzansi Account is the result of a banking industry initiative to provide a standard bank account, which is affordable, readily available and suits the specific needs of the previously unbanked com- munities. This initiative is a requirement of the Financial Sector Charter, which requires banks to make banking more accessible to the nation and, specifically, to increase banking reach to all com- munities.

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  • Growing linkages between MFIs and the banking system in Africa appear to be mutually beneficial. MFIs rely on banks for a variety of services, including deposit facilities, liquidity management services, and in some cases, emergency credit lines to cover cash shortfalls. For banks, the benefits are the opportunity to expand their client base through MFIs, and to expand their operations through the network of MFIs (including in the rural sector).

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  • The sample of banks includes FDIC-insured commercial banks with total assets greater than $300 million as of March 1996. Of these institutions, banks that have no commercial and industrial loans are excluded. The sample ranges from 942 banks in March of 1996 to 467 banks in December of 2004. Institutions that are liquidated during the sample period are included in the sample before liquidation and excluded from the sample for the periods after liquidation. Banks that merge during the sample period are included in the sample.

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  • Liquidity management: A more centralized (branch) model would allow global banks with wholesale operations to manage liquidity more efficiently at the group level, allowing them to transfer liquidity where it is most needed (in normal times, as well as at times of stress, absent barriers placed on transferring funds across jurisdictions in excess of the regulatory requirements).

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  • Lecture Money and banking - Lecture 17: Tax effect and term structure of interest rate presents the following content: Tax effect, term structure of interest rate, expectations hypothesis, liquidity premium.

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  • Suggests that since investors are risk averse, they will demand a greater premium for securities with longer maturity periods as these are not easily convertible to cash on short notice. A liquidity premium is usually added to the equilibrium interest rate to determine the market rate of securities.

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  • This chapter presents the following content: Liquidity, risk diversification, information services, information asymmetry and information costs, adverse selection, moral hazards.

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  • An explicit system of Deposit Insurance may be defined as the instrument through which the banking system guarantees that funds deposited by the public in a bank are independent of solvency and liquidity conditions of the bank itself, so that depositors may be sure of being reimbursed at any time. Recently, much attention has been given in the economic literature to the role of legal, political and regulatory institutions as important determinants of the evolution in both the financial structure and efficiency as well as the macroeconomic performances of one country.

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  • Despite all the skepticism, the ‘old savings’ bonds turned out to be the perfect opportunity for the development of financial market in Serbia. This was a new and liquid security that carried virtually no risk for its holders. However, for a number of reasons, the bond market became distorted, dividing into primary and secondary markets, with the secondary market further segmented into over-the-counter and stock exchange markets.

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  • The Liikanen Report has opted for not providing any definition of proprietary trading or market making activities, which is the most sensitive issue when prescribing a mandatory separation. The ESBG is of the opinion that ring-fencing market making activities will substantially harm the liquidity of markets since banks will get incentives for winding down these activities.

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  • Money can be anything that meets these three tests. Money must serve as (1) a medium of exchange, a unit of account, and a store of value. In this chapter, you will learn to solve these economic puzzles: What does the Federal Reserve bank do? Why do nations use money?,...

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  • Against the backdrop of the close connection between the implementation of monetary policy and the processing of payments through the central bank, the Bundesbank pays particular attention to the encouragement of large-value payments. These payments are processed through RTGSplus , which at the same time provides a connection to the TARGET system.

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  • In exercising the oversight function, close cooperation between the bodies overseeing payments and the BaFin is of fundamental importance. In the field of electronic money the Deutsche Bundesbank also cooperates with the Federal Agency for Security in Information Technology (BSI) and takes advice from this body, as systems with electronically stored units of value are subject to a special security test. The legal foundation for banking supervision is the KWG.

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  • The 2007–08 boom in food prices and the subsequent period of relatively high and volatile prices reminded many import-dependent countries of their vul- nerability to food insecurity and prompted them to seek opportunities to secure food supplies overseas. Together with the reduced attractiveness of other assets due to the financial crisis, the boom led to a “rediscovery” of the agricultural sector by different types of investors and a wave of interest in land acquisitions in developing countries.

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  • The crisis has shown that securitization is heavily dependent on markets’ perceptions and could be subject to sudden bouts of illiquidity generated from investors’ concerns. Namely the consequences of the increased participation in bank funding by financial markets’ investors and the large increases in securitized assets, can led to acute liquidity crises.

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  • The funds in these portfolios must either be invested in high quality liquid securities (reported as held for trading or available for sale) or placed as deposits in central banks.If the Basel III proposal regarding the Net Stable Funding Ratio (NSFR) requirement is implemented, the liquidity portfolio required will increase even further.

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