Slang is language deliberately selected for its striking informality and is consciously used in preference to ‘proper’ speech (or, more rarely, writing). It usually originates in small social groups. For
these groups, it is a private code that embodies their particular values and behaviour and reinforces their exclusivity. Slang expressions may escape the originating group and become more widely used, and although slang draws much of its effect from its novelty, some terms (booze, punk, cool) may stay in the language for many years....
By Maria Livanos Cattaui, Secretary General of ICC The global economy has given businesses broader access than ever before to markets all over the world. Goods are sold in more countries in larger quantities, and in greater variety. But as the volume and complexity of international sales increase, so do possibilities for misunderstandings and costly disputes when sales contracts are not adequately drafted. Incoterms the official ICC rules for the interpretation of trade terms facilitate the conduct of international trade.
While many HIV-infected individuals do not wish to have children, others desire children despite their
infected status. The desire and intent to have children among HIV-infected individuals may increase
because of improved quality of life and survival following commencement of anti-retroviral treatment. In
developing countries such as South Africa, where the largest number of people living with HIV/AIDS
worldwide reside, specific government reproductive health policy and service provision for HIV-infected
individuals is underdeveloped.
Opportunity funds have delivered higher returns than core funds over the
period 2003-2009. While core fund returns have been especially
disappointing, deeper analysis suggests that the additional returns delivered
by the opportunity funds may not be adequate to compensate
investors for the significantly higher levels of risk taken by fund managers to
achieve these returns.
The need to train those who will be responsible for the O&M is an
important institutional issue. Sometimes those responsible may be
in the community, sometimes they may be a private contractor, or
sometimes they may be in the ministry. User training is needed, par-
ticularly in water supply and sanitation. Sanitation education has
not always been provided and is very important.
If the operator is going to be the sectoral agency, sometimes basic
budgetary reforms need to be addressed.
Besides aggressively innovating and incorporating new materials and technologies into practical, effective, and timely commercial products, in recent years, many industries have begun to examine new directions that they must cultivate to improve their competitive position in the long term. One thing that has become clearly evident is the need to push the quality issue farther and farther upstream so that it
Real estate is valued for its cash flow, both its operating cash flow during the time that you own
the property and its likely net sale proceeds when you go to sell the property at some time in the
Since real estate is purchased today based on its ability to produce cash flow in the future, tools
are needed which help calculate the present value of future cash flows. These tools are readily
available, are discussed in Tool Kits #2 and #3, and involve the concept of “capitalization”.
All capitalization tools convert future income...
Due to saturation in some of the big Turkish cities and rapidly
increasing land prices, many developers and institutional investors
are forced to look beyond the biggest cities and explore secondary
cities, like Mersin, Samsun, Kocaeli and Diyarbakir. Mersin for
example, is a sizable city with a busy port on the Mediterranean
coast of southern Turkey and an industrialised and commercially
active city. It has already attracted a number of retail investment
projects and houses five shopping centres, with the capacity to
absorb further centres.
I came to view the process by which a central bank manages
the interbank rate in a different light a few years ago in a paper
on the zero bound on interest rate policy.
Obviously, at the
zero bound it is no longer possible for a central bank to operate
on the interest opportunity cost spread. The spread is zero.
Nevertheless, a central bank still may be said to manage the
interbank rate when it is zero. Thus, something other than
open market operations and the interest opportunity cost
spread must matter for the implementation of interest rate
The Banco de España and the European Commission, in cooperation with the ECB, will
closely monitor implementation of the recapitalisation plans, while the European
Commission will monitor application of the restructuring decisions. In putting their
recapitalisation into practice, banks requiring State aid will have to separate unimpaired
assets from impaired assets before removing the latter from the balance sheet.
Moreover, typically, previous work investigated en-
forcing a given resource partitioning of a single re-
source, within a single software tier at a time. In
our own previous work in the area of dynamic parti-
tioning, we have investigated either partitioning mem-
ory, through a simulation-based exhaustive search ap-
proach , or partitioning storage bandwidth, through
an adaptive feedback-loop approach , but not both.
Good pressure care needs to be
practised across all activities of daily
living: in the wheelchair, in bed, in the
bath and on the toilet or commode.
Correct pressure care equipment is an
important component of any prevention
programme, but should not be seen as a
A prevention programme for people at
risk of pressure ulcers may include the
Correct positioning in bed or chair
People at risk of developing pressure
ulcers should be repositioned throughou
the day. When lying in bed, a 30 degree
tilt will minimise pressure on bony
The Institutional System of Protection (ISP), established by Decree-law 6/2010 offers an
effective instrument to bring together a group of credit entities in order to pool their risk
management strategies and develop risk sharing strategies. In the special case of saving
banks, this system is organised around a central entity in the form of a commercial bank
which will pool their risk management strategies, risk sharing and will have full access to
financial markets, including raising capital. Thus, the ISP increases the ability to access
markets in order to obtain equity.
A total of 159 economies worldwide have launched 3G services commercially and the number of active
mobile-broadband subscriptions has increased to almost 1.2 billion.
• While people in developed countries usually use mobile-broadband networks in addition to a fixedbroadband
connection, mobile-broadband is often the only access method available to people in
• The percentage of the population covered by a 2G mobile-cellular network is twice as high as the
population covered by a 3G network. 3G population coverage reached 45% in 2011.
Another scheme, prime bank notes are “fictitious and fraudulent instruments -- not backed or endorsed by
any legitimate financial institution.” In other words, prime bank notes do not exist.
are often marketed using an assortment of vague terms such as debentures, letters of credit, commercial
paper, prime notes, bills of exchange; bank secured trading programs or loan roll programs. The sales
pitch typically includes promises of unrealistic rates of return (e.g.
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Since the approval of International Standard Banking Practice (ISBP) by the ICC Banking
Commission in 2002, ICC Publication 645 has become an invaluable aid to banks, corporates,
logistics specialists and insurance companies alike, on a global basis. Since the approval of international standard banking practive by the ICC banking.