Banks thus planned to meet their shortfalls predominantly through capital
measures, and some made progress in spite of unfavourable market
conditions. Low share prices, as at present, cause a strong dilution effect,
drawing resistance from incumbent shareholders and management.
experience of UniCredit, whose deeply discounted €7.5 billion rights issue led
to a 45% (albeit transient) plunge in its share price, deterred other banks from
following suit. Capital can also be built through retained earnings, debt-to-
equity conversion or redemption below par.
Health effects model. To estimate exposure to the PM10 produced by our sample plants, we use
population data at the survey unit level—that is, at the level of areas geoestadísticas básicas
(AGEBs) in Ciudad Juárez and census tracts in El Paso. We assign the inhabitants of each
survey unit a distance-weighted average of PM10 concentrations predicted by the ISCST3 model
at all model receptor points within 800 meters of the survey unit centroid.
These three developments—globalization, technological advances, and deregulation—
spell endless opportunities. But what is marketing and what does it have to do
with these issues?
Marketing deals with identifying and meeting human and social needs. One of
the shortest definitions of marketing is “meeting needs profitably.
This multiple-case study focuses on the practices and functions of customer reference marketing, and on the
ways through which customer references can be deployed as marketing assets. The research is based on
multiple-case-study methodology and the empirical findings were derived from an in-depth analysis of 38
semi-structured personal interviews with managers in four case companies operating in the fields of process
and information technology.
Clearly, a straightforward implication of wages being determined by sectoral
conditions would be that industry-level contracts oﬀer little scope for adjustments of
individual wages to ﬁrm-speciﬁc demand shocks, even if the latter are of permanent
nature. However, as demonstrated in Section 2.2, industry-level contracts do not
necessarily provide an obstacle to the adjustment of wages to local conditions, as
recent decentralisation tendencies in Germany have introduced the option of making
such wage adjustments.
Ensure that system and network administrators are trained and capable. Security testing must be
performed by capable and trained staff. Often, individuals recruited for this task are already involved in
system administration. While system administration is an increasingly complex task, the numbers of
trained system administrators generally has not kept pace with the increase in computing systems.
Today, luxury goods makers have started descending on India, and surprisingly, the nation's
wealthy are enjoying indulgence not seen since the time of the maharajahs. The old rich have, of
course, always been rich. But something in Indian culture has inhibited ostentatious displays of
wealth. That coyness seems to have vanished.
Retail consultancy firm KSA Technopak estimates that India's luxury market is growing at 20% a
year. The market for high-end clothing and accessories alone is estimated to be worth $US445
million ($A610 million).
This should consider that premiums reflect both the first
party costs (generally damage to the driver’s own vehicle)
and third party costs (generally damage to property outside
of the driver’s vehicle and injury costs for people outside of
the vehicle although it will, of course, include injury costs for
passengers in the driver’s vehicle where the driver is at fault).
These new technologies, therefore, need to be able to reduce the casualty rate and the level of severity
The state-of-the-art infrastructure facility at IIFT
includes well equipped computer centre which
caters to the students and faculty member's specific
requirements. Most of the activities which require IT
support revolve around the training and research
The computer labs for the students are open 24
hours wi th adequate number of desktop
connections. This facility also houses the provision
to conduct online assessment activities ...
In multiple-tier markets, stock exchange operators have also supported the
transition of companies from less regulated compartments for small cap
companies to their main markets, in a number of instances providing assistance
to companies adopting the required higher governance standards. For instance,
the TSX facilitates the transition of companies from its Venture Exchange
main market, which features higher governance requirements.
The coincidence of multiple inequities in health—and as an interlinked concept, the
multifaceted nature of poverty—make for a very complex field. Those living at the margins of
society suffer numerous and overlapping inequities in health, in voice, in agency, in living
conditions. Often, their poverty and ill health keep them in a life of perpetual quicksand. Just as
an intervention might spare a child from malaria only to have her die a year later of measles, a
policy change in the health sector might be successful in eliminating one source of inequity (e.g.
access to care)...
It is therefore possible that the same amount of alcohol may produce a higher Blood
Alcohol Concentration (BAC) in the elderly than younger people. Elderly car drivers are
three times more likely to be involved in a motoring accident after consuming even a small
amount of alcohol, than they are at a zero level of alcohol.
Alcohol depresses the brain function to a greater extent in older people, impairing coordination
and memory, which can lead to falls and general confusion. It can also heighten
emotions leading to moodiness, irritability or even violence.
As the roles progress from accounting operations to management support, the amount of value added
to the organisation and the contribution made by management accountants generally increases. Roles
in management information systems work across the others, supporting these functions.
At the same time, we analysed the results of our survey geographically, in particular looking for
differences in how the roles of financial professionals are evolving in the east and west.
The nutritional knowledge and practical skills of small scale farm holders must be improved in
order to ensure that PNG can take advantage of the benefits of aquaculture. An increase in this
knowledge base will also directly benefit other agricultural industries reliant on the feeding of
stock such as the rapidly expanding poultry industry. These needs have been addressed in a three
day Feed Manufacturing Workshop funded by the Australian Centre for International
Agricultural Research (ACIAR).
During 1993–2003, incidence of tuberculosis (TB) in the United States decreased 44% and is now occurring at a historic low
level (14,874 cases in 2003). The Advisory Council for the Elimination of Tuberculosis has called for a renewed commitment to
eliminating TB in the United States, and the Institute of Medicine has published a detailed plan for achieving that goal.
As a natural consequence of the issue of all this paper the coin was
rapidly leaving the kingdom; this circumstance alarmed the managers of
the bank; and as the circulation of banknotes had now become immense,
the effects of a run were regarded with great apprehension.
Golden Jubilee Savings Bonds. In 2007 the Ghanaian government
issued $50 million worth of five-year “Golden Jubilee” savings bonds,
available for purchase at approved financial institutions until June 2008,
to both Ghanaians living in Ghana and abroad. Its objective was to raise
money for infrastructural development projects in all ten regions of
the country, raise awareness of the importance of saving, and diversify
financial instruments on offer to the market. Holders of the accrual
bonds do not receive the fixed 15 to 15.
In the following, we identify the unique subgame perfect equilibrium of
the sequential game described above. Furthermore, government’s regulation
is shown to reduce the diversity in the programs oﬀered by the channels at
equilibrium: the lower the upperlimit imposed by the government to the ad-
vertising rate, the weaker the diversity in the programs!
There are at least three papers closely related to the present analysis.
Vaglio (1995) proposes a Hotelling-type model of the audience for TV-
broadcasting which shares several properties with ours.
Treatments that take into account the physics of can-
cer cells and tumours could, however, offer radically
new approaches, especially when combined with nano-
technology. As far as the NCI initiative is concerned, it
is mainly focused on pure research and is not seeking
to develop new treatments, although one group at the
Houston Physical Sciences-Oncology Center in Texas,
led by Mauro Ferrari, is trying to get gold nanoparticles
inside cancer cells to see if microwaves can literally cook
the cells to death.
The role of banks is integral to any economy. They provide financing for
commercial enterprises, access to payment systems, and a variety of retail financial
services for the economy at large. Some banks have a broader impact on the macro
sector of the economy, facilitating the transmission of monetary policy by making
credit and liquidity available in difficult market conditions.