Xem 1-20 trên 65 kết quả Credit implementation
  • The credit derivatives market is booming and, for the first time, expanding into the banking sector which previously has had very little exposure to quantitative modeling. This phenomenon has forced a large number of professionals to confront this issue for the first time. Credit Derivatives Pricing Models provides an extremely comprehensive overview of the most current areas in credit risk modeling as applied to the pricing of credit derivatives.

    pdf400p tdh186 09-05-2012 170 81   Download

  • Over the next decade, the two laws also will provide for about $900 billion in new subsidies, including a substantial expansion of Medicaid and new tax credits to offset the cost of health insurance premiums for low- and middle-income families and small businesses. In each state, exchanges will be established to facilitate the purchase of coverage and the delivery of the subsidies. Some companies whose workers receive subsidies for health insurance through the exchanges could be required to pay penalties.

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  • Forecasting credit portfolio risk poses a challenge for the banking industry. One important goal of modern credit portfolio models is the forecast of the future credit risk given the information which is available at the point of time the forecast is made. Thus, the discussion paper “Forecasting Credit Portfolio Risk“ proposes a dynamic concept for the forecast of the risk parameters default probabilities and default correlations.

    pdf38p enterroi 01-02-2013 15 7   Download

  • Credit hour is the unit by which an institution measures its course work. The number of credit hours assigned to a course quantitatively reflects the outcomes expected, the mode of instruction, the amount of time spent in class, and the amount of outside preparatory work expected for the class. Considerable variation exists from institution to institution and within a given institution. A semester credit hour is the most commonly used system of measuring course work and is usually based on at least a 14-17 week calendar.

    pdf5p enter1cai 12-01-2013 22 3   Download

  • To increase local capabilities to enable Africans to manage their pro- grams and projects themselves, AGETIPs are responsible for the process of design, contracting, and implementation of projects whose final ben- eficiaries are generally the municipalities or the public. The process in- cludes codesigning subprojects with local municipalities and communi- ties; publicizing contracts; contracting, supervising, and commissioning works; and paying suppliers. While remaining responsible for overall project management, AGETIPs contract out most services.

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  • Since the 1970's there has been growing evidence supporting the frequently heard conjecture that credit cards encourage spending. For example, it is known that people who own more credit cards make larger purchases per department store visit (Hirschman 1979), and that restaurant tips are larger when payment is by card (Feinberg 1986). There is also evidence that credit card users are more likely to underestimate or forget the amount spent on recent purchases (Soman 1999).

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  • In recent years, enormous strides have been made in the art and science of credit risk measurement and management. Much of the energy in this area has resulted from dissatisfaction with traditional approaches to credit risk measurement and with the current Bank for International Settlements (BIS) regulatory model.

    pdf336p orchid_1 28-09-2012 109 43   Download

  • develop and implement Windows-based applications by using Windows Forms and the Microsoft .NET Framework. This exam counts as a core credit toward the new MCAD (Microsoft Certified Application Developer) certification as well as a core credit toward the MCSD .NET certification. This book is not intended to teach new material. Instead it assumes that you have a solid foundation of knowledge but can use a refresher on important concepts as well as a guide to exam topics and objectives.

    pdf467p itvovantien 13-06-2012 86 33   Download

  • The federal funds market also functions as the core of a more extensive overnight market for credit free of reserve requirements and interest rate controls. Nonbank depositors supply funds to the overnight market through repurchase agreements (RPs) with their banks. Under an overnight repurchase agreement, a depositor lends funds to a bank by purchasing a security, which the bank repurchases the next day at a price agreed to in advance. In 1991, overnight RPs accounted for about 25 percent of overnight borrowings by large commercial banks.

    pdf97p taisaovanchuavo 23-01-2013 24 8   Download

  • In its report to the G7 titled Report of the Financial Stability Forum on Enhancing Market and Institutional Resilience, 1 the Financial Stability Forum (FSF) requested the Joint Forum to conduct a stocktaking of the uses of external credit ratings by its member authorities in the banking, securities and insurance sectors. The request also suggested that authorities review whether their regulations and/or supervisory policies unintentionally give credit ratings an official seal of approval that discourages investors from performing their own due diligence.

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  • Categories are aggregated by Ad Age from TNS classifications as follows (not comprehensively): Automotive includes manufacturers and dealerships; Retail includes discount department & variety stores, department stores, retail, shopping centers & catalog showrooms; Telecom, internet services and ISP includes telephone companies (wireless, local and long distance), internet service providers, web designers, communications networks, telephone equipment, and offline internet support; Medicines & proprietary remedies: Pharmaceutical houses, medicines & proprietary remedies, fitness, eyeglasses, ...

    pdf27p doiroimavanchuadc 06-02-2013 22 6   Download

  • The Communication highlighted the role played by microfinance institutions/micro-credit providers in developing the provision of micro-credit in Europe and stressed that adequate technical support is necessary to help these operators release their potential.

    pdf0p khanhchilam 29-03-2013 24 6   Download

  • Although social funds projects started with the short-term emergency objective, they are increasingly incorporating longer term service deliv- ery and capacity-building goals. The Portfolio Review found that around 80 percent of recent social funds projects, that is, those approved in fis- cal years 1994–96, had long-term objectives. As the objectives of social funds projects evolve over time, their design and implementation need to change as well. The yardsticks used to monitor performance should reflect evolving objectives.

    pdf7p thangbienthai 23-11-2012 19 5   Download

  • We are well on the way to implementing health reform and establishing Affordable Insurance Exchanges – one-stop marketplaces where consumers can choose a private health insurance plan that fits their health needs and have the same kind of insurance choices as members of Congress. Today, the Treasury Department issued proposed regulations implementing the premium tax credit that gives middle-class Americans unprecedented tax benefits to make it easier for them to purchase affordable health insurance....

    pdf4p enter1cai 12-01-2013 28 5   Download

  • For banks, on the other hand, taking on credit exposure is a defining element of their business, and risk management of lending activities is their major challenge. Banking risk management practices are currently undergoing a significant transformation, entailing a greater emphasis on the systematic assessment of the quality of all credits and the production of detailed quantitative estimates of credit risk. These quantitative measures are being used by banks to inform their internal estimates of the amount of provisions and capital necessary to support these risks.

    pdf109p taisaovanchuavo 23-01-2013 18 5   Download

  • For people like Cindy, who have struggled with no credit, illness, and challenging life situations, a car can make the difference between creating a better life and being stuck in a bad situation. As Cindy said in the documentary, “That car did it for me. The car was the final piece of the puzzle that I needed to complete my goals, which was getting into the apprenticeship and getting a better job and sup- porting my kids. I went to school, tried out for the Iron Workers and was accepted and…just went from there. But I couldn’t have done any of that without...

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  • The MP3EI is a very ambitious plan. It aims to propel Indonesia into the top ten worldwide economies and raise income per capita from US$ 3000 to US$ 15,000 by 2025. The policy rests on three main pillars: establishing six economic corridors based on the comparative advantage of the different regions of Indonesia; promoting connectivity within Indonesia, the ASEAN region and globally as well as improving human resources and science and technology. PPPs are expected to play an important role in the implementation of the MP3EI.

    pdf120p hoangphiyeah1tv 18-04-2013 27 4   Download

  • Second, we reestimate our baseline specification while adding control variables, ranging from initial fiscal and current account balances to initial bank credit risk and household debt levels. These could plausibly have both affected the growth forecast error and been correlated with fiscal consolidation forecasts. Not controlling for such factors could influence the estimated relation between fiscal consolidation forecasts and growth forecast errors. We find, however, that our results are robust to the introduction of such controls. ...

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  • We build a three-factor term-structure of interest rates model and use it to price corporate bonds. The first two factors allow the risk-free term structure to shift and tilt. The third factor generates a stochastic credit-risk premium. To implement the model, we apply the Peterson and Stapleton (2002) diffusion approximation methodology. The method approximates a correlated and lagged-dependent lognormal diffusion processes. We then price options on credit-sensitive bonds.

    pdf27p taisaocothedung 12-01-2013 19 3   Download

  • In this paper we focus on the recent Spanish credit cycle which largely explains the banking problems in this country and, in particular, the episodes of financial instability and uncertainty that the Spanish banking sector suffered during 2009 and 2010. These episodes gave, in turn, rise to the implementation of banking restructuring plans in 2010 and early 2011.

    pdf68p enterroi 01-02-2013 16 3   Download

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