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  • This book is dedicated to my accent reduction students who came to the United States from all parts of the globe. Their drive to excel, passion for learning, amazing work ethic, and belief in the American dream have inspired me to write this book. In the words of Henry David Thoreau, “Go confidently in the direction of your dreams. Live the life you have imagined.” Thanks to all of the supportive and extremely professional people at Barron’s: Dimitry Popow, my editor; Wayne Barr for seeking me out to write this book; and Veronica Douglas for her support. I am enormously...

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  • The ledger in which the impersonal accounts are kept is known as the Nominal (or ‘General’) Ledger. In order to ensure privacy for the proprietor(s), the capital, drawings, and other similar accounts are sometimes kept in a Private Ledger. This prevents office staff from seeing details of items which the proprietors want to keep secret.

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  • What is a flat slab? A reinforced concrete slab supported directly by concrete columns without the use of beams. FLEXIBILITY IN ROOM LAYOUT, allows Architect to introduce partition walls anywhere required, allows owner to change the size of room layout, allows choice of omitting false ceiling and finish soffit of slab with skim coating.

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  • In this section, there are three types of questions: reading comprehension, critical reasoning, and sentence correction. For each question, select the best of the answer choices given. More detailed directions will appear before the first occurrence of each question type. At any point in the test, you can read the directions for the question you are working on by clicking on HELP.

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  • The first all-inclusive guidebook for designing, building, and implementing a sturdy core valuation/projection model In today’s no-room-for-error corporate finance market, precise and effective financial modeling is essential for both determining a company’s current value and projecting its future performance. Yet few books have explained how to build models that accurately interpret a company’s financial statement, while none have focused on projection models.

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  • THE publication of this series of pamphlets has been undertaken to make available in a permanent form complete detailed directions for the preparation of various organic chemical reagents. In announcing this purpose it may be well to mention at the outset some of the difficulties in the way of the research chemist, which it is hoped this series will be able to overcome. The cost of chemicals is prohibitive to the majority of chemists; this was true before the war when Kahlbaum's

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  • The traditional direct marketing paradigm implicitly assumes that there is no possibility of a customer purchasing the product unless he receives the direct promotion. In real business environments, however, there are “voluntary buyers” who will make the purchase even without marketing contact. While no direct promotion is needed for voluntary buyers, the traditional response-driven paradigm tends to target such customers. In this thesis, the traditional paradigm is examined in detail. We argue that it cannot maximize the net profit.

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  • What are the prospects for advances in the treatment of schizophrenia as the 21st Century unfolds? It is clear that many advances have been made in the 100 years since Eugen Bleuler’s important monograph Dementia Praecox or the Group of Schizophrenias, compiled detailed clinical descriptions of his asylum patients (Bleuler 1911; 1950).

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  • The combination of methods proved to be valuable because each method had weaknesses: the literature search did not cover all countries; the questionnaire survey did not provide the same amount or quality of information for all countries; and the limited resources did not allow for expert interviews in all countries. Each method provided certain information that was not available from the other sources. Limitations exist for the direct comparison of single countries because of the limited number of interviews and respondents to the survey.

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  • The European microfinance market is characterized by varying legal and regulatory frameworks, different economic realities, differing political philosophies towards socio-economic activity, and different financial sector structures (and history). 5 Banks are subject to comprehensive regulation, even though local differences exist given that EU directives may not have been fully transposed into national law. In some European countries, only regulated banks may engage in micro- lending. Non-banks are typically not subject to banking regulation.

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  • Use of vocabulary is an important aspect of academic writing. Again, following Storch and Tapper (2009), we examined the occurrences of vocabulary in the Academic Word List (AWL) developed by Coxhead (2000). The AWL consists of 570 word families derived from a corpus of academic texts drawn from our ‘sub- corpora’ from arts, commerce, law, and science (see Coxhead, 2000 for details). These words are academic words that are found across disciplines and comprise 9-10% of an academic text (Storch & Tapper, 2009).

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  • The principal charge to the Committee on Elementary Particle Physics in the 21st Century was to recommend priorities for the U.S. particle physics program for the next 15 years. Described in the Executive Summary and more fully presented in the Overview, the committee’s considered response is laid out in detail in the main text of this report, which begins by discussing the scientific challenges in particle physics and conveying the current status of the U.S. program and then presents the committee’s consensus on the best way to sustain a competitive and globally relevant U.S.

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  • The data set we received from CIBC has 304,698 observations. Each observation represents a customer and is described by 407 variables, both categorical and numerical. The variable “index” gives the ID of the customer and the variable “target” describes whether the customer had responded to the previous campaign. There are a lot of missing values. Detailed descriptions on the meaning of each variable were not provided. All of the observations had received the direct promotion.

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  • The pulp and paper industry is also one of the three sectors (along with cement and steel) for which CEF made detailed parameter modifications to the NEMS model used to produce AEO 1999. Modifications included adjustments to baseline energy intensities and rates for annual improvements in energy intensity, which were adjusted to reflect best-available sector-specific research.

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  • This guide provides a high-level overview of the exciting new features in the Windows 8 user interface so you can get up and running quickly with the new operating system. Windows 8 provides the power of a PC with the touch interface of a tablet so you don’t have to make any compromises. If you haven’t already installed Windows 8, you can find detailed installation instructions at: . This guide provides instructions for touch, mouse, and keyboard. Since Windows 8 is a touch-first interface, touch instructions are always listed first, and then mouse and keyboard instructions.

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  • The origins of the sciences of microbiology and virology are sharply different from those of other biological sciences.While intrepid explorers dissected animals and studied their behaviors in exotic locations, and English vicars described hedgerow plants in loving detail through their gentle seasons, microbiology emerged from the fetid fever hospitals of Europe in the mid-1880s.

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  • This book is written for engineers and scientists who intend to study and understand the detailed operation principles of GPS receivers. The book is at the senior or graduate school level. A few computer programs written in Matlab are listed at the end of several chapters to help the reader understand some of the ideas presented.

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  • During 1993–2003, incidence of tuberculosis (TB) in the United States decreased 44% and is now occurring at a historic low level (14,874 cases in 2003). The Advisory Council for the Elimination of Tuberculosis has called for a renewed commitment to eliminating TB in the United States, and the Institute of Medicine has published a detailed plan for achieving that goal.

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  • These Incentives are available for energy efficiency equipment upgrades and improvements including Lighting/Electrical, Mechanical, Kitchen/Refrigeration and Building Envelope. Incentives are paid based on the quantity, size and efficiency of the equipment. Incentives are provided for qualified equipment commonly installed in a retrofit or equipment replacement situation. Full details of the measures, incentive amounts, and equipment specifications are detailed in this catalog.

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  • Chapter 4 - Molecular cloning methods. This chapter review the fundamentals of gene structure and function, we are ready to start a more detailed study of molecular biology. The main focus of chapter will be the experiments that molecular biologists have performed to elucidate the structure and function of genes.

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