Disproportionately burdened

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  • We obtain information from SIF on the social screening activity of SRI funds. SIF pro vides information about the use of screens in eleven screening categories: alcohol, tobacco, gambling, defense/ weapons, animal testing, products/services, environment, human rights, labor relations, employment/equality, and community investment. We also obtain information from SIF on whether social screening is performed in-house or delegated to an external firm.

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  • What are conditions like in primary schools? How many hours, if any, of English language learning do students receive before they enter secondary school? Is primary education free? What's the student-teacher ratio? Are schools in rural areas different from schools in towns? Are there textbooks? Who wrote them? When? Do parents pay for them? Or are they issued free of charge by the government? What percentage of the population completes primary school? What's the ratio of girls to boys? Is there a national primary leaving examination? What happens to those who don't get into s...

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  • We nd that these variables prove valuable in selecting funds with superior performance in Europe, which indicates their ability to locate skilled managers. Interestingly, we nd that some additional variables, such as growth in industrial production, in ation, and a proxy for stock market volatility, are also useful in identifying funds with superior future alphas.

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  • Audit Committees are no more than a part of those defences. But we believe that they are a most important part and that there could be considerable benefits if their role were clarified and enhanced. This would be beneficial not only in increasing the level of assurance against catastrophic failure and gross malfeasance; it would also offer improvements on a wider front, raising the overall standard of corporate governance for all companies that implement our guidance.

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  • In the usual case where a single test is performed on the alpha of one fund (or one portfolio of funds), luck is controlled by setting the significance level γ (or equivalently the Size of the test). The standard approach differs from this framework because it boils down to running a multiple hypothesis test instead of a single one. The null hypothesis H0 of no performance is tested for each of the M funds in the population. In a multiple testing framework, luck refers to the number (or the proportion) of lucky funds among the significant funds that are discovered.

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  • The Twin furniture series was specially designed for Pier A by furniture designers Rud Thygesen and Johnny Sørensen, and produced by Magnus Olesen A/S. The Twin chair is part of a range of furniture that won the Design Award from the Association of Danish Furniture Designers and Interior Decorators in 1995. The chair was custom-designed to be suitable for the elderly as well as the disabled and to require a minimum of maintenance. The clear blue colours form a fine contrast to the typically colour- less, simplistic architecture of the airport and its predominance of glass and aluminium....

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  • A banking entity may acquire or retain an owner- ship interest in a covered fund for hedging purposes if the acquisition or retention of the ownership interest meets specifi ed criteria.

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  • Previous work has explored or referenced instances of fund sponsor support including that of Baba et al. (2009), Kacperczyk and Schnabl (2012), McCabe (2010), and Moody’s (2010). However, this paper is unique in presenting a complete data set of direct support instances and related amounts formed through a detailed review of the financial statements of all prime MMMFs. We observe that some past work has evaluated support by reviewing funds that received SEC no-action letters related to affiliate transactions. ...

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  • Consequently, the first section of this paper will focus on the concept of conflict and conflict cycles. After presenting a working definition of conflict, a theoretical model of the conflict lifecycle will be provided. This section also presents an extended model of the conflict lifecycle which includes both the conflict intensity level and measures to prevent, limit and resolve the conflict.

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  • Form DQA (Design Quality Audit Checklist) is used to perform, record, and certify the audit. A non-conformance with the quality process results in the documents being returned to the Originator to bring the package into compliance. If the audit finds all documents in conformance, the DQAM completes and signs Form DQA to document and certify that the QMP requirements have been followed. At the appropriate time, the DQAM also uses Form DQA to certify that the design package is approved for RFC (Refer to section 4.7 RFC Procedure).

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  • “Whether it’s OEM or third party, the equipment itself should cost about the same,” says Tucker. “It’s the service contract that tends to be different and cost a little more through the OEM. But for good reason: a third-party vendor might be a one- or two-person operation, which means if your equipment goes down there may be a delay in service.” Additional factors to consider if dealing with a third-party vendor are the vendor’s inventory supply and how it handles a sale.

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  • In May of 2000, I graduated with an undergraduate degree in elementary education and a minor in English as a Second Language. My first teaching position was in a rural school district. I taught fourth through eighth grade bilingual classes, two sections of seventh and eighth grade Spanish, and worked with several at-risk students. Frustrated by the educational gains these students made, and the lack of respect for bilingual education, I applied and was hired for my current fourth grade position in a neighboring school district.

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  • The emergence of Internet-based social media has started a new kind of conversation among consumers and companies, challenging traditional ideas about marketing and brand management while creating new opportunities for organizations to understand customers and connect with them instantly. The proliferation of social media channels is mind-boggling. Publishing tools like TypePad and WordPress offer any company or customer the chance to write a blog, while microblogging on Twitter allows a rapid-fire stream of real-time commentary, complaints, and recommendations.

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  • Nevertheless, the broad message of this analysis is fairly clear. Air pollution from maquiladoras has serious consequences for human health, including respiratory disease and premature mortality. However, maquiladoras are clearly not the leading cause of air pollution in Paso del Norte. Moreover, most maquiladoras are probably less important sources of dangerous air pollution than at least one notoriously polluting Mexican-owned industry. Finally, we find no evidence to suggest that maquiladora air pollution affects the poor disproportionately.

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  • Adding oxygenates to gasoline has the effect of making the engine run leaner: since some oxygen is already present in the fuel molecules, the total amount of oxygen (from the air and from the oxygenates) relative to carbon and hydrogen in the fuel is greater. Running the engine leaner reduces the emissions of CO substantially; it also reduces the emissions of unburned hydrocarbons to some extent. Since the largest source of CO emissions is the automobile exhaust, use of oxygenated fuels substantially reduces the emissions of this pollutant.

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  • Learning skills and remembering facts in mathematics are important but they are only the means to an end. Facts and skills are not important in themselves. They are important when we need them to solve a problem. Students will remember facts and skills easily when they use them to solve real problems. As well as using mathematics to solve real-life problems, students should also be taught about the different parts of mathematics, and how they fit together.

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  • The National Institute of Standards and Technology (NIST) developed this guide in furtherance of its statutory responsibilities under the Federal Information Security Management Act (FISMA) of 2002, Public Law 107-347. NIST is responsible for developing standards and guidelines, including minimum requirements, for providing adequate information security for all federal agency operations and assets, but such standards and guidelines shall not apply to national security systems.

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  • Various hypotheses have been advanced to explain the high prevalence of mental health problems during the perinatal period, ranging from biological (e.g., hormones and neurochemical modifications) to psychological (e.g., personality types and ways of thinking) and social determinants (e.g., gender disparities in access to education and income-generating opportunities, social roles, disproportionate burden of unpaid work, exposure to family violence, low autonomy, poverty and coincidental adversity) explanations.

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  • Despite the success of the Men C programme the youngest members of society continue to bear a disproportionate burden in terms of incidence of, and mortality from, IMD. The recorded case fatality rate (CFR) for meningococcal disease varies between 2.6-10% each year (see table accompanying Figure 1), similar to the 5.6% observed in England and Wales.

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  • Our supervisory framework was not equipped to handle a crisis of this magnitude. To be sure, most of the largest, most interconnected, and most highly leveraged financial firms in the country were subject to some form of supervision and regulation by a federal government agency. But those forms of supervision and regulation proved inadequate and inconsistent. First, capital and liquidity requirements were simply too low.

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