This e-text was produced from the September 1960 issue of If. Extensive research did not uncover any evidence that the U.S. copyright on this publication was renewed. Every effort has been made to replicate this text as faithfully as .
The Group net interest margin at 2.2 per cent was marginally down from 2.3 per cent in 2009, reflecting the continuing low margins
liability products and also some pressure on asset margins in the latter half of 2010 as competition intensified.
Non-interest income grew marginally by $65 million to $7,608 million but experienced a significant shift in
mix. Net fees and