Xem 1-20 trên 352 kết quả Financial credit
  • This paper studies the responses of residential property and equity prices, inflation and economic activity to monetary policy shocks in 17 countries, using data spanning 1986-2006. We estimate VARs for individual economies and panel VARs in which we distinguish between groups of countries on the basis of the characteristics of their financial systems. The results suggest that using monetary policy to offset asset price movements in order to guard against financial instability may have large effects on economic activity.

    pdf35p thuytinh_den 11-07-2010 94 16   Download

  • This paper analyzes the cyclical effects of bank capital requirements in a simple model with credit market imperfections. Lending rates are set as a premium over the cost of borrowing from the central bank, with the premium itself depending on collateral. Basel I- and Basel II-type regulatory regimes are defined and a capital channel is introduced through a signaling effect of capital buffers. The macroeconomic effects of

    pdf14p vickyzao 24-10-2012 30 8   Download

  • SERS OF FINANCIAL STATEMENTS INCLUDED management of a company's shareholders, bondholders, security analysts, vendors, lending institutions, employees, labor unions, management agencies, and the general public. They use financial statements to make decisions. For example, potential investors use financial statements as an aid in deciding whether to buy shares. The supplier uses financial statements to decide whether or not to sell goods for a credit card company. Labor unions to use financial statements to help identify their needs as they negotiate for workers....

    pdf597p elladinh 26-10-2011 255 145   Download

  • Letters of Credit are a time-tested instrument of int e rnat ional t rade . They have been used to expand markets for goods and services and to facilitate a variety of financial transactions, either as a method of payment or as a credit enhancement, within as well as across the borders of sovereign states.

    pdf152p quanghoa 09-03-2009 177 85   Download

  • Mathematical finance and financial engineering have been rapidly expanding fields of science over the past three decades. The main reason behind this phenomenon has been the success of sophisticated quantitative methodologies in helping professionals to manage financial risks. The newly developed credit derivatives industry has grown around the need to handle credit risk, which is one of the fundamental factors of financial risk. In recent years, we have witnessed a tremendous acceleration in research efforts aimed at better apprehending, modeling and hedging of this kind of risk ...

    pdf270p vigro23 24-08-2012 86 49   Download

  • The empirical relationship between capital controls and the financial development of credit and equity markets is examined. We extend the literature on this subject along a number of dimensions.Specifically, we (1) investigate a substantially broader set of proxy measures of financial development; (2) create and utilize a new index based on the IMF measures of exchange restrictions that incorporates a measure of the intensity of capital controls; and (3) extend the previous literature by systematically examining the implications of institutional (legal) factors.

    pdf44p truongan 13-11-2009 121 34   Download

  • • Permanent Assets (those held 1 year) – should be financed with permanent and spontaneous sources of financing. • Temporary Assets (those held • Permanent Financing – intermediate-term loans, long-term debt, preferred stock, common stock • Spontaneous Financing – accounts payable that arise spontaneously in day-to-day operations (trade credit, wages payable, accrued interest and taxes) • Short-term financing – unsecured bank loans, commercial paper, loans secured by A/R or inventory...

    ppt43p huynhcongdanh 12-06-2012 86 29   Download

  • In the last decade rating-based models have become very popular in credit risk management. These systems use the rating of a company as the decisive variable to evaluate the default risk of a bond or loan. The popularity is due to the straightforwardness of the approach, and to the upcoming new capital accord (Basel II), which allows banks to base their capital requirements on internal as well as external rating systems.

    pdf256p tieungot 24-01-2013 61 28   Download

  • Whether you’ve fallen behind on your bills, been sued, or even declared bankruptcy, this book can help you take simple and effective steps to repair your credit. As you read, keep in mind these four important points. You’re not alone. Economic ups and downs have affected many people. Disposable incomes are down and savings are evaporating. Millions of honest, hardworking people—the same ones who receive credit offers almost daily—are having problems paying their bills. And more than two million personal bankruptcy cases were filed in 2005....

    pdf353p greengrass304 14-09-2012 36 13   Download

  • Consumer financing have become increasingly important in the private sector of Pakistan for the last two decades. With the new reforms in the banking sector, the marketing of financial products has become very competitive, creating a needfor strategizing the marketing efforts. This study investigates the shift of Pakistani consumers towards the use of plastic money, with emphasis on credit cards. A survey of consumers holding (at least) one or no credit card were used for data collection.

    pdf12p toan184 11-01-2011 129 12   Download

  • John Kessel (b. 24 September 1950 in Buffalo, New York) is an American author of science fiction and fantasy. He is a prolific short story author with several longer works to his credit. He won a Nebula Award in 1982 for his story "Another Orphan," in which the protagonist finds himself living inside the novel Moby Dick. His short story "Buffalo" won the Theodore Sturgeon Memorial Award and the Locus poll in 1992. His novella "Stories for Men" shared the 2002 James Tiptree Award for science fiction dealing with gender issues with M. John Harrison's novel "Light.

    pdf296p hotmoingay8 26-01-2013 23 9   Download

  • The authors study the effect of financial crises on trade credit in a sample of 890 firms in six emerging economies. They find that although provision of trade credit increases right after the crisis, it consequently collapses in the following months and years. The authors observe that firms with weaker financial position (for example, high pre-crisis level of short-term debt and low cash stocks and cash flows) are more likely to reduce trade credit provided to their customers.

    pdf383p quatet 08-01-2013 21 8   Download

  • In Japan, credit ratings issued by Designated Rating Agencies (DRA) are used to estimate market risks and counterparty risks for the purpose of calculating the capital adequacy ratios for securities companies. 12 Japan also noted that for calculating the capital adequacy ratios for banks and other deposit-taking institutions, credit ratings issued by ECAIs are used subject to the Financial Services Agency (JFSA) ordinance under the Banking Act.

    pdf78p enterroi 01-02-2013 27 7   Download

  • Whether you’ve fallen behind on your bills, been sued, or even declared bankruptcy, this book can help you take simple and effective steps to repair your credit. As you read, keep in mind these four important points. You’re not alone. Economic ups and downs have affected many people. Disposable incomes are down and savings are evaporating. Millions of honest, hardworking people—the same ones who receive credit offers almost daily—are having problems paying their bills. And

    pdf354p transang3 29-09-2012 23 6   Download

  • Chapter 19 Bank Management: describe the underlying goal, strategy, and governance of banks, explain how banks manage liquidity, explain how banks manage interest rate risk, explain how banks manage credit risk, explain integrated bank management.

    ppt45p phanthphan 30-01-2015 21 6   Download

  • Tham khảo sách 'think before you link shopping auctions business opportunities guaranteed loans or credit investment', kinh doanh - tiếp thị, quản trị kinh doanh phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

    pdf18p khangoc2394 25-09-2012 22 4   Download

  • The Committee evaluated the case for lowering the 20% CCF under the Basel II standardised and FIRB risk-based measures. The CCF is relevant for short-term self- liquidating trade letters of credit arising from the movement of goods. Essentially, it reduces capital requirements by 80% as compared to positions that are subject to a 100% CCF. The current 20% CCF has been part of the Basel capital framework since their inception in 1988.

    pdf23p doipassword 01-02-2013 13 4   Download

  • Chapter 20 - Managing credit risk on the balance sheet. This chapter provided an in-depth look at the measurement and on-balance-sheet management of credit risks. The chapter then discussed the role of credit analysis and how it differs across different types of loans, especially mortgage loans, individual loans, mid-market corporate loans, and large corporate loans.

    ppt21p tangtuy10 04-05-2016 11 4   Download

  • In a competitive world of symmetric information and costless enforcement, credit contracts could be written conditional on borrower behavior. Borrowers would then have access to loans under any interest rate-collateral combination that would yield lenders a zero expected profit. However, as a large literature has shown, information asymmetries and enforcement costs make such conditional contracting infeasible and restrict the set of available contracts, eliminating as incentive incompatible high interest rate, low collateral contracts.

    pdf15p enter1cai 12-01-2013 20 3   Download

  • If you are struggling with debt, having trouble managing your money, or just aren't making enough money, you're reading the right book! My intent with this book is that it will be a guide for you to get your finances on track as simply and easily as possible. This book isn't intended to be a detailed manual on complex financial subjects. It is simply meant to help you through the initial steps of gaining control of your finances and to show you ways of increasing your income.

    pdf35p namde01 09-04-2013 18 3   Download

Đồng bộ tài khoản