Xem 1-20 trên 113 kết quả Financial stress
  • Working with friends is always a pleasure, but commenting on an outstanding product of friends is a greater pleasure. I have known Professors Aman Khan and W. Bartley Hildreth for many years. I now even occupy the same position at LSU that Professor Hildreth previously occupied. Over those years, I worked with them on several projects and found a great deal of joy in contributing with them to an improving literature of public budgeting and financial management.

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  • As we have witnessed during this crisis, financial stress can spread easily and quickly across national boundaries. Yet, regulation is still set largely in a national context. Without consistent supervision and regulation, financial institutions will tend to move their activities to jurisdictions with looser standards, creating a race to the bottom and intensifying systemic risk for the entire global financial system.

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  • The last two explanatory variables are control variables, while the remaining variables are the corporate governance variables that we discussed in Section VA. As discussed in Section II, the signs of most of these variables are empirical issues, so we use the observed signs to interpret our results. The top section of Table 7 shows estimates of four variants of equation (6) for the full sample.

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  • In the wake of the 20-year anniversary of Earth Day in 1990 and the Gulf War shortly thereafter, environmental issues and renewable energy enjoyed renewed interest. Several states enacted new tax credits and began new loan and grant programs. In the late 1990s, states continued to take the lead in developing programs, policies, and incentives to promote the use of renewable energy, in part as a result of electric utility restructuring.

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  • The Nation continues to face extraordinary financial and fiscal challenges. Signs of progress are already evident as Treasury and the Government as a whole continue to develop and implement an array of efforts to foster continued economic recovery. Realizing the true return on those efforts requires perseverance and patience. However, even as the Government continues its current efforts to foster economic growth, it should not lose sight of the long-term fiscal challenges associated with its social insurance programs compared to expected future levels of revenue.

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  • The process of counting correct answers began by assigning a value to the responses to each question (Table 6). Where countries have substituted questions, or reworded them, we have also given a value of 1 to a correct response and 0 in all other cases. In the case of a country with fewer than 8 financial knowledge questions we have rescaled each score as necessary (typically multiplying by a factor of 8/7).

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  • This systematic evidence on barriers to the use of financial services allows re- searchers and policy makers to understand reasons for nonuse and to prioritize and design policy interventions accordingly. But because at this point the data are cross-sectional, they cannot be used to determine what impact removing these self-reported barriers would have. Measuring that impact requires rigor- ous evaluation and is beyond the scope of this report.

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  • Chapter 1 stressed the importance of financial statements in helping investors and creditors predict future cash flows. The balance sheet, along with accompanying disclosures, provides relevant information useful in helping investors and creditors not only to predict future cash flows, but also to make the related assessments of liquidity and long-term solvency. The purpose of this chapter is to provide an overview of the balance sheet and financial disclosures and to explore how this information is used by decision makers.

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  • An emphasis on intuition—the authors separate and explain the principles at work on a common sense, intuitive level before launching into any specifics. 2) A unified valuation approach—net present value (NPV) is treated as the basic concept underlying corporate finance. 3) A managerial focus—the authors emphasize the role of the financial manager as decision maker, and they stress the need for managerial input and judgment.

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  • CHAPTER 11 VALUATION AND BUSINESS PERFORMANCE. Throughout this book, we’ve stressed that managers must primarily focus their decision making about investments, operations, and financing on the creation of economic value for the company’s shareholders.

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  • The Power of Accounting: What the Numbers Mean and How to Use Them provides a highly readable text for non-financial managers. It explores accounting’s uses and limitations in the management process. The text is intended for users of accounting information as opposed to preparers. It focuses on aiding the reader in understanding what accounting numbers mean, what they do not mean, when and how they can be used for decision making and planning and when they cannot. Larry Lewis is a Professor of Accounting at the University of Portland’s Pamplin School of Business, USA.

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  • Ian and Jane also became involved in processing and marketing their own products about five years ago. They found that there is a lot to learn about running a paddock- to-plate supply chain, including hiring staff and building strategic partnerships. Employment problems, particularly recruiting and training the right people, proved to be a significant issue for the business.

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  • In recent years a number of OECD countries experienced a rapid increase in housing market activity, which coincided with a period of low real and nominal interest rates. The link between the two is intuitive: low interest rates make credit cheaper and increase the demand for housing. Some scholars argue that expansionary monetary policy has been signicantly responsible for this low level of interest rates and the subsequent house price boom (Hume and Sentance (2009) and Taylor (2009)).

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  • Investor base: participation by different investors in the government bond market has grown more diversified. Of the various actors in this market, banks tend to invest in relatively shorter term bonds to match their short-term liability. Pension funds and insurance companies prefer hedging long-term inflation risks by investing more in inflation linked bonds. Non-residents concentrate their direct exposure to fixed rate instruments, but with maturity less than 3 years.

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  • PDi and LDi are aimed at testing the incidence of adverse selection: whether firms in poor financial health and/or facing liquidity constraints are more likely to seek and get access to bank credit. In the case of the liquidity dummy there is no ambiguity about the causality and the interpretation of the results in terms of adverse selection. However, in the case of the profitability dummy, again we cannot fully eliminate the endogeneity problem because – as mentioned before – firm’s profit/loss position may affect also bank’s decision to extend the loan.

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  • Most salespeople would agree that the bottom line in sales is closing the deal. If everything goes great and you do everything perfectly, yet you do not close the sale, you were unsuccessful. Nothing was really accomplished, and no money was made. On the other hand, if you do everything wrong, yet you close every sale, then from a financial and business standpoint, you are successful. That is why people who are closers are held in such high regard in the club business. Compare this to the quarterback who comes in and throws the...

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  • The goal of The Daily Trading Coach is to teach you as much as possible about coaching, so that you can mentor yourself to success in the financial markets. The key word in the title is “Daily.” This book is designed to be a resource that you can use every day to build upon strengths and overcome weaknesses. After writing two books—The Psychology of Trading and Enhancing Trader Performance—and penning more than 1,800 posts for the Trader- Feed blog (www.traderfeed.blogspot.com/), I thought I had pretty well covered the terrain of trading psychology.

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  • The overall objective of the project is to reduce the use of N fertilizer use on legumes soybean and groundnut in Vietnam through by increasing legume inoculants. Replace N fertilizer with legume inoculants will provide both economic benefits and environmental benefits for farmers and reduce financial stress for poor farmers by reducing input costs. The approach is to raise awareness and demand for inoculants through an expanded program including live demonstrations of the benefits of inoculants and training in the functions and their use.

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  • Finance is all about the systems, institutions and instruments involved in the transfer of funds between individuals, businesses and governments. This includes vital, short-run decisions such as cash management and credit policy, which affect the survival of an organisation, as well as long-term decisions such as investment in plant and equipment, fund-raising, and mergers and takeovers, which determine the wealth of stakeholders. Your studies in finance can lead to career opportunities and also provide useful personal money management strategies.

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  • The variables measuring the independence and financial expertise of the board and audit committees, the CEO’s influence on the board, and data on auditors’ fees were hand collected from the latest proxy statement dated before the announcement date of a restatement. We measure these variables before the restatement announcement because firms may change the structure of their board or audit committee or replace their CEOs after restating their earnings.

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