Xem 1-20 trên 64 kết quả Getting credit
  • The past year has been good for doing business in 58 of the 145 Doing Business sample countries. They simplified some aspect of business regulations, strengthened property rights or made it easier for businesses to raise financing. Slovakia was the leading reformer: introducing flexible working hours, easing the hiring of first-time workers, opening a private credit registry, cutting the time to start a business in half and, thanks to a new collateral law, reducing the time to recover debt by three-quarters. Colombia was the runner-up.

    pdf164p vutrung 07-09-2009 119 32   Download

  • When I first started writing about credit scores more than a decade ago, few people knew what these three-digit numbers were or how they worked. Today most people have at least a vague understanding that credit scores are important. But they often don’t realize how important—until they get turned down for a loan or an apartment, or wind up paying more interest or higher insurance premiums than they expected.

    pdf242p baobinh1311 25-09-2012 25 4   Download

  • The issues reviewed in the Staff Report, as well as the study required by the Sarbanes-Oxley Act, are consistent with recent Commission initiatives to review the role of rating agencies in the U.S. securities markets and their regulatory treatment. 6 The Commission recognized that, in recent years, the importance of credit ratings to investors and other market participants had increased significantly, impacting an issuer’s access to and cost of capital, the structure of financial transactions, and the ability of fiduciaries and others to make particular investments.

    pdf72p enterroi 01-02-2013 20 3   Download

  • If you are struggling with debt, having trouble managing your money, or just aren't making enough money, you're reading the right book! My intent with this book is that it will be a guide for you to get your finances on track as simply and easily as possible. This book isn't intended to be a detailed manual on complex financial subjects. It is simply meant to help you through the initial steps of gaining control of your finances and to show you ways of increasing your income.

    pdf35p namde01 09-04-2013 18 3   Download

  • In banking, especially in risk management, portfolio management, and structured finance, solid quantitative know-how becomes more and more important. We had a two-fold intention when writing this book: First, this book is designed to help mathematicians and physicists leaving the academic world and starting a profession as risk or portfolio managers to get quick access to the world of credit risk management. Second, our book is aimed at being helpful to risk managers looking for a more quantitative approach to credit risk. ...

    pdf285p vigro23 24-08-2012 105 51   Download

  • In banking, especially in risk management, portfolio management, and structured finance, solid quantitative know-how becomes more and more important. We had a two-fold intention when writing this book: First, this book is designed to help mathematicians and physicists leaving the academic world and starting a profession as risk or portfolio managers to get quick access to the world of credit risk management. Second, our book is aimed at being helpful to risk managers looking for a more quantitative approach to credit risk....

    pdf285p conrepcon 13-04-2012 63 34   Download

  • Like its sister book, Managing Financial Risk (which deals with market risk), this book evolved from a set of lecture notes. (My colleagues at Rutter Associates and I have been teaching classes on credit portfolio management to bankers and regulators for almost four years now.) When lecture notes get mature enough that they start curling up on the edges, the instructor is faced with a choice—either throw them out or turn them into a book. I chose the latter.

    pdf354p socolanong 19-04-2012 63 31   Download

  • The Complete Idiot’s Guide‚ to Personal Finance in Your 20s and 30s, Third Edition, clearly explains everything members of this age group need to know to get a handle on their pocketbook and their portfolio, from planning their personal finances to enhancing their current financial plan to getting better returns on their investments. This revised and updated third edition includes completely new materia

    pdf400p transang4 01-10-2012 48 17   Download

  • Welcome to the second edition of the Trade Finance Guide: A Quick Reference for U.S. Exporters. This guide is designed to help U.S. companies, especially small and medium-sized enterprises (SMEs), learn the basic fundamentals of trade finance so that they can turn their export opportunities into actual sales and achieve the ultimate goal of getting paid—especially on time—for those sales. This guide provides general information about common techniques of export financing.

    pdf32p kimngan_1 05-11-2012 39 16   Download

  • Have a legal question? Chances are Nolo can help you answer it, both in print and online. For three decades, Nolo's mission has been to help people solve their legal problems with confidence, a minimum of fuss and expense, and—wheneve r possible—without a lawyer. Over the years, we’ve offered every tool available to help you get the job done . In the 70s, we began publishing practical, plain-English books containing all the forms and step-by-step instructions necessary to tackle day-to-day legal tasks....

    pdf249p conrepcon 13-04-2012 28 15   Download

  • The purpose of this License is to make a manual, textbook, or other written document "free" in the sense of freedom: to assure everyone the effective freedom to copy and redistribute it, with or without modifying it, either commercially or noncommercially. Secondarily, this License preserves for the author and publisher a way to get credit for their work, while not being considered responsible for modifications made by others. This License is a kind of "copyleft", which means that derivative works of the document must themselves be free in the same sense.

    pdf56p nguyenhuucanh1212 23-01-2013 33 12   Download

  • In banking, especially in risk management, portfolio management, and structured finance, solid quantitative know-how becomes more and more important. We had a two-fold intention when writing this book: First, this book is designed to help mathematicians and physicists leaving the academic world and starting a profession as risk or portfolio managers to get quick access to the world of credit risk management.

    pdf286p transang3 29-09-2012 35 11   Download

  • PDi and LDi are aimed at testing the incidence of adverse selection: whether firms in poor financial health and/or facing liquidity constraints are more likely to seek and get access to bank credit. In the case of the liquidity dummy there is no ambiguity about the causality and the interpretation of the results in terms of adverse selection. However, in the case of the profitability dummy, again we cannot fully eliminate the endogeneity problem because – as mentioned before – firm’s profit/loss position may affect also bank’s decision to extend the loan.

    pdf49p enterroi 01-02-2013 24 8   Download

  • What are conditions like in primary schools? How many hours, if any, of English language learning do students receive before they enter secondary school? Is primary education free? What's the student-teacher ratio? Are schools in rural areas different from schools in towns? Are there textbooks? Who wrote them? When? Do parents pay for them? Or are they issued free of charge by the government? What percentage of the population completes primary school? What's the ratio of girls to boys? Is there a national primary leaving examination? What happens to those who don't get into s...

    pdf41p commentcmnr 03-06-2013 31 8   Download

  • There are many misconceptions about credit scores out there. There are customers who believe that they don't have a credit score and many customers who think that their credit scores just don't really matter. These sorts of misconceptions can hurt your chances at some jobs, at good interest rates, and even your chances of getting some apartments. The truth is, of you have a bank account and bills, then you have a credit score, and your credit score matters more than you might think. Your credit score may be called many things, including a credit risk rating, a FICO score,...

    pdf42p khangoc2395 27-08-2012 23 6   Download

  • Several filers reported suspected Ponzi schemes where subjects gathered client funds for investment in commercial real estate or real estate securities without actually purchasing the underlying assets. A hedge fund claimed to invest millions in CMBS and credit derivatives, but the filer found no evidence of CMBS ownership. The hedge fund primarily bought long-term certificates of deposit earning minimal interest, which were inconsistent with the fund’s investment strategy. In addition, the filer noted many small client deposits, consistent with a Ponzi scheme.

    pdf81p quaivattim 01-12-2012 28 5   Download

  • Doing Business 2011 : Making a Difference for Entrepreneurs is the eighth in a series of annual reports investigating regulations that enhance business activity and those that constrain it. Doing Business presents quantitative indicators on business regulations and the protection of property rights that can be compared across 183 economies, from Afghanistan to Zimbabwe, over time.

    pdf77p bimap_5 29-12-2012 25 5   Download

  • In this view of the saving-investment nexus, aggregate credit expansion comes before saving. The process of credit-expansion here starts with the wish of an entrepreneur to get some means of payment to invest into some new equipment or simply to buy intermediary products or hire workers in order to star, expand or start production. The financial system with the support of the central bank then expands the money supply ex nihilo (“out of nothing”) and lends the newly created liquidity to the firms.

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  • In a third step, the firm now uses the money to hire some formerly unemployed worker from the household sector in order to produce some capital good (i.e. build a factory building). Hiring the worker and paying him 100 pesos by bank transfer means a transfer of the deposit from the firm’s account to the household’s account in the bank. 12 At the same time, the firm gets the capital good newly produced while the household’s net wealth increases by the amount of wages paid (accounting record 3).

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  • In a second step, the bank needs to get the base money necessary for the credit expansion (note that empirically, banks have to fulfil their reserve requirements only ex post so they expand credit before getting the reserves necessary to back them). For simplicity, we assume a minimum reserve requirement of 100 per cent on deposits, so the bank needs to get 100 pesos in central bank reserves. If the bank is solvent and has sound marketable securities, it can borrow these reserves from the central bank either via the discount window or via open market...

    pdf35p enterroi 01-02-2013 15 4   Download

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