On April 6, 1998, the creation of Citigroup through the combination of
Citicorp and Travelers Inc. was announced to the general applause of
analysts and financial pundits. The “merger of equals” created the world’s
largest financial services firm—largest in market value, product range,
and geographic scope. Management claimed that strict attention to the
use of capital and rigorous control of costs (a Travelers specialty) could
be combined with Citicorp’s uniquely global footprint and retail banking
franchise to produce uncommonly good revenue and cost synergies.
Cumulatively, all our individual footprints make up the unsustainable total demand. The solution
to this problem is for people to take individual action to break down that large footprint. We need
to change the way we live to combat climate change, conserve the world’s forests and protect our
No-one wakes up in the morning and consciously decides to contribute to global warming; to help
cut down a tropical rainforest; or to deprive future generations of a decent standard of living.
This book is concerned with Personal, Social and Health Education
practice in primary and secondary schools. Developing effective practice
in current contexts is challenging for practitioners. Although the
revised English National Curriculum (Curriculum 2000) gives a greater
and more explicit place to PSHE and Citizenship, for school leaders and
classroom teachers this can seem like yet another thing to add to their
long list of jobs to be done and expectations to be met.
The Californian Public Employees‟ Retirement System (CalPERS) has approximately USD 231
billion in assets and is the largest public pension fund in the United States. Since 2006, CalPERS has
committed USD 500 million to external managers in its Global Equity asset class who restrict companies
with a negative environmental footprint. CalPERS has committed more than USD 1.5 billion to its private
equity Environmental Technology Program, and has strongly advocated the reporting of environmental risk
in its engagements with federal regulators and portfolio companies. ...
Nitrogen, found in commercial fertilizers and manure, is applied in many different chemical forms. Bacteria can
convert all of them to nitrate, a form of nitrogen that can be taken up by plant roots. Nitrate is very soluble in
water and is easily carried from farm fields into streams and rivers. Perforated pipes called tiles, which farmers
bury under their fields to manage water drainage in an effort to maximize crop production, make the situation
Cement manufacturing is an energy-intensive process due to the high temperatures required in the
kilns for clinkerization. The use of alternative fuels to replace conventional fuels, in particular
coal, is a widespread practice and can contribute to improving the global warming impact and
total environmental footprint of the cement industry.