Xem 1-20 trên 42 kết quả Global housing
  • This volume is the second in our Wharton School Publishing– Milken Institute Series on Financial Innovation. It is dedicated to moving beyond the residential mortgage problems in recent years and looking ahead to new financial innovation solutions for fixing housing markets.

    pdf215p namde01 08-04-2013 23 10   Download

  • Our Journal, the International Journal of Gynecological Cancer (Editor-in-Chief Dr. Uzi Beller and Associate Editor-in-Chief Dr. Gillian Thomas) continues to improve and the impact factor is now 2.179. The future of our Journal is promising to become a very prestigious one for our members. During my time as President I would like to focus on “education” to enhance the global impact of our Society. Fortunately, Dr. Jonathan Berek has accepted my request to serve as the Chair of the Education Committee.

    pdf6p connicquy 20-12-2012 39 14   Download

  • This book has almost nothing to do with the current housing and credit crisis. Wolf only says in the last couple of pages that part of the world savings glut was recycled in excess US residential investment. And, that's it.

    pdf269p tieungot 24-01-2013 31 12   Download

  • In recent years a number of OECD countries experienced a rapid increase in housing market activity, which coincided with a period of low real and nominal interest rates. The link between the two is intuitive: low interest rates make credit cheaper and increase the demand for housing. Some scholars argue that expansionary monetary policy has been signicantly responsible for this low level of interest rates and the subsequent house price boom (Hume and Sentance (2009) and Taylor (2009)).

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  • In many of our discussions with industry leaders, we have emphasised the need to install solar panels on the facades of new housing complexes and offices; we reiterated this more recently in last year’s Christmas letter to our members. We are now happy to announce that there has been a large step forward in this regard. The city of Zurich voted 167 to 0 in favour of renovating building envelopes in an energy-smart manner, rather than simply adhering to outdated building codes. And now an apartment building in Leimbach, on the outskirts of Zurich, is being renovated with a solar...

    pdf0p japet75 30-01-2013 23 8   Download

  • Governments, intergovernmental organizations and community-based organizations are currently involved in efforts to lower the cost of remittance transfers. As more banks and credit unions become involved and extend their services to migrant communities and their rural communities of origin, costs will most likely continue to decrease. However, it is important that migrants and recipient communities gain a better understanding of the various options for remitting and receiving.

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  • The aim of the descriptive approach is to place a large number of films into a small set of groups based on common characteristics such as theme or visual style. This means concentrating on the formal and stylistic qualities of films. Try the following introductory exercise to familiarise yourself with this approach: The functional approach to genre, focuses instead on the role genre plays in society itself. The Functional approach examines film and the viewing of films as a shared, social ritual, with different audiences sharing common expectations and experiences.

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  • Since the mid 1990s there has been a significant growth in the aggregate size and number of global property funds, largely fuelled by the investment of significant capital from institutional investors. This falls into two broad types: the 'core' universe and the 'opportunity' universe. This growth has seen fund managers launching new funds and raising more capital at a time when many have been unable to show clear evidence that their funds have provided historic out-performance against market benchmarks or performance objectives.

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  • The way we design, plan and build our cities and their infrastructure is critical for developing competitive and liveable cities. Cities are already suffering from severe environmental problems, such as pollution, congestion and excessive waste, while the basic needs of hundreds of millions of urban residents are yet to be met. The unprecedented urbanization imposes an even greater challenge for providing adequate housing, energy, water, sanitation and mobility to all. Cities are at a crossroads.

    pdf75p doidieumuonnoi 11-06-2013 27 5   Download

  • In the period 1985 to 2003, the elderly population aged 62 to 74 decreased by close to six percent, whereas the elderly population aged 75 to 84 grew by close to 35 percent. Householders aged 45 to 54 show a dramatic increase in numbers over the 1985 to 2003 time period – i.e., a 70 percent increase from 12.8 million to 21.8 million. This is interesting because by 1991, the first cohort of the Baby Boomer generation began entering this age category. (The last cohort entered the age category in 2003.) ...

    pdf41p ut_hai_can 26-12-2012 15 4   Download

  • Despite the gatekeeper role that these scoring systems play regarding access to credit, housing, insurance, utilities, and employment, as well as pricing for those essentials, exactly how the formulas perform the transformation from credit report to credit score is a closely guarded secret. For consumers, regulators, and even industry participants who rely on the computations in their decision-making, the scoring models largely remain a “black box.

    pdf56p enterroi 01-02-2013 15 4   Download

  • Some previous studies have looked at whether the structure of the mortgage market plays a role in the propagation of monetary policy shocks. Calza et al (2009) and Assenmacher-Wesche and Gerlach (2010) nd that higher mortgage market development amplies the effects of monetary policy shocks on housing variables. Both studies estimate panel VARs across two groups of countries, classied according to their degree of mortgage market development using various cross-sectional indicators. Our approach is similar to theirs but differs in three important ways.

    pdf43p taisaovanchuavo 23-01-2013 16 4   Download

  • To capture several features of housing booms, we look at three variables: real credit to the private sector, residential investment and real house prices. Apart from interest rates, all variables are in logs. The data is taken from the OECD Economic Outlook, the IMF International Financial Statistics (IFS), and the BIS Macro database. The variables and data sources are listed in the appendix. We estimate the model on quarterly data over the period of the Great Moderation from 1984 Q1 to 2007 Q2 with two lags.

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  • A number of OECD countries experienced an environment of low interest rates and a rapid increase in housing market activity during the last decade. Previous work suggests three potential explanations for these events: expansionary monetary policy, capital inflows due to a global savings glut and excessive financial innovation combined with inappropriately lax financial regulation. In this study we examine the effects of these three factors on the housing market.

    pdf0p taisaovanchuavo 23-01-2013 15 4   Download

  • Capital ownership costs for milk production (economic depreciation and interest) are computed using the capital recovery approach. Capital recovery is an estimate of the cost of replacing the capital investment for cattle housing, milking facilities, feed storage structures, manure handling and storage structures, feed handling equipment, tractors, trucks, and purchased dairy herd replacements used up in the annual production process, plus interest that the remaining capital could have earned in an alternative use.

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  • Active sampling for VOCs and aldehydes was conducted on 12 dates between August 8, 2002 and September 25, 2003. For each sampling event, the house was operated for at least 48 h prior to sampling and during sampling at a standardized condition. In this condition, all exterior windows and doors were closed, all interior doors were open, window vents were closed, the HAC fan was operated continuously with the outdoor air intake sealed, and the indoor temperature was maintained by thermostatic control of the heating or air conditioning equipment.

    pdf105p ut_hai_can 29-12-2012 25 3   Download

  • Our study constitutes a basis for further analyses of the equilibrium level of credit in the economy and investigations of ¯nancial stability. In order to prove this, we note that the econometric analysis in this article have been replicated and extended by Serwa (2011) to build a model identifying both normal and boom regimes in the credit market. In turn, Rubaszek (2011) have calibrated a version of the model including housing to data on the banking sector in Poland. His results suggest that incorporating housing in the model signi¯cantly increases the volume of credit in the economy. ...

    pdf64p enterroi 01-02-2013 26 3   Download

  • Some larger pension funds are already making allocations to green investments via direct infrastructure investments and through private equity. Yet such direct financing mechanisms are only really an option for large pension funds with considerable in-house resources. Many smaller pension funds are likely to increase their asset allocation to such projects via green bonds, structured instruments, or green equity funds.

    pdf43p quaivatdo 19-11-2012 26 2   Download

  • I do not want to mislead you into thinking this book is about global warming and its part in climate change. My hope is that I can talk to you using mostly simple terms and common experiences about certain properties of water, how these are affecting us all, and where climate change has a role in ongoing problems. I will describe and explain some properties of water that you need to know to understand how water and air interact in a predictable way. Using this knowledge, you can gain an understanding of not only why and how global warming is affecting climate, but also be...

    pdf90p sn_buon 29-11-2012 16 2   Download

  • Andrew Zimmern, the host of The Travel Channel’s hit series Bizarre Foods, has an extraordinarily well-earned reputation for traveling far and wide to seek out and sample anything and everything that’s consumed as food globally, from…

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