Health insurance

Xem 1-20 trên 376 kết quả Health insurance
  • 7,706 persons are participating in a controlled trial of alternative health insurance policies.Interim results indicate that persons fully covered for medical services spend around 50 percent more than similar persons insured with an income-related catastrophic plan.Full coverage leads to more people using services and increased hospital admissions.Once patients are admitted to the hospital, howev......

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  • The Ohio Department of Insurance has created this guide to help you understand some of the basics of health insurance .This guide is intended to help individuals, families, self-employed people and small business owners evaluate their options . If you have health coverage, try to keep it .Unless the policy owner (you or your employer) stops paying premiums, the health plan cannot cancel your coverage — even if you get sick .The law allows you to keep coverage through life-changing events (divorce, changing jobs, job loss, etc .

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  • Tham khảo sách 'the 2000-2005 world outlook for program administration and net cost of private health insurance', kinh doanh - tiếp thị, thương mại điện tử phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

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  • Tham khảo sách 'the 2000-2005 world outlook for accident & health insurance and medical service plans', y tế - sức khoẻ, y học thường thức phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

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  • Tham khảo sách 'the 2000-2005 world outlook for accident & health insurance and medical service plans sold by life insurance companies', y tế - sức khoẻ, y học thường thức phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

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  • Private health insurance has offered a primary source of coverage for population groups ineligible to public programmes, and contributed to provide insurance protection against other public system coverage gaps. It has helped to inject resources into health systems, enabling an expansion in capacity and services. It also enhanced access to timely care in some systems experiencing prolonged public sector waiting times.

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  • The Department of Defense (DoD) provides health benefits to qualified retired service personnel. Active duty personnel who retire with at least 20 years of service are immediately eligible to receive retiree health benefits for themselves, their spouses, and dependent children through TRICARE, the DoD-sponsored health care plan.

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  • Poor Families in America’sHealth Care Crisis examines the implications of the fragmented and two-tiered health insurance system in the United States for the health care access of low-income families. For a large fraction of Americans, their jobs do not provide health insurance or other benefits, and although government programs are available for children, adults without private health care coverage have few options.

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  • The Panel for the Workshop on the State Children’s Health Insurance Program wishes to thank the many people who contributed to the development of the workshop and to the preparation of this report. The workshop was sponsored by the Office of the Assistant Secretary for Planning and Evaluation (ASPE) in the U.S. Department of Health and Human Services. Caroline Taplin, of that agency, served as project officer for the workshop.

    pdf73p loaken_1 15-11-2012 33 0   Download

  • Over the next decade, the two laws also will provide for about $900 billion in new subsidies, including a substantial expansion of Medicaid and new tax credits to offset the cost of health insurance premiums for low- and middle-income families and small businesses. In each state, exchanges will be established to facilitate the purchase of coverage and the delivery of the subsidies. Some companies whose workers receive subsidies for health insurance through the exchanges could be required to pay penalties.

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  • The great majority of Wisconsin household residents have health insurance (counting both private and public coverage). In 2008, an estimated 5,045,000 Wisconsin household residents (92%) had health insurance and 433,000 (8%) did not. This estimate is a “snapshot” of Wisconsin at one point in time (Figure 4). (Respondents report on the health insurance coverage of each household member at the time of the survey interview; interviews are conducted from February through December.

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  • Health Insurance Is a Family Matter is the third in a series of six reports planned by the Institute of Medicine (IOM) and its Committee on the Consequences of Uninsurance. This series of studies represents a major and sustained commitment by the IOM to contribute to the public debate about the problems associated with having more than 38 million uninsured people in the United States. This very broad research effort also represents a significant contribution from The Robert Wood Johnson Foundation for which we are grateful....

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  • The members of America’s Health Insurance Plans (AHIP) are committed to working with policymakers, health care providers, and consumers to contribute to our common fundamental interests in promoting a vibrant health care system and a vital economy. For the nation, and in the states, lack of health insurance is a major economic drain, one that costs $50 billion annually. We believe that access to health insurance coverage should be our number one domestic priority. In late 2006, we released a blueprint for achieving that goal.

    pdf64p quaivatxanh 30-11-2012 24 6   Download

  • From the perspective of behavioral economics, rationality is bounded by asymmetrical preferences. Consider, for example, status quo bias. Samuelson and Zeckhauser (1988) reported that when Harvard University changed some of the health insurance options it offered employees, newly hired personnel were more likely to enroll than were people already on the university’s payroll; those employees generally chose to keep their current plans. The appeal of the status quo can be explained, in part, by the concept of loss aversion.

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  • Medical loss ratio likely to lead to rebates: This year, health insurers must either meet the new minimum loss ratio requirements by spending at least 80 percent of premiums on care and quality improvement or offer customers rebates in 2012. Already, 75 million Americans in plans covered by this rule are benefiting from insurers’ efforts to lower administrative costs and increase the value of their coverage. We estimate, in the small group market, one million enrollees could receive rebates averaging $312 per enrollee.

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  • Given the importance of the insurance sector, its potential for growth, rapidly emerging trends within the sector including the trend towards liberalization of insurance services, it is essential to clearly understand the challenges and opportunities that arise from both the development of the insurance sector as well as its liberalization for developing countries.

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  • This means that services which could potentially fall within the remit of both insurance schemes tend to be shifted to the LTC insurance because this is much cheaper. Secondly, although the revenues and costs of all the German health funds are equalized to take account of their respective member structures (age, gender) (Strukturausgleich), this is not the case for the revenues and costs of the LTC funds. This leads to a high disincentive for the LTC funds to minimize their costs.

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  • A mandate requiring all individuals to pur- chase health insurance would be an unprece- dented form of federal action. The government has never required people to buy any good or service as a condition of lawful residence in the United States. An individual mandate would have two features that, in combination, would make it unique. First, it would impose a duty on individuals as members of society. Second, it would require people to purchase a specific service that would be heavily regu- lated by the federal government.

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  • Private non commercial arrangements, such as mutuals, go back a few hundreds of years, or more, in several OECD countries, pre-dating many public health coverage or social insurance programmes. Many of the countries where private health insurance has a prominent role – for example, the United States, Australia, Ireland, the Netherlands, France – have some tradition of private financing and private provision of health services.

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