In addition to our rigorous analysis, we also used one tool to informally assess our
perception of consumer comprehension during the debriefing session—Bloom’s
In 1957, Benjamin Bloom developed the taxonomy to assess questions
included in many school tests. The taxonomy identifies a scale of seven categories of
increasingly higher levels of cognitive processing—from lower levels such as simple recall
of details (Knowledge) to assessment of the value of the information (Evaluation).
The objective of this study is to develop an early‐warning system (EWS) for identifying
systemic banking risk, which will give policymakers and supervisors time to prevent or mitigate a
potential financial crisis. It is important to forecast—and perhaps to alleviate—the pressures that
lead to systemic crises, which are economically and socially costly and which require significant
time to reverse (Honohan et al., 2003). The current U.S.
The industry approach to environmental issues has
moved from ‘end-of-pipe’ solutions, towards a pollu-
tion prevention strategy. This strategy requires an
integrated, holistic view of activities. Tools have been
developed to assist management, including cleaner
production, life cycle assessment and industrial ecolo-
gy. Each of these looks at the life cycle of the product
or service, to identify where the major environmental
issues or problems may arise and where the most cost-
effective solutions can be developed.