First errors of learning are usually gigantic. Then, and gradually, they
diminish as one benefits of his/her errors. In a later stage of learning foreign
or second language, learners are expected to reach a native speaker’s
competence or, at least, near that competence where errors are either
eliminated or minimized to the extent that their impact on the learners'
communication disappears, or they go unnoticed. But, unfortunately, the
case with most of second language learners’ errors is not so.
» Enterprise risk management. Generally speaking, enterprise risk management focuses
on the totality of the risks across an enterprise rather than on each of its discrete risks
or the risks of individual units or divisions within the organization. It is “a process that
provides a robust and holistic top-down view of key risks facing an organization.”5
may include a “bottom-up” assessment of risks (i.e., an upward reporting of risk).
Thus, mutual funds, while going by a variety of names, are fairly comparable around the globe.
this paper, we contrast mutual funds with other ways in which households might save and invest in
financial assets, which we characterize broadly as “do-it-yourself (DIY)” and “opaque financial
intermediaries.” Whereas a mutual fund is defined as a pooled diversified investment vehicle, “do-it-
yourself” investments are direct investments by households in primary securities (bonds, stocks or cash).
Constructivism is the bedrock on which the whole reform movement,
especially the three NCTM volumes [N1]-[N3], rests. Roughly, this is the
education philosophy which holds that the acquisition of knowledge takes
place only when the external input has been internalized and integrated
into one’s own mind. Thus learning requires the construction of a mental
image in response to the external input.
The project was characterised by
high uncertainty, since neither cost nor time could be accurately estimated. Times of
completion were based on probabilities: optimistic, pessimistic, and most likely. This
led to what has come to be known as the programme evaluation review technique
(PERT). Later a new methodology known as project planning and scheduling (PPS)
was introduced in the private sector. PPS required realistic estimates of cost and
time, and was considered more definitive than PERT.
Because a sub-fund's assets and liabilities may be denominated in currencies different to the Base Currency, the sub-fund may be
affected favourably or unfavourably by exchange control regulations or changes in the exchange rates between the Base Currency and
other currencies. Changes in currency exchange rates may influence the value of a sub-fund's Shares, the dividends or interest earned
and the gains and losses realised.
Over the last two decades the issue of asylum in the UK has become increasingly
controversial and emotive, successive governments have focused on reducing the number of
asylum applications in the UK and on increasing the number of asylum seekers who are
removed because their applications are unsuccessful.
Policies include visa sanctions, air-
carriers liability, the increased use of detention, anti-smuggling operations, the deployment
of UK immigration officers beyond UK territories and the use of airline liaison officers.
The ultimate responsibility for prudential standard-setting and supervision for Tier 1
FHCs must rest with a single regulator. The public has a right to expect that a clearly
identifiable entity, not a committee of multiple agencies, will be answerable for setting
standards that will protect the financial system and the public from risks posed by the
potential failure of Tier 1 FHCs.
Advances in technology have given rise to new power-driven devices that are not necessarily
designed for people with disabilities, but are being used by some people with disabilities for
mobility. The term “other power-driven mobility devices” is used in the revised ADA regulations
to refer to any mobility device powered by batteries, fuel, or other engines, whether or not they
are designed primarily for use by individuals with mobility disabilities for the purpose of
• Problem: Emphasis is on assignments, not on people. As a department manager, you are accustomed
to facing and overcoming a series of problems. The people working in your department are there on a
permanent basis, meaning that their task assignments are usually fixed and well-defined. But as project
manager, you face a temporary situation. Problems are unique to the project and nonrecurring in nature.
Your team members will not have well-defined areas of responsibility unless you define them.
Solution: Pick the right people, not just the right number.
In describing her art, Louise Nevelson has written: “I do not belong
to any movement. As my work is related to the present time, it is
bound to be related to that of others, consciously or not....” Her art
may be more closely related to her collections of African art,
American farm tools, architectural elements, and diverse other
fragments of the past and her attraction to the art and architecture of
pre-Columbian Mexico and Central America.
To determine why some teachers are more effective than others, Bosshardt and Watts
(1990) investigated teacher effects on student learning in high school economics classes using
fixed- and random-effects models. The teacher characteristics they examined included college
credits in economics, non-credit workshops in economics, years of teaching experience, and the
extent of teachers’ past instruction in economics. They found that the most effective teachers
were those who had completed more courses in economics.
Since other public investments can provide greater short-term employment and business
activity per dollar spent, transportation projects would not be selected if economic
stimulation were the only objective. Transportation investments justified if they also
increase future economic productivity by reducing business transportation costs, such as
traffic congestion and energy consumption, or achieve other objectives such as improved
mobility for non-drivers.
A probit regression model is estimated in order to analyze how firm age and size affect the
likelihood of being a HGF. The analysis confirms that firm age and size affect the probability
of a firm becoming any type of HGF. Larger firms are more likely to be HGFs measured in
absolute numbers and less likely when HGFs are measured in relative numbers. Firm age has a
significant negative impact on the likelihood of being a HGF in almost all regressions,
indicating that young firms are more likely to be HGFs irrespective of how HGFs are defined.
Thus, new firm...
Empirical studies which explicitly examine the link between popula-
tion and pollution in a systematic quantitative manner are very few in
number. Cramer (1998, 2002) and Cramer and Cheney (2000) examine the
impact of population levels on air pollution in California and conclude that
population is closely associated with some sources of emissions but not
with others. Cramer’s and Cramer and Cheney’s focus on a single state in a
developed country is interesting, but it also means that the global impli-
cations of their work are uncertain.
We can now see how aesthetic pleasure in what we called narrative entities (events, actions,
states of affairs, etc.) can be conceived as being related exclusively to objects of the same sort as
is pleasure in expression, i.e. to empathy- and sympathy- feelings within oneself. For the
aesthetic relevance of the events, actions and processes represented in a painting or novel is seen
to be confined exclusively to the feeling-material in the spectator to which they give rise. The
suffering of Gretchen is aesthetically relevant only to the extent that it is capable of...
When you buy your first car, you experience an increase in demand for gasoline because
gasoline is pretty useful for cars and not so much for other things. An imminent
hurricane increases the demand for plywood (to protect windows), batteries, candles,
and bottled water. An increase in demand is represented by a movement of the entire
curve to the northeast (up and to the right), which represents an increase in the
marginal value v (movement up) for any given unit, or an increase in the number of
units demanded for any given price (movement to the right). ...
In January 2010, U.S. Secretary of State Hillary Clinton articulated a powerful vision of the
Internet as promoting freedom and global political transformation and rewriting the rules
of political engagement and action.
Her vision resembles that of others who argue that new
media technologies facilitate participatory politics and mass mobilization, help promote de-
mocracy and free markets, and create new kinds of global citizens. Some observers have even
suggested that Twitter’s creators should receive the Nobel Peace Prize for their role in the 2009
This thesis offers three novel contributions to this area of research. After grounding
the discussion in different notions of social interaction, i articulate a new theory of how
context operates in the digital realm, focusing on how the underlying architectural
differences require a new set of considerations. In particular, i tackle the problems that
occur when situational contextual information is collapsed and how users reclaim this.