The Affordable Care Act provides States with significant flexibility in the design and operation of their
Exchange to best meet the unique needs of their citizens and their marketplace. States can choose to
operate as a State-based Exchange, or the Secretary of the Department of Health & Human Services
(HHS) will establish and operate a Federally-facilitated Exchange in any State that does not elect to
operate a State-based Exchange.
Distance-based insurance reflects the principle that prices should be based on costs. It
gives consumers a new way to save money by returning to individual motorists the
insurance cost savings that result when they drive less. Motorists who continue their
current mileage would be no worse off on average then they are now (excepting any
additional transaction costs), while those who reduce their mileage save money.
Distance-based pricing can help achieve several public policy goals including actuarial
accuracy, equity, affordability, road safety, consumer savings and choice.
Students who seek to work in public service or the public
interest sector of the profession face special challenges in
financing their legal educations because salaries for such
jobs are low. Students graduating from law school with
the average amount of indebtedness may find that the
average entry-level public service or public interest salary
($43,000 for 2009 graduates) will not provide the
resources needed to repay their law school loans and
cover their basic living expenses.
The programming language Python links the database to the “front-end” (main interface) of the
Digital layouts and comps begin to set the visual tone and the aesthetics of an interface,
but when the end product is intended for web use, there is no substitute for transferring the
design into an Integrated Development Environment (IDE) and reproducing the design with
recreated in Aptana Studio, the IDE application used to design and build the GDHit interface.
The Government plays an important role in ensuring that insurance services can generate
benefits. In developed countries, the Government’s key role is to act as a regulator to
ensure security and stability in the sector. In developing countries, it also has the role of
providing insurance services as a public good.
Developing countries seek to establish efficient domestic regulatory frameworks as a
prerequisite for insurance service privatization and liberalization.
In the last decade, there has been increased recognition of
the importance of addressing noncommunicable diseases
(NCDs). The Global Strategy on Diet, Physical Activity and
Health (2) and the subsequent 2008–2013 Action Plan
for the Global Strategy for the Prevention and Control of
Noncommunicable Diseases (3) set out a strategy to tackle
NCDs. Highlighting the importance of addressing food
marketing to children was part of this plan.
Producers are also avid users of social media. Historically, producers have networked within a defined
geographic territory. Because people generally only buy from producers they trust, developing trust has
generally meant face-to-face interaction. However, as people grow more accustomed to trusting
relationships developed online, producers who excel at developing such relationships will likely pursue
licenses and sales opportunities outside traditional geographic areas.
The measures administered over the course of the study included both researcher-
developed tests and standardized tests of the components of reading described above.
The researcher-developed tests included the following: a phonology test and a phonemic
segmentation task (phonological awareness); a letter, word, and pseudoword naming task
(word reading); and tests of cognate awareness and morphological awareness (word
The topic of real assets is currently being intensively discussed in the media and
among investors. The turbulence in the financial markets since the start of the
subprime crisis in 2007, together with latent worries about inflation resulting from
unorthodox financial policies, mean that investors are looking for alternatives to
investments in stocks or bonds. Preservation of capital has taken on a new
significance. Gold has benefitted from this in the last few years.
Treasury securities are maintained in book-entry form in either the Reserve
Banks’ Fedwire Securities Service or the Treasury’s TreasuryDirect system,
which is also operated by the Reserve Banks. Even though TreasuryDirect
holds less than 2 percent of all outstanding Treasury securities, it provides a
convenient way for individuals to hold their securities directly, rather than
with a third party such as a depository institution.
Ozone pollution, which is invisible, can
irritate the respiratory system, reduce lung
function, inflame and damage the lining of
the lungs and the cilia, and cause structural
damage of the lungs. Ozone pollution can
also reduce the number and functioning
ability of bacteria-destroying white blood
cells. Ozone pollution can aggravate asthma
and increase people’s susceptibility to
respiratory illnesses like pneumonia and
Road accident related fatal risk differs from air pollution related risk. The latter is to a large extent
involuntary and beyond the responsibility and control of those exposed to it. In addition, while taking
the risk of a traffic accident, driving itself offers a direct personal benefit. On the other hand, air
pollution related risk is less often connected to a direct personal benefit, although it is to some extent
transport induced. Because of this different risk context, air pollution related risk aversion is likely to
be higher than for fatal road accidents.
The scale for the vertical axis of the figures generally runs from a negative 25% to a
positive 125%, since, for the majority of the programs, the net amount priced varies between
these two levels. However, a few programs have more extreme values of the percentage priced.
Note that the amount priced is a measure of within-crop year price risk, as the higher the
proportion of a crop priced, the lower the sensitivity of the value of the farmer’s position to crop
price changes. When 100% of the crop is priced there is no price sensitivity, which...
We examined relationships between dominant travel mode and distance, stratified by
school type and show St. Paul school district in table 3. As an illustration, figure 2
displays the locations of one neighborhood and one magnet school in St. Paul and the
home locations of respondents who attend the respective schools. The data show
similarities in travel mode between magnet and neighborhood schools for similar
distances to school. The percentage of St. Paul children who walk or bicycle is similar
for neighborhood and magnet schools at distances less than 0.
The President also expressed similar
sentiments during his speech
commemorating the country’s 48th
Independence Anniversary. President
Bozize called on his fellow citizens to
reconcile and rebuild their country. He
promised to grant amnesty to rebel groups
and provided they lay down their arms,
reintegrate them in normal public life.
Unfortunately this statement was given
against a backdrop of continuing violence
and instability in the country’s
Many companies make investment to sponsor the big sports events such as Olympic,
World Cup and popular sports games. Although being official sponsor requires a huge amount of
financial resource, it is expected to create more favorable outcomes including profit increase,
improved stock returns, and positive advertising effect. While sports sponsorships were 7.8% of
the size of advertising expense in 1985, they were 13.9% of the size in 2006 (BMI Sport info).
Database programming begins with the database. A well-performing, scalable data-
base application depends heavily on proper database design. Just about every time I
have encountered a problematic database application, a large part of the problem sat
in the underlying data model. Before you worry too much about writing Java code, it
is important to lay the proper foundation for that Java code in the database.
Relational data architecture is the discipline of structuring databases to serve applica-
tion needs while remaining scalable to future demands and usage patterns.
In the body of research investigating students’ attitudes towards interacting with other
students in online and distance education courses, there are some studies that report
overwhelmingly positive attitudes. For example, O’Reilly and Newton (2002) found
the majority of their 90 survey respondents highly valued interaction with peers and
reported a wide range of benefits including mutual support, friendships, a reduced
sense of isolation and new insights into the concepts being studied. Yildiz and Chang
(2003) similarly reported that most...
The majority of previous studies in this area have employed structural quality measures to
evaluate health interventions, such as the presence of medical doctors (Thomas et al 1996),
nurses (Thomas et al 1996; Thomas and Strauss, 1992), hospital beds (Thomas et al 1996),
drug supply (Strauss 1990), and village midwives (Frankenberg and Thomas, 2001)
underlying assumption in employing structural measures is that the availability of such tangible
assets leads to high technical quality with no variation in provider practice.
The CSS PROFILE is used primarily by expensive private schools to determine your true
ability to pay. In addition to using the FAFSA to determine an initial EFC, private schools use
the PROFILE to look for supplemental sources of funding. For instance, colleges requiring the
PROFILE will ask about home equity and treat it as a legitimate source for funding college,
whereas colleges requiring only the FAFSA do not.