Lending through

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  • Monitoring and regular review. Project manage- ment must keep track of how the project is progressing in terms of expenditure, resource use, implementation of activities, delivery of results and the management of risks. This is achieved through ‘monitoring’, which is the systematic and continu- ous collection, analysis and use of management information to support effective decision-making. Monitoring is an internal management responsibil- ity, although it may be complemented by ‘external’ monitoring inputs.

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  • Interministerial partnerships and healthy public policies also support local Child Health programs and services. The Healthy Babies Healthy Children (HBHC) program is a Reproductive and Child Health requirement designed to give children the best start in life. The Ministry of Children and Youth Services (MCYS) administers the program and local public health units deliver the program components. The Family Health programs are supported by the Ministry of Health Promotion and outcomes achieved through the implementation of all the Child Health program requirements.

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  • General scanners have a broad list of attributes in mind and spend a minimal amount of time matching resumes to their criteria. Usually, they start by doing a quick scan, looking for the obvious scoop on the person: Did he go to a top school? Has she worked for good companies? What functional knowledge does he have? It’s best if this information is prominent and comes immediately to the eye. If they like what they see, then they’ll read through the entire resume. This approach is fairly typical of the way an investment banking team...

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  • We rst construct Pan-European size, book-to-market, and momentum risk factors for stocks. Then, we report on the average performance of European mutual funds over our time period using these benchmarks. Our ndings are similar to those of many studies of U.S. mutual funds (e.g., Carhart, 1997 and Wermers, 2000). Speci cally, the median one-factor and four-factor alphas are -0.90%/year and -0.32%/year, respectively. This nding indicates that our benchmarks successfully control for common variation in European equity mutual fund returns....

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  • Mutual funds charge two kinds of fees: expenses and loads. Expenses comprise the management fee (typically a fixed percentage of assets under management) and other recurring operating costs—such as custodian, administration, accounting, registration, and transfer agent fees. Rather than charging explicit fees for these expenses, funds deduct them on a daily basis from the fund's net assets. Expenses are expressed as a percentage of assets under management (the expense ratio). Loads are one-time fees used to compensate distributors.

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  • The Backchecker (usually the Originator of the document, but may be another designated designer other than the Checker) reviews the Checker corrections and comments (red and blue/pencil marks). If the Backchecker agrees with the comments, he places a green check next to the red. If the Backchecker does not agree with the comments and then explains to the Checker a valid reason why the original item is correct, the Backchecker then writes the word “stet” in green adjacent to the red marks to indicate that the red is no longer valid and that the Checker has withdrawn his...

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  • Rule 506 is a “safe harbor” for the private offering exemption of Section 4(2) of the Securities Act. 76 Pursuant to a specifi c Dodd-Frank mandate, the SEC has proposed a rule to disqualify issuers (which would include private funds) from using Rule 506 for any securities offerings involving “felons and other bad actors.

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  • Volunteers report on a variety of staff meeting survival tactics. Some do Zen exercises in their heads. Others doodle. Some prepare lessons. Others plan their vacations. The winners are those who listen. Some listen for information. Others analyze the speakers' language skills, listening for clues to their students' use of language and rhetoric. Some listen to the group dynamics and the power plays. Others listen to the bits they are interested in and tune out for the rest. But just as you are taking measure of your colleagues, so they are taking measure of you.

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  • This paper addresses all these issues by measuring the impact of luck on mutual fund performance. Specifically, we use the False Discovery Rate (F DR) introduced by Benjamini and Hochberg (1995) in the statistical literature—the F DR measures the proportion of lucky funds among the significant funds. We extend this methodology by developing a new approach which allows us to separately compute the F DR among funds with significant positive estimated alphas (called hereafter the best funds) and funds with significant negative estimated alphas (called hereafter the worst funds).

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  • For example, SLAT Prime Obligation Fund disclosed a variety of asset purchases occurring in the year ended June 30, 2009, but did not disclose transaction dates. Second, even if the date of the support was disclosed, in many cases that date represented when the sponsor chose to provide direct support, but the direct support may have been preceded by indirect support such as guarantees that were important in stabilizing the NAV, reassuring investors and preventing runs.

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  • Furthermore, the explanatory scope of TSC sometimes is misunder- stood as stopping short at the boundaries of the physical body, leaving embeddedness out of the account. However, the main unit of the analysis of cognition arguably is the on-going interaction between the embodied agent and the context of action. An adequate description of bodily-based experience should begin in the agent’s relationship to the surroundings, because experience arises from the interaction between agent and context.

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  • The last point, which is in some ways the most important, is the need for consistency across projects in the same sector. The Portfolio Review found from the experience in sectoral projects, for example water and sanita- tion, that in some cases communities, even very poor communities, have been willing, indeed anxious, to contribute to a service that would meet their needs and that they knew they would receive.

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  • At the same time there were progressively more skeptical views on the impact of securitization on the financial system stability. Some argue that by making illiquid loans liquid securitization could increase, other things being equal, the risk appetite of banks (Calem and LaCour, 2003; Wagner, 2007; and Brunnermeier and Sannikov, 2009). Risk sharing within the financial sector through securitization can also amplify bank risks also at the systemic risk level (Brunnermeier and Sannikov, 2010).

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  • An important part of text understanding arises from understanding the semantics of events described in the narrative, such as identifying the events that are mentioned and how they are related semantically. For instance, when given a sentence “The police arrested him because he killed someone.”, humans understand that there are two events, triggered by the words “arrested” and “killed”, and that there is a causality relationship between these two events.

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  • But the majority of these companies also said they were still struggling with how to best use the different channels, gauge their effectiveness, and integrate social media into their strategies. Two-thirds of users have no formalized social media strategy in place. Sixty-one percent reported a significant learning curve before they can truly utilize social media. Many companies reported they are still searching to find the best way to demonstrate the impact of social media and the contribution to the bottom line.

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  • Our empirical evidence is broadly consistent with the predictions of the entrenchment and information effects arguments. We find that earnings informativeness, measured by the earnings-return relation, is significantly negatively related to the ultimate owner’s control level, conditional on the owner having gained effective control. This evidence is consistent with the information effect. We also find that earnings informativeness is significantly negatively related to the degree of divergence between the ultimate owner’s control and the equity ownership level.

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  • Areas with high concentrations of air-borne particulate matter are more likely to experience fogs, because these particles are preferred nucleation sites for water droplets. Smoke and soot are also very undesirable aesthetically. Soot is formed during combustion when the supply of oxygen is insufficient for complete conversion of carbon to carbon oxides. Its formation is mainly a problem in the combustion of liquid and solid fuels (oil, coal, or wood), because molecular-scale mixing of fuel and oxygen is not as easy here as it is in the combustion of natural gas (see below).

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  • A new large section of the airport shopping centre was opened in 1989. On the same occasion, a painting on enamelled steel plates was unveiled on the outside wall of the terminal building facing the central Nytorv Square. The artist Hanne Salamon was given a free hand to create this work of art. She says that her main intention was to create something simple with bright colours that would catch the eye of the busy passers-by. The strong colours of this work add life to the huge grey and white surfaces so characteristic of the airport buildings.

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  • “We purchased a refurbished Siemens SOMATOM 16-slice CT and my understanding is that they basically overhauled the whole unit,” says Paul Deloia, CEO of Tristan Associates, a Harrisburg, PA-based group of digital imaging centers. “They replaced everything that needed to be replaced and we received the same warranty as if we bought a new one. Some vendors just perform cosmetic changes like painting the unit and don’t really replace the circuitry and tubes.

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  • Stock-taking occurred in different forms: through the presentation of the World Bank’s and of the Inter-American Development Bank’s studies on social funds, as well as through many individual interventions by social funds’ managers during the plenary sessions and in working groups. Ten original papers were also presented by relevant practitioners on specific topics related to social funds’ design, management, and implementation. These papers provide an overview of current design and implementation challenges and concerns facing social funds.

    pdf47p thangbienthai 22-11-2012 17 2   Download

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