You have here a unique academic treatise on money and banking, a book which combines erudition, clarity of expression, economic theory, monetary theory, economic history, and an appropriate dose of conspiracy theory. Anyone who attempts to explain the mystery of banking—a deliberately contrived mystery in many ways—apart from all of these aspects has not done justice to the topic. But, then again, this is an area in which justice has always been regarded as a liability.
Tham khảo tài liệu '1ga report to the congress december 1988 financial audit federal home loan banks 1987_part1', tài chính - ngân hàng, kế toán - kiểm toán phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả
On April 6, 1998, the creation of Citigroup through the combination of
Citicorp and Travelers Inc. was announced to the general applause of
analysts and financial pundits. The “merger of equals” created the world’s
largest financial services firm—largest in market value, product range,
and geographic scope. Management claimed that strict attention to the
use of capital and rigorous control of costs (a Travelers specialty) could
be combined with Citicorp’s uniquely global footprint and retail banking
franchise to produce uncommonly good revenue and cost synergies.
Complacency is dangerous, especially in a rapidly changing world. For
decades, Japanese bankers were complacent with a rapidly growing
economy and with cozy relationships with government bureaucrats who
pursued policies that virtually eliminated traditional banking risks.
Rapid economic growth, for instance, provided a steady ﬂow of deposits,
which in turn ﬁnanced corporate expansion. Rapid economic growth fur-
ther fueled corporate proﬁts and asset inﬂation that made the repayment
of loans almost...
What is investment banking? Is it investing? Is it banking? Really, it is
neither. Investment banking, or I-banking, as it is often called, is the term
used to describe the business of raising capital for companies and advising
them on financing ...
General scanners have a broad list of attributes in mind and spend a minimal
amount of time matching resumes to their criteria. Usually, they start by doing
a quick scan, looking for the obvious scoop on the person: Did he go to a top
school? Has she worked for good companies? What functional knowledge does
he have? It’s best if this information is prominent and comes immediately to
the eye. If they like what they see, then they’ll read through the entire resume.
This approach is fairly typical of the way an investment banking team...
What is investment banking? Is it investing? Is it banking? Really, it is neither. Investment banking, or I-banking, as it is often called, is the term used to describe the business of raising capital for companies and advising them on financing and merger alternatives. Capital essentially means money. Companies need cash in order to grow and expand their businesses; investment banks sell securities to public investors in order to raise this cash. These securities can come in the form of stocks or bonds, which we will discuss in depth later....
We model the impact of bank mergers on loan competition, reserve holdings,
and aggregate liquidity. A merger changes the distribution of liquidity
shocks and creates an internal money market, leading to financial cost efficiencies
and more precise estimates of liquidity needs. The merged banks
may increase their reserve holdings through an internalization effect or decrease
them because of a diversification effect. The merger also affects loan
market competition, which in turn modifies the distribution of bank sizes
and aggregate liquidity needs.
ARE BANK LOAN RATINGS RELEVANT? Moreover, the coefficient on the
background index across MSAs1.58 in Column C, and slightly higher in later columnsis
nearly identical to that found within MSAs (Table 1.4, Column A). This is consistent with
the claim that both coefficients measure primarily the peer effect (γ ), which might be the
same across MSAs as within, rather than effectiveness sorting (θ ), which we would expect
to see within but not across MSAs.
Non Performing Loan Rate is the most important issue for banks to survive. There are lots of factors responsible for this ratio. Some of them belong to firm level issues and some are from macroeconomic measures. However this study is based on the blend. It considers the Real GDP per Capita, Inflation, and Total Loans as independent variables, and Non Performing Loan Ratio as dependent variable. Study uses the data of US banking sector from official web sources of US Federal Reserve System.
The purpose of this research is to determine the factors that affect the profitability of commercial banks in Vietnam. Beside, the article has given the best solution to managers and investors to decide their business strategy and minimize financial risk.
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Tiền mặt và do từ các ngân hàng Invertmentr Advancer thành viên vay được đảm bảo bởi Cơ quan Phát triển Internatonal, vay ròng khác ngân hàng cho vay liên bang khoản cho vay liên bang Savlngr và Loan, 1 "r" rrnce Corporatron Các khoản lãi recervable premrses tlank và equrpment, đầu tư ròng tôi "và advancer Federal Home Loan Mortgage Carporatron Cor ~ cerrronr obllgatlons conrolldated trái phiếu Cleferred phí ...
Gender analysis is improving the quality of the World Bank’s adjust-
ment and programmatic lending operations in a number of areas
essential to growth and poverty reduction, including protection for
displaced workers, access to land, and discrimination in the rural
labor market. For example:
The Vietnam Poverty Reduction Support Credit has been particular-
ly strong in analyzing the likely gender impacts of state-owned enter-
prise reform, and integrating this analysis into the design of safety net
provisions for displaced workers.
This project report is an analysis of the current situation, needs, and potential medium-and long-term strategies to develop agricultural research and extension in Viet Nam. The report provides a long-term road map for agriculture research and extension assistanceand it will be used as a basis for the development of a forthcoming ADB technical assistance, which will in turn be used as a basis for a proposed investment loan in Agricultural Science and Technology.
Document "Guidelines on The Use of Consultants by Asian Development Bank and Its Borrowers" present on Introduction and Policies, Contracting Methods, Important Contract Provisions for Loans, Monitoring and Evaluating Performance,... Invite you to refer to the document content more learning materials and research.
One of the lessons that the Bank has learned from the experience of so-
cial funds is that involving poor citizens in the choices, design, and imple-
mentation of projects responsive to their immediate needs may unearth
new but modest sources of domestic savings for capital formation. These
savings, effected mainly through the labor of the poor and the mobiliza-
tion of parts of their unspent incomes, frees up public resources for other
uses. This can potentially reduce the claims of the public sector on the
With the increase of wealth and commerce in Europe, private bankers
established themselves in all the principal cities and towns. They re-
ceived money on deposit; they managed the money affairs of states and
individuals; they lent money to such borrowers as could give the neces-
sary security; and they bought and sold bills of exchange, bullion, and
The English bankers were not slow in perceiving the profits which
the Bank of England derived from the circulation of its notes. They
imitated its example.
The causes of this debacle and the events surrounding its resolution have been docu-
mented and analyzed in great detail by academics, governmental bodies, former bank and
thrift regulators, and journalists.
Virtually any financial arrangement involving the current transfer of resources from a lender to a borrower, with a transfer back at some time in the future, is a form of bond. Car loans, home mortgages, even credit card balances all create a loan from a financial intermediary to an individual making a purchase. Governments and large corporations sell bonds when they need to borrow,... In this lesson will introduce bonds and bonds pricing, inviting you refer.