Turning to the growth in rentals for three bedroom houses, using a comparable 1975
urban aggregate index of 100, the following rent index table indicates that rentals have only
grown at 74 percent of the indexed growth in housing prices (overall index growth of 580 for
rentals, compared with 786 for prices). However, the rental growth was uneven across regions:
the inner urban LGAs of Prahran and South Melbourne showed a growth in their respective
rental indices of 1028 and 1013, clearly ahead of growth in their price indices of 494 and 942.
Competitive land lease markets, with contracts renewed annually, imply that at least part of any efficiency
savings of Argentine’s large operators are passed on to landowners, who often receive lease payments
above what they may have been able to earn by self-cultivation. With land ownership remaining constant,
agricultural production has become more concentrated -the 30 largest companies control some 2.4 million
ha (Manciana et al, 2009).
Finally, positive experiences with investment in large-scale farming have been recorded in Peru’s Pacific
It is also likely that
the toxic components of tobacco smoke, mainly nicotine, may directly or indirectly
deteriorate periodontal tissues. Cigarette smoking represents a risk factor for progression of
periodontitis, the effect of which may be dose related. Heavy smokers should be considered
as high-risk individuals for progression of periodontitis. The clinical implications for this are
that smokers should be identified during patient examination and efforts should be made to
modify this behavioural risk factor.
In the second part, all chapters refer to the latest advances in microbial biotechnology
to be used in recombinant protein production as well as heterologous protein
The chapters included in the third section are focused on recent achievements in
molecular biotechnology and genetic engineering.
In the final section, the chapters emphasize the main scientific results that were
accomplished in tissue engineering as an important biotechnological tool in medicine
and health care. ...
Sound emission (AE) is one of the most important test non-destructive (NDT)
methods of materials, construction and machinery. The sound emission method
with most other technical non-destructive testing in two important respects. first
of all, the signal source is always located inside the investigated
materials / structures. The second important thing is the NDT method to detect
geometrical discontinuities, while emission sound motion detection errors.
Rai & Tripathi (2009a) added that most metals in aquatic environment associated with
particulate matter, then settled and accumulated in the bed sediments. The accumulation of
contaminant in the bed sediments and the remobilization of contaminant are the most
important mechanisms of contaminant in an aquatic ecosystem regulation. Furthermore,
under certain circumstances such as deficit in dissolved oxygen or decreased in pH, the bed
sediments can be another source of secondary water pollution when the heavy metals from
bed sediments are released....
Once the Sprint has started, the Team engages in another of the key Scrum practices: The
Daily Scrum. This is a short (15 minutes or less) stand-up meeting that happens every
workday at an appointed time, and everyone on the Scrum Team attends; in order to keep it
brief, everyone stands (hence “stand-up meeting”). It’s the team’s opportunity to report to
itself on progress and obstacles. One by one, each member of the team reports three (and only
three) things to the other members of the team: What they were able to get done since the last
meeting; what they’re...
However, the determination
the environmental factors affecting the structure and function of fish communities will provide awareness
and direction to find out information on environmental impacts in the future. Although Lake Huron is recognized as a deep lake, oligotrophic, it also has an extended coastline
including more than 7,000 km with the inclusion of the St Marys River, Manitoulin Island and 30,
000 islands of Georgian Bay (International Joint Commission, 1989, 1993).
Environmental accounting information need not be the product of accountants, nor
need it be used by accountants. Instead, it is any information with either explicit or implicit
financial content that is used as an input to a firm's decision-making. Product designers,
financial analysts, and facility managers are equally likely to be the users of environmental
accounting data. Almost any type of information collected and analyzed by firms will
The scale of the challenge we face in managing these risks may be daunting, but this report means that the
Environment Agency and the organisations and people we work with can meet it more effectively. We must also
make sure we build a better relationship between those at risk and those who manage this risk. Much more can
be achieved by bringing all the interested parties together through the Environment Agency’s strategic overview
of all sources of flooding with a shared understanding of the risks.
Looking more closely at the revenue inputs, two clear con-
cepts emerge regarding the hedge fund business model.
First, because hedge funds can be opportunistic with how
they invest, both the manager and investor stand to benefit
tremendously when the manager performs well. Second,
there is only one consistently reliable revenue input for
funds: the management fee. Not surprisingly, the manag-
ers we work with who are most sustainability-minded think
of their revenues in terms of their management fee alone.
Adverse selection occurs when a producer
has more information about the risk of
loss than does the insurer, and is better
able to determine the fairness of premium
rates (Harwood et al., 1999). As a result,
those who are overcharged are less likely
to purchase insurance, while those who
are undercharged are more likely to over-
purchase insurance. Over time,
indemnities will exceed premiums in such
markets, and raising premium rates for all
insureds will potentially create an even
more adversely selected market as the
less-risky participants drop out of the
Microorganisms associated with the production of volatile compound in spoilt mango fruits sold in
Sokoto town were isolated and identified. The organisms include seven species of bacteria and a species of
yeast. These include Bacillus pumilus, Bacillus firmus, Brevibacillus laterosporus, Morganella morganii, Paenibacillus
alvei, Staphylococcus saccharolyticus, Listeria monocytogenes and Candida krusei respectively. GC-MS analysis
revealed the presence of eleven and sixteen volatile organic compound in the healthy and spoilt ripe mango
Privacy laws differ considerably fromcountry to country. It is important to note that if an organization is doing business inmultiple countries,
its privacy plan must address requirements to comply with the privacy laws of all of the countries in which it conducts business or has
operations. The management team in each country or those managers in the corporate headquarters responsible for business operations in
each country need to address speciﬁc requirements.
This interpretation establishes that:(i) when the terms of a financial liability are
renegotiated with the creditor and the creditor accepts the company’s equity instruments to
extinguish all or part of the liability, the instruments issued are considered to be part of the
consideration paid to extinguish the financial liability; (ii) these instruments must be
measured at their fair value, unless this cannot be reliably estimated, in which case the
valuation of the new instruments must reflect the fair value of the financial liability settled;
and (iii) the difference between the ca...
Regarding most of my examples, it seems implausible to suggest that a
special unifying quality is present, that there is some kind of culmination or that
energies have run their proper course. If there is anything that gives these
examples a sense of closure, it is that my attention turns away from the moment of
experience and moves on to something else. But sometimes the attention is only
partially present in such cases; and very often it simply drifts away, rather than
being consciously redirected in recognition that a circumscribed moment of
experience has come to a close....
With Oracle Real Application Clusters (as with any other Oracle database) the
Oracle Instance (the processes and memory structures allocated on a server to
allow access to the data) is de-coupled from the Oracle Database (the physical
structures residing on the storage, which actually hold the data. These structures are
commonly known as ‘datafiles’).
However, a clustered database (using more than one instance) differs from a single
instance database in a way that the database can be accessed by multiple instances
Since capital requirements under Basel I, the relevant regulation during our sample
period, are generally risk insensitive, riskier banks cannot be formally required to hold more
capital. Regulators may, however, discretionally ask banks to do so. In the US for example,
regulators have modified Basel I to increase its risk sensitivity and the results could reflect
these modifications (FDICIA). However, the coefficient on risk is twice as large for market
leverage as for book leverage (Table VII).
We compare the predicted values with actual correlations for the sample firms and investigate the cross-sectional relation between them to assess the extent to which the simple model described in the previous section fits the data. First, we report the average values of the predicted serial-and cross-correlations among earnings changes, operating cash flow changes and accrual changes.
In my prior works (Altman 1992, 1996) on the distressed and defaulted debt market,
estimates of the size of the market were as high as $300 billion (face value) and $200 billion
(market value) at the start of 1990. Since that date, the size of the market has diminished
consistently. This data is shown in Exhibit 1 and includes public and private debt estimates.
The private debt total was estimated by applying a multiplier of as high as three times the public
debt in 1990 and as low as 1.85-to-one in 1992. Both of these estimates are based on empirical
observations of a...