Mostly affected

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  • Projects always involve a finite amount of uncertainty (risk) that may lead to problems and surprises during the project. Dealing with surprises requires more time, energy, and money than originally planned. Risk management can help reduce the likelihood and affects of risks. Risk management is important as it helps the team accomplish the project with as little trouble as possible. As a professional scientist, engineer, or project manager, you will be required to help get the job done. Excuses (whether real or imaginary) generally don't buy any sympathy.

    pdf10p tay_thi_le 21-02-2013 28 5   Download

  • Diamond and Rajan (2009) argue that securitisation also plays an important role in the transmission of interest rate shocks to the housing market. Securitisation allows banks to share risks by moving them off their balance sheets. This leads to an increase in banks' risk appetite and strengthens the `risk-taking channel' described above. To the extent that banks become more lenient in their lending standards, the 'nancial accelerator' effect may be strengthened as well.

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  • Measured at the societal level, a range of political, social, and technological changes may cause economic and social advances, apart from the business effi ciencies that may be generated by a single executive or corporation. Th e economic growth and prosperity enjoyed by most OECD nations in the 1990s might just as easily be traced to other causes such as the “peace divi- dend” from the end of the cold war, increased computerization, the baby boom ensuring record high workforce participation, and the increasing globalization of world trade.

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  • Dialogue act classification is a central challenge for dialogue systems. Although the importance of emotion in human dialogue is widely recognized, most dialogue act classification models make limited or no use of affective channels in dialogue act classification. This paper presents a novel affect-enriched dialogue act classifier for task-oriented dialogue that models facial expressions of users, in particular, facial expressions related to confusion.

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  • What can we learn from the UniCredit experience? First, it is remarkable that the most suc- cessful Italian bank has developed almost exclusively from public banks, with the exception of Credito Romagnolo. Therefore, it cannot be considered as an example of a successful merger across different pillars. Second, the geographical spread of UniCredit's activities within Italy is noteworthy. Apart from Credito Italiano, which also operated in some South- ern regions, all banks merged into UniCredit operated in the wealthy north of Italy.

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  • Research investment differs from physical investment, because it is difficult to exclude third parties from the assets produced by the research process. As noted in the classic contribution by ARROW (1962), the creator of these assets will typically fail to appropriate most or even all of the social returns it generates. Much of the social returns will accrue as spillovers to com- peting firms and consumers. The appropriation problem is likely to lead to significant under- investment in R&D by private firms (JAFFE et al., 2002).

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  • Care for pregnant women differs fundamentally from most other medical endeavours. ‘Routine’ care during pregnancy and birth interferes in the lives of healthy people, and in a process which has the potential to be an important life experience. It is diffi cult to measure the extent to which our efforts may, for example, disturb the development of a confi dent, nurturing relationship between mother and baby. The harmful effects we measure in randomised trials are limited to those we have predicted may occur.

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  • Abstract. In this study, we assessed the impact of sea level rise, one of the most ascertained consequences of global climate change, for water levels in the Vietnamese Mekong Delta (VMD). We used a hydraulic model to compute water levels from August to November – when flooding is presently critical – under sea level rise scenarios of 20 cm (= 20) and 45

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  • I, the undersigned Participant in the Event, also indemnify and will keep indemnified the Council and its officers against all liability for death, injury, loss or damage to any person or the property of any person howsoever caused arising out of my participation in the Event, or arising from the reasonable directions given by the Council Officer during the Event.

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  • It is traditional to begin books about polyurethanes by defining the class of polymers that has come to be known as polyurethanes. Unlike olefin-based polymers (poly- ethylene, polypropylene, etc.), the uniqueness of polyurethane is that it results not from a specific monomer (ethylene, propylene, etc.), but rather from a type of reaction, specifically the formation of a specific chemical bond. Inevitably, the discussion in traditional books then progresses to the component parts, the produc- tion processes, and ultimately the uses.

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  • · Learn more about the subject, by reading and where possible by talking to others with experience in the area. This learning should cover the purpose of the accounts, the policy questions which they could answer, the different methods for structuring them, and so on. · Bring together the key players in the country and help them learn about the subject.

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  • Because there is no clear definition of the asthma phenotype, researchers studying the development of this complex disease turn to characteristics that can be measured objectively, such as atopy (manifested as the presence of positive skin-prick tests or the clinical response to common environmental allergens), airway hyperresponsiveness (the tendency of airways to narrow excessively in response to triggers that have little or no effect in normal individuals), and other measures of allergic sensitization.

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  • As in many countries in Sub-Saharan Africa, the majority of poor smallholders in Malawi are left out of the agricultural extension and credit systems. These households, characterized by landholdings of less than 1 hectare and very low crop yields, are unable to grow enough food to feed themselves even though they focus much effort on producing food crops, especially maize.

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  • As part of the statutory framework for the audit of companies under the Companies Act 2006, the Professional Oversight Board (part of the Financial Reporting Council), essentially acts as the main regulator, with statutory powers delegated to it by Government for the recognition and supervision of those professional accountancy bodies responsible for supervising the work of auditors or offering an audit qualification – recognised qualifying body and recognised supervisory body e.g. Institute of Chartered Accountants in England and Wales.

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  • Roberts knew she needed to launch YouthAIDS with a partnership-driven and shared knowledge perspective in mind. The first campaign, she reasoned, would have to be done on a large-scale basis that would quickly attract attention. She proposed the idea of a global awareness-building concert on MTV. Needless to say, since the NGO was just being formed, she had to lobby tirelessly to sell YouthAIDS as a charitable partner to the network, artists and potential corporate sponsors. But as more of them started to buy into the idea, this triggered a positive spiral and others...

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  • Eco-effi ciency basically means “doing more with less”. It is a management philosophy that encourages municipalities, communities and businesses to seek out environmental improvements that generate parallel economic benefi ts. 1 Social inclusiveness refers to treating all people in a city equally in their access to work and services, such as public transport and health care.

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  • Tax compliance is relatively high when the agency can match data from third parties (such as information on W-2 forms supplied by employers and financial institutions) to income tax returns and notify taxpayers of discrepancies. The net misreporting rate for income that is subject to third-party reporting is less than 5 percent.

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  • It would have been much easier for me to write this ACKNOWLEDGEMENT if I were a well established scientist of international fame. I could then write in a pastoral manner about sweet recollections of the past, starting with a certain scientist, also internationally famous of course, who came to visit my lab and suggested that I should write such a book. Knowing that the whole world was watching and waiting, I had set aside all the other very important works and devoted most of my time to the writing of this path-blazing masterpiece.

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  • Apple products are easy to use because they eliminate “clutter.” This same design philosophy applied to every Steve Jobs presentation. There were no bullet points in his presentations. Instead, Jobs relied on photographs and images. Where the average PowerPoint slide has 40 words, it was difficult to find seven words on 10 of Jobs’ slides. This technique is called “Picture Superiority” — information is more effectively recalled when text and images are combined.

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  • Adding a further layer of complexity, Judica and Perkins (1992) found that because the environment of consumption is most frequently a social gathering, consumers are less likely to take a chance and risk a poor quality product. This has a marked influence on the wine selection process because the product becomes a means to social recognition and approval for the buyer rather than simply a beverage.

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