Multipliers require

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  • Many associations let insurance companies and agents offer long-term care insurance to their members. These policies are like other types of long-term care insurance and typically require medical underwriting. Like employer- group policies, association policies usually give their members a choice of benefit options. In most cases, policies sold through associations must let members keep or convert their coverage after leaving the association. Be careful about joining an association just to buy any insurance coverage. Review your rights if the policy is terminated or canceled. ...

    pdf65p thangbienthai 23-11-2012 25 7   Download

  • Unlock iPhone: Press the Sleep/Wake button or the Home button , then drag the slider. Turn iPhone off: Press and hold the Sleep/Wake button for a few seconds until the red slider appears, then drag the slider. Turn iPhone on: Press and hold the Sleep/Wake button until the Apple logo appears. Open Camera when iPhone is locked: Press the Sleep/Wake button or the Home button , then drag up. Access the audio controls when iPhone is locked: Double-click the Home button . iPhone locks if you don’t touch the screen for a minute or so.

    pdf156p bin_pham 05-02-2013 22 4   Download

  • Congress has enacted laws requiring individuals and facilities to take measures to protect environmental quality and public health by limiting potentially harmful emissions and discharges, and remediating damage. Enforcement of federal pollution control laws in the United States occurs within a highly diverse, complex, and dynamic statutory framework and organizational setting. Multiple statutes address a number of environmental pollution issues, such as those associated with air emissions, water discharges, hazardous wastes, and toxic substances in commerce.

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  • Operation of the ultrasonic transducers is based on the echo-sounding principle. Short ultrasonic pulses are sent out by the ultrasonic transducer, reflected from objects in the vicinity and received again by the ultrasonic transducer. The ultrasonic transducer sends the period of time required between sending the ultrasonic pulse and receiving the first echo to the PDC unit which, in turn, calculates the distance to the nearest object from this period of time. Ultrasonic waves propagate at different speeds in gases, liquids and solids.

    pdf8p nhacnenzingme 23-03-2013 18 3   Download

  • These events range from first-birthday parties to political fundraisers, anniversaries, bar and bat mitzvahs, fashion shows, product launches, conferences, graduations, and reunions, to name just a few! According to a recent report in The Wall Street Journal, it takes about 150 hours for a planner, working with her staff, to produce a major event from start to finish. You do the math. Millions of events multiplied by hundreds of hours spent planning equals many, many opportunities for those entering this field.

    pdf13p giamdocamnhac 06-04-2013 28 3   Download

  • To compare financial aid award letters from different colleges, compare them based on the out-of-pocket cost. The out-of-pocket cost is the difference between the total cost of attendance and the total gift aid (grants and scholarships). The cost of attendance includes tuition and required fees, room and board, books, supplies, transportation, personal expenses, dependent care and possibly student health insurance and the cost of a computer. Gift aid does not need to be repaid and includes grants, scholarships, tuition waivers and housing waivers.

    pdf5p doipassword 01-02-2013 23 2   Download

  • UN-Water was asked by the UN Commission on Sustainable Development (UN CSD, at its meeting in 2005) to produce status reports on the progress of water resources management for the UN CSD meetings in 2008 and 2012. UN-Water called upon UNEP to lead a UN-Water Task Force on Water Resources Management and established a Working Group1 to prepare the present status report for submission to the UN CSD 2012, the Rio+20 conference.

    pdf143p seketnoi 26-04-2013 20 2   Download

  • All are expected to observe the highest standards of research integrity and to embed good practice in all aspects of their work, including the training of new researchers.They must operate honestly and openly in respect of their own actions and in response to the actions of others involved in research. 1 The spectrum of inappropriate behaviour is wide, ranging from minor misdemeanours which may happen occasionally and inadvertently, to significant acts of misappropriation or fabrication.

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  • Valiant showed that Boolean matrix multiplication (BMM) can be used for CFG parsing. We prove a dual result: CFG parsers running in time O([Gl[w[3-e) on a grammar G and a string w can be used to multiply m x m Boolean matrices in time O(m3-e/3). In the process we also provide a formal definition of parsing motivated by an informal notion due to Lang. Our result establishes one of the first limitations on general CFG parsing: a fast, practical CFG parser would yield a fast, practical BMM algorithm, which is not believed to exist. 1 Introduction The standard method...

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  • Each participant was presented with a workshop folder containing introductory material and printed versions of all power-point presentations. In addition each participant was given a CD containing PDF copies of all presentations, PDF copies of the National Research Council’s Nutrient Requirements of Fish (NRC 1993) and an FAO publication titled The Nutrition & Feeding of Farmed Fish & Shrimp (Ed. Albert G.J. Tacon 1987).

    pdf55p loginnhanh 22-04-2013 26 1   Download

  • Using a bottom up approach, totals are aggregated from 2,490 discrete individual product group lines.  Each of these lines uses specific data sources and can be analysed individually, unlike traditional  studies which often group together data sources.   Forecasts are calculated using the same principles as for determining market value and as such can be  applied on a line by line basis. This allows the identification of high growth areas within a particular  sub‐sector.

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  • This book covers some of the most important current research related to biological engineering. It is partly a textbook and partly a monograph. It is a textbook because it gives a detailed introduction to biological engineering techniques and applications. It is simultaneously a monograph because it presents and brings together several new results, concepts and further developments. Furthermore, the research results previously scattered throughout many scientific journals and conference papers worldwide, are methodically collected and presented in the book in a unified form....

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  • Writing an extended text at an advanced level involves not just the language system. It poses significant challenges to our cognitive systems for memory and thinking as well. Indeed, writers can put to use virtually everything they have learned and stored away in long-term memory. But they can only do so if their knowledge is accessible, either by rapidly retrieving it from long-term memory or by actively maintaining it in short-term working memory. Thinking is so closely linked to writing, at least in mature adults, that the two are practically twins.

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  • According to the most recent building census of 2000, there was no overall shortage of housing in Turkey, given that there was a total of 16.2 million housing units and 15.1 million households. 22 The regional differences in the ratio of housing units available to house- holds are stunning. In Istanbul 33% more housing units than house- holds were counted, in Izmir the excess was 24% and in Ankara 10%, whereas in some of the northern provinces some 30% to 40% more households than dwelling units are reported.

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  • In low- and middle-income countries, complications from pregnancy and childbirth are the leading cause of death among girls aged 15 to 19. And in 2008, there were an estimated three million unsafe abortions among girls in this age group. The adverse effects of adolescent childbearing also extend to the health of their infants. Perinatal deaths are 50% higher among babies born to mothers under 20 years of age than among those born to mothers aged 20 to 29. The newborns of adolescent mothers are also more likely to have low birth weight, with the risk of long-term effects....

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  • During this tutoring session I somehow felt like that teacher who was wondering whether he was being fair to his students and fair to himself since he was only ‘listening’. In effect, all I did this time was to ask Christine what the assignment was about, what she liked about her pieces of writing, what she was not too pleased with, and how she thought she could make some parts ‘better’. That’s right, it all developed smoothly, and Christine simply (almost naturally) answered my questions and automatically did the necessary changes as we went along.

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  • If the process for selling goods on World of Good by eBay seems daunting to you, be aware that the company has anticipated this and has developed a program to help Sellers and Producer Groups who don’t have the time, experience, Internet connection, or otherwise lack capacity to complete the process outlined above. This initiative is called the Marketplace Access Program (MAP) and puts sellers in contact with what World of Good by eBay calls MAP Agents. Map Agents are experienced eBay sellers who help qualified WorldofGood.

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  • The Fund has not elected to early adopt IFRS, therefore it will adopt IFRS effective October 1, 2014. The Fund expects to report its financial results for the six month period ending March 31, 2015 prepared on an IFRS basis. The Fund will also provide comparative data on an IFRS basis, including an opening balance sheet as at October 1, 2013. Further revisions by the AcSB to the IFRS adoption date for investment companies are possible. The Manager has not identified any changes that will impact NAV per share as a result of the changeover to IFRS.

    pdf9p hongphuocidol 04-04-2013 28 7   Download

  • Under GHI, the U.S. is striving to coordinate all of its health programming, but integration is not being pursued for the sake of integration alone. We are working towards “smart integration,” which means selecting those opportunities for integration that make sense technically, economically, and in the context in which they are to be implemented.

    pdf8p le_minh_nha 20-12-2012 22 6   Download

  • Household characteristics such as housing conditions and ownership of consumer durables serve as indirect indicators of a household’s standard of living. Trends in these characteristics reflect a society’s material progress, which has implications both for the economic well being and overall health status of the population.

    pdf44p thankinhphanliet 21-12-2012 27 6   Download

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