Cardiovascular disease, including coronary heart disease, strokes and diseases of other arteries, is a major
cause of early death and disability. For many years the major markers of disease risk have been well recognised:
these include high blood cholesterol levels and smoking. But it has also been recognised that these markers do
not account for all cardiovascular risk. Furthermore, treatments that are highly effective in altering these
markers, for instance the ‘statin’ drugs used to lower cholesterol, do not remove risk entirely: typically they
reduce it by about 30% or less.
One finds that there is a positive correlation between a country’s level of development
and insurance coverage. Developed countries tend to have better developed and well-
functioning insurance services sectors both domestically and in terms of insurance exports,
as compared to developing countries. This is perhaps most evident when one compares
the share of industrialized countries in the world insurance markets, which in 2004 stood
at 88.5 per cent as compared with 11.4 per cent for emerging markets, the majority of
which are developing countries.
The use of implants has, little by little, been imposed
on the world of dentistry. Some years ago,
it was strongly suggested that the practitioners
asked implant patients to sign a consent form to
release the dentist from all responsibility in case of
failure. Then, one day a patient in France sued his
dentist for having prepared his teeth for a fixed
partial denture without suggesting the implant alternative.
The patient won the case. Soon it might
be necessary to ask patients to sign a form indicating
that they have refused implant treatment.
Many of the recommendations outlined in ―Pesticides in the Diets of Infants
and Children‖ were incorporated in the Food Quality Protection Act of 1996
(FQPA), which ensures greater protection of children from pesticide risks.
Consistent with these mandates, OPP has established policies, procedures,
and requirements to expand the protection of children.
World Map Financial Derivatives
Financial derivatives are financial instruments that are linked to a specific financial instrument or indicator or commodity, and through which specific financial risks can be traded in financial markets in their own right. Transactions in financial derivatives should be treated as separate transactions rather than as integral parts of the value of underlying transactions to which they may be linked. The value of a financial derivative derives from the price of an underlying item, such as an asset or index.
Những bất ổn từ chỉ số vĩ mô Doanh nghiệp và các điểm yếu của quản trị tài chính Theo đó, trước khi triển khai công việc này phải phân tích, rà soát lại tình hình thực trạng của doanh nghiệp; xác định lại nguồn vốn; xác định các chỉ tiêu đo lường quen thuộc như KPI (Key Performance Indicator, chỉ số đánh giá thực hiện công việc), KRI (Key Risk Indicator, chỉ số quản trị rủi ro)… Và sau cùng là kiểm soát chất lượng tài chính của doanh nghiệp.
CHAPTER 2 Benchmarking the Performance of CTAs. The bursting of the Internet bubble in March 2000 plunged traditional market indices (stocks, bonds, etc.) into deep turmoil, leaving most institutional investors with the impression that portfolio diversification tends to fail at the exact moment that investors have a need for it
Acknowledging the tremendous changes in the health care system, this book offers a current and fresh perspective on nursing in the 21st century. A departure from the "medical model", its emphasis on client education, shifting delivery of care, and a collaborative approach fosters a practical view of the challenges the student will encounter in the workplace. Core content areas are covered in detail, including pathophysiology, normal and high-risk pregnancy, and women's health across the life-span.
CHAPTER 6 The Performance of CTAs in Changing Market Conditions. This chapter studies the performance of 6 CTA indices during the period 1990 to 2003. Four distinct phases of financial markets are isolated, as well as three extreme events.
companion document, entitled Guidance on Safety Performance Indicators (2003), will be published immediately
following the 2nd edition of the Guiding Principles. The Guidance on SPI is designed to assist relevant
stakeholders to establish programmes for assessing their own performance related to the prevention of,
preparedness for, and response to chemical accidents.
CHAPTER 11 Managing Downside Risk in Return Distributions Using Hedge Funds, Managed Futures, and Commodity Indices. This chapter examines how alternative investments can provide downside return protection in a portfolio composed of U.S. stocks and bonds.
Abstract Amulti-attribute group decisionmakingmethod composed of intuitionistic
fuzzy set and TOPSIS will be introduced into project material bidding procurement.
First, the opinions of experts about bidders and indicators’ attributes are expressed
by linguistic terms, and then turned into intuitionistic fuzzy numbers, which can be
used to obtain the weights of the indicators’ attributes and experts. Based on the
opinions of decision makers and IFWA operators, an aggregated intuitionistic fuzzy
decision matrix is formulated. In the end, the bidders are ranked by TOPSIS method....
The Prostate Risk Indicator (www.prostatecancer-riskcalculator.com) was developed in
Rotterdam and consists of 4 risk calculators, of which the first 3 predict the probability of
detecting a prostate cancer (van den Bergh et al. 2008). This nomogram is based on 6288
Dutch men enrolled in the European Randomised Study of Screening for Prostate Cancer
(ERSPC) (Schroder et al. 2009). The risk calculator comprises 4 risk indicators, the first 3 of
which predict the possibility of a positive prostate biopsy.
Brewer, Minton, and Moser (2000), we evaluate an equation relating the determinants of C&I
lending and the impact of derivatives on C&I lending activity. The major finding in this
study is that the interest-rate derivatives allow commercial banks to lessen their systematic
exposure to changes in interest rates, which enables banks to increase their lending activities
without increasing the total risk level faced by the banks. This consequently increases the
banks’ abilities to provide more intermediation services.
Climate change is happening now. Climate-induced disasters are occurring
in the Asia Pacific region, where a distinctly increasing trend has been
observed in recent decades. This shows that the region is the most disaster
prone, compared with other parts of the world. Studies on the causes of
disaster in many affected regions suggest that in a typical disaster, cities with
high population density see increases in mortality and number of people
affected. Increased economic losses within the region are also inevitable.
Despite worldwide efforts to assess and control cardiovascular risk factors, cardiac
diseases and in particular coronary artery disease (CAD) are still the foremost causes
of death in the developed countries of Western Europe, North America and Asia and
are becoming increasingly common in Eastern Europe and the developing world
(Deanfield 2001). Approximately one in five deaths is currently related to cardiac
disease in Europe and the US. Nearly 500,000 deaths caused by CAD are reported
every year in the US, over 600,000 in Europe, 170,000 of these in Germany alone.
Bank of America Merrill Lynch operates an active carbon market
services business that provides risk management, market access
and liquidity, and structured finance to a variety of corporate
clients looking to offset carbon emissions or manage their
In 2008, we engineered a ground-breaking transaction to
preserve a 750,000-hectare refuge in the Aceh province of
Indonesia, an ecologically sensitive region recovering from the
Indian Ocean tsunami of 2004.
Second, the sample period in this study covers a full business cycle, thereby
providing a better indication of the relative variability of lending activities experienced by
commercial banks over this period. Brewer, Minton, and Moser (2000) document a universal
downward trend of C&I lending over a sample period of 1985 to 1992, a period during which
the economy experienced a significant cyclical downturn.
Every deliverable has a cost. Where possible the cost for each deliverable and milestone should add up to form
the project budget.
If the project budget is a critical indicator of progress – for example, in the case of a procurement project – you
must specify how the work will be done within budget and how work will be reported: for example, percentage
complete, actual versus projected outlays and so on.
Your plan should also list the resources needed to achieve each deliverable.
The authorities have also led some policy initiatives to encourage investors to adopt new
references moving away from short-term indexation. For example, the main securities
exchange (BM&F Bovespa) introduced reference rates for 3 and 6 months aiming at
extending the reference rate for investors. In February 2012, the National Treasury undertook
securities exchange operations with Extramercado Funds5
in order to adjust their portfolio.
The investment policy of these funds has been adjusted such that they must be referenced to
one of the Anbima Market Indices (IMA).