Xem 1-20 trên 40 kết quả Risk transition
  • Tham khảo sách 'credit risk modeling using excel and vba', công nghệ thông tin, tin học văn phòng phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

    pdf278p mammam0506 12-12-2010 170 67   Download

  • Rural residents have higher rates of age-adjusted mortality, disability, and chronic disease than their urban counterparts. Contributing negatively to the health status of rural residents are their lower socioeconomic status, higher incidence of both smoking and obesity, and lower levels of physical activity. Contributing negatively to the health status of farmers are the high risks from workplace hazards; contributing positively are farmers¿ higher socioeconomic status, lower incidence of smoking, and more active lifestyle.

    pdf256p conchokon 07-01-2013 15 1   Download

  • The global trading system is undergoing a period of transition. Shifting economic circumstances, major advances in technology and the emergence of new players on the global scene, all underscore that we are on the cusp of big changes. Persistent imbalances, driven largely by macro-economic factors continue to be a cause of concern in some major economies.

    pdf315p kimngan_1 04-11-2012 35 11   Download

  • To help gauge these shifts in the global Internal Audit industry, and to gain insight into future and leading trends, Ernst and Young recently conducted a survey of Internal Audit executives worldwide. In short, the survey reveals that Internal Audit is in the middle of an evolutionary transition, facing great challenges, as well as new opportunities. There is a call for Internal Audit to do more to meet the needs of its stakeholders

    pdf20p hoadat_1990 12-07-2013 28 7   Download

  • Our paper proceeds as follows. Section 2 reviews our data, and describes the economic state variables and risk factors used in the study. Section 3 reviews the investor types considered in our study, and provides details on the methodology. Section 4 presents the main empirical results, while Section 5 conducts an attribution analysis and Section 6 provides robustness results. Finally, Section 7 concludes. Details on data sources, variable construction, and additional robustness results are provided in a series of appendices available from the web....

    pdf50p khanhchilam 29-03-2013 32 6   Download

  • The global environment is changing rapidly, partly in response to economic globalization. These global changes are clearly evident at the local level, even in the quality of air that people breath. In some high income countries air quality has been improving, due to a combination of de-industrialization, improved technologies and environmental regulation. However, advances in the science of epidemiology suggest that even air that would until recently have been considered ‘clean’ may contain pollutants that are hazardous to people’s health.

    pdf255p loaken_1 15-11-2012 24 5   Download

  • Dobrinsky et al. (2001) conjecture that some specific types of soft budget constraints in a transitional environment may emerge as a result of distortions in incentive structures. In particular, distorted incentives may have an effect both on the determinants of credit supply and credit demand. 2 In turn, incentive structures are a reflection of the institutional environment and the conduct of economic policy in the broader sense. Consequently, policy reforms and policy shocks can be expected to affect the determinants of credit flows both on the supply and the demand side.

    pdf32p enterroi 01-02-2013 26 5   Download

  • Key planning considerations for federal agencies include recognizing that the transition is already under way, because IPv6-capable software and equipment already exists in agency networks. Other important agency planning considerations include developing inventories and assessing risks; creating business cases that identify organizational needs and goals; establishing policies and enforcement mechanisms; determining costs; and identifying timelines and methods for transition.

    pdf41p bin_pham 05-02-2013 22 5   Download

  • These qualifications are designed for learners who are employed in senior administrative positions. They would probably be responsible for supervising staff, and for implementing and monitoring systems and services. Learners are required to take mandatory units which cover working in a business environment managing own performance as well as areas such as communicating, supporting sustainability and managing risk.

    pdf355p lenh_hoi_xung 22-02-2013 23 5   Download

  • Faster incorporation of new technologies into complex products and systems holds the possibility of ever-increasing advantages in cost, performance, durability, and new functionalities. A general perception on the part of many investigators is that incorporation of change is more difficult, expensive, and slow than it need be. The management of change in complex products and systems, however, does require an understanding of the significance of those changes as well as their consequences in terms of product performance and safety.

    pdf69p camnhung_1 14-12-2012 23 4   Download

  • In implementing a programme of privatisation and restructuring, it should be recognised that the restructuring process, if left solely to the market forces, may create substantial unemployment and incur considerable social costs. Supporting a programme of careful restructuring by the creation of new business out of the old, engaging under-utilised assets, with or without an element of public subsidy, may add considerable value to local economies. The experience of the transitional economies in Europe shows the potential for creating small businesses out of large company restructuring.

    pdf83p bi_ve_sau 05-02-2013 14 4   Download

  • Lack of secure land tenure and ownership also has a negative impact on women’s ability to reduce their vulnerability to HIV through greater economic as well as physical security and autonomy. When a woman does not own land, it often means that she is denied other economic opportunities, such as collateral for credit. Most women in the Huairou Commission have reported frustration at not being able to access adequate financing for improvement of what little land they may have, or for actually gaining or purchasing land or other property.

    pdf9p connicquy 20-12-2012 20 3   Download

  • SRH policy finds itself at the nexus of a series of transitions in Tajikistan: from centralized Soviet economy to liberal democracy; from acute humanitarian assistance to longer-term development aid; and from hospital-based, government-controlled health services to a more comprehensive and pluralistic health sector. Poorly covered in national planning documents, support for SRH remains largely donor driven, with a failure to gain government recognition apart from issues related to maternal mortality.

    pdf12p ut_hai_can 25-12-2012 16 3   Download

  • As countries develop, many transactions that once would have occurred in the shadow economy move to formal establishments, Önanced by formal banking. A little-observed fact is that this transition does not necessarily bring the formalization of income. In particular, in countries with generous social services, an environment of semiformality can emerge, in which individuals remain registered taxpayers, to receive public beneÖts, but do not declare all of their income to tax authorities.

    pdf0p enterroi 01-02-2013 20 3   Download

  • The current financial crisis occurred after a long and remarkable period of growth and innovation in our financial markets. New financial instruments allowed credit risks to be spread widely, enabling investors to diversify their portfolios in new ways and enabling banks to shed exposures that had once stayed on their balance sheets. Through securitization, mortgages and other loans could be aggregated with similar loans and sold in tranches to a large and diverse pool of new investors with different risk preferences.

    pdf64p mebachano 01-02-2013 24 3   Download

  • This guide provides practical guidelines for policy makers on how best to review the process of policy development and establish strategic plans for micro, small and medium enterprise development. It is a further tool and reference source for all policy makers and actors dealing with small businesses, especially in transition countries seeking to further develop their market economies. Private sector development relies on a partnership between the private and public sectors.

    pdf48p bi_ve_sau 05-02-2013 22 3   Download

  • Moreover, the residential location choices of low-skilled workers are likely to be geographically constrained by zoning restrictions limiting the location and quantity of low-income housing. Such constraints may limit the ability of low-skilled workers to choose residential locations within reasonable public-transit commutes of important employment centers. In light of these considerations, it is not surprising that researchers have found large differences in employment rates between car-owners and non car-owners. ...

    pdf39p nhacnenzingme 23-03-2013 15 3   Download

  • For phonemic awareness skills, we found a significant relationship between Spanish performance at the end of second grade and English performance at the end of third grade. The relationship was significant for the group as a whole and for each of the three subgroups (English-instructed, transitioned at the end of second grade, and transitioned at the end of third grade).

    pdf0p commentcmnr 03-06-2013 21 3   Download

  • (Ghon focus) in the lung with spread to the regional lymph node(s). In the majority of cases, the resultant cell-mediated immunity contains the disease process at this stage. Risk of disease progression is increased in the very young (3 years old) and in immune compromised children. Progression of disease occurs by 1) extension of the primary focus with or without cavitation; 2) the effects of pathological processes caused by the enlarging lymph nodes or by 3) lymphatic and/ or haematogenous spread.

    pdf0p taisaocothedung 12-01-2013 26 2   Download

  • As, in accordance with the acting banking regulations in Bulgaria bank are required to take collateral, the prior is that, in the case of proper screening, there would be a positive association between bank lending and the fixed capital ratio. Size is another variable that would allow to test the credit channel hypothesis. The prior is that a credit squeeze is more likely to affect smaller firms. Several variables reflect the specificity of bank lending in a transitional environment.

    pdf33p enterroi 01-02-2013 14 2   Download

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