Saudi ar

However, it must be kept in mind that HTAs are only one of several options through which diasporas maintain links with and help their communities of origin. Immigrant entrepreneurs are also ‘social actors’, who participate actively in transnational activities.

38p enterroi 02-02-2013 23 4   Download

smartpower also learned from over seven years of message research in the area of renew- able energy and energy efficiency that the “environmental” message is not the answer to motivate consumers to purchase renewable energy technologies. Consumers already under- stand the environmental benefits of solar power, but those benefits have not been persua- sive enough to broaden market adoption.

385p lenh_hoi_xung 21-02-2013 31 8   Download

This report uses a new methodology for profiling sectors, building a picture of the LCEGS sector from  the bottom up, rather than from the top down as is traditionally the case.   Using a full sector analysis model (see Box 2.

76p dangsuynghi 15-03-2013 41 8   Download

Some companies let you use your life insurance death benefit to pay for specific conditions such as terminal illness or for qualified long-term care expenses such as home health care, assisted living or nursing home care. A life insurance death benefit you use while you are alive is known as an accelerated death benefit. A life insurance policy that uses an accelerated death benefit to pay for long-term care expenses may also be known as a “life/long-term care” policy. It may be an individual or a group life insurance policy.

0p thangbienthai 23-11-2012 30 7   Download

One of the unique f iscal agency functions that the Reserve Banks provide to the Treasury is a program through which the Reserve Banks invest Treasury monies until needed to fund the government’s operations. The Treasury receives funds from two principal sources: tax receipts and bor- rowings. The funds that f low into and out of the government’s account vary in amount throughout the year; for example, the account balance tends to be relatively high during the April tax season.

24p machuavo 19-01-2013 31 7   Download

Duplicate PHI has provided financing for capacity development in the private hospital sector in some countries, thereby helping to alleviating consumer inconvenience generated by non-price rationing in public hospitals. Only a few OECD countries have both long waiting times and high levels of population covered by PHI. Australia has especially emphasised the role private cover plays as the main mechanism for shifting demand away from overburdened public hospitals, while Ireland has instead placed more emphasis on the role of the public system in addressing waiting concerns.

169p quaivatxanh 01-12-2012 33 6   Download

Other retailers would rather save the time and money spent on trade shows and have sellers with wonderful products contact them directly via email so that they can concentrate on ‘minding the store.’ If you decide to contact retailers directly be sure to send excellent photos and pricing information. All of the retailers we spoke to stressed the importance of the story behind the product. The stories of your products, your producers and the species you are working to conserve are very important in building a relationship with green consumers.

40p dangsuynghi 15-03-2013 28 6   Download

The pre-service teachers in the writing methods course learned about the history of writing instruction and writing theories, writers’ workshops and the use of various types of journals. They were also introduced to the role of literature and methods for integrating oral skills into literacy instruction. In addition to these materials, I reviewed sample ESL student essays to illustrate techniques for providing feedback on student writing.

0p commentcmnr 03-06-2013 24 6   Download

“Structured products” are one of the fastest growing areas in the financial services industry, and may already be over half of the notional size of the hedge fund industry (AUM plus leverage). These products, constructed by investment banks, are extremely complex using synthetic option replication techniques, and offering a variety of guarantees in returns. They are sold to retail, private banking and institutional clients. Hedge funds help reduce volatility risk for investment banks in supplying these products. ...

21p quaivatdo 18-11-2012 22 5   Download

The remit of the long-term care insurance funds is to ensure the supply of permanent care for their insured and to eliminate shortcomings in quality. They consequently control the quality of the care supplied. Nevertheless, their ability to ensure the supply of care is limited by the fact that they have no appropriate influence on the creation, promotion or maintenance of an LTC infrastructure. This task is assigned to the states. Furthermore, the LTC transfers are paid by the insurance funds.

6p quaivatxanh 29-11-2012 29 5   Download

We expect the overall trend of declining household size to persist. This is supported by an analysis of a panel of 38 countries over time: by the year 2027 on average 3.8 people will live in a Turkish household – still significantly more than in west European house- holds today. Furthermore, we have assumed a slowdown in migration as push and pull factors for moving are weakening.

6p quaivatxanh 30-11-2012 27 5   Download

Variation in the morphology of the adult male reproductive system among different groups of Hymenoptera offer characteristics that help studies of behavior and the evolutionary history of this group. The objective of this study was to describe the adult male reproductive system of the wasp Polistes versicolor versicolor Olivier (Vespidae: Polistini). The reproductive systems were dissected, fixed and embedded for light microscopy. In P. v. versicolor, the reproductive system includes a pair of testes, each one with three fusiform follicles.

10p le_minh_nha 25-12-2012 28 5   Download

A recent government health survey found that 1 to 5 per cent of elderly people who drank more than occasionally were ‘problem drinkers’, reporting significant psychological and/or physical dependence on alcohol. Other studies have found higher proportions of elderly problem drinkers, especially in men. One found 5 - 12 per cent of men in their 60’s to have alcohol problems.

4p thankinhphanliet 01-01-2013 30 5   Download

In addition to this, health measures typically used in empirical studies may be affected by endogenous reporting behaviour. The outcome of a direct question to an individual’s health status may depend on the labour market status of the respondent. There may be economic motives or it may be the case that individual’s are inclined to give their answer conform to social norms. Reporting health as a major determinant for inactivity is socially more accepted, and eligibility conditions for some Social Security Benefits, notably Disability Insurance ...

20p taisaokhongthedung 01-01-2013 31 5   Download

Bertrand and Mullainathan (1998) illustrate the potential power of designs that consider interactions across governance mechanisms. They examine the impact on executive compensation of changes in states’ anti-takeover legislation. Adoption of anti-takeover legislation presumably reduces pressure on top managers. They attempt to distinguish between optimal contracting and skimming theories in explaining observed contracting arrangements.

26p taisaovanchuavo 26-01-2013 27 5   Download

About Ernst & Young’s Global Asset Management Center The asset management industry is evolving at a deceptively fast pace. Asset managers and service providers face challenges every single day whether it’s managing business growth, mitigating risk, providing transparency or embracing regulatory scrutiny. Ernst & Young’s Global Asset Management Center brings together a worldwide team of professionals to help you achieve your potential — a team with deep technical experience in providing assurance, tax, transaction and advisory services.

11p lenh_hoi_xung 01-03-2013 29 5   Download

With regard to the marketing mix concept (Kotler 1997), particularly the establishment of sound price models for digital information is anything but simple (Shapiro and Varian 1999). Successful enterprises will be those who approach pricing as an act of innovation (Jonason 2001), recognizing that profit opportunities lie in aligning the price with customer perceived value (Morris and Morris 1990), instead of taking a flawed determinant for the price, like for example the number of geographic features or the size of the geographic area requested by the user.

17p nhacchovina 22-03-2013 23 5   Download

Ultrasound cannot be heard by humans as the human ear does not pick up frequencies above 20 kHz. Some animals, including dogs, dolphins and some insects can hear ultrasound. Bats have the best hearing capabilities as they not only hear ultrasound but they also generate it and can determine their location from the echoes. Ultrasonics is used in a wide variety of technical and medical applications. Echo Sounding The echo depth sounder is a device that uses the reflection of sound or ultrasonics to determine the water depth.

14p nhacnenzingme 23-03-2013 20 5   Download

Tham khảo tài liệu 'a certain tendency of the french cinema francois truffaut', văn hoá - nghệ thuật, sân khấu điện ảnh phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

0p khanhchilam 01-04-2013 35 5   Download

The Fund’s exposure to liquidity risk is concentrated in the daily cash redemptions of shares. The Fund primarily invests in securities that are traded in active markets and can be readily disposed. In addition, the Fund retains sufficient cash and cash equivalent positions to maintain liquidity. The Fund may, from time to time, enter into over-the-counter derivative contracts or invest in unlisted securities, which are not traded in an organized market and may be illiquid.

15p hongphuocidol 04-04-2013 24 5   Download