Turn opportunities

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  • As the head of accounting, Dan took pride in the efficiency of his department. Just recently, he and his team had significantly reduced the time between billing and receiving. The resulting improvement in cash flow resulted in a team award from management. So he was a bit annoyed when Janet, his old friend in marketing, told him about her latest market research. "Customers find their statements confusing," she said. "They seem to be paying the bills," Dan countered, "and we manage to keep track of the money, what more do we have to do?" She kept pushing.

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  • Unlike in dry milling, where the entire mash is fermented, in wet milling only the starch is fermented. The starch is then cooked, or liquefied, and an enzyme added to hydrolyze, or segment, the long starch chains. In dry milling, the mash, which still contains all the feed coproducts, is cooked and an enzyme added. In both systems a second enzyme is added to turn the starch into a simple sugar, glucose, in a process called saccharification. Saccharification in a wet mill may take up to 48 hours, though it usually requires less time, depending on the amount of enzyme used.

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  • Seventh, the study is the only one which gives important policy implications, reporting them in turn in each empirical chapter. This is the first study on Thailand which discusses the effect of the Thai government’s encouragement of individual savings by adopting special fund styles which give favourable tax treatment. We reveal the policy implications of this action by assessing these specific funds in a separate group from general funds, before comparing and discussing the results from the two groups. ...

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  • One of the most fundamental obligations of any society is to prepare its adolescents and young adults to lead productive and prosperous lives as adults. This means preparing all young people with a solid enough foundation of literacy, numeracy, and thinking skills for responsible citizenship, career development, and lifelong learning. For over a century, the United States led the world in equipping its young people with the education they would need to succeed.

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  • Buyers no longer buy the way they did ten, five and even two years ago. The sad truth is that most companies don’t realize this…yet. Changes in technology, distribution, and buyer behavior have shifted the landscape and created an opportunity for businesses to communicate directly with consumers. This eBook shares the reasons for this evolution. It details how you, as a marketing professional,

    pdf33p mymi0809 24-01-2013 19 4   Download

  • Providing convincing evidence on the effects of financial education is no easy task. The most straightforward but least reliable method is to ask people attending a seminar whether it was useful and whether participation will change their behaviour. There are three main problems. Attendance is self-selected. Those motivated to turn up may have the greatest interest in financial matters and may already be contemplating making a change in their finances.

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  • We now turn our attention to Double Diamond Skis, a company that manufactures a high-performance deep-powder ski, and that uses process costing to determine its unit product costs. The company’s production process is illustrated in Exhibit 4–4 . Skis go through a sequence of five processing departments, starting with the Shaping and Milling Department and ending with the Finishing and Pairing Department.

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  • Most Western societies take clean water for granted. When we turn on the tap, we rarely question the source, its reliability or its quality. Perhaps out of habit, we assume there will always be more. Water is one of our most critical resources – even more important than oil. Water sustains agriculture and, thus, our food chain. Vast quantities of water are used to make the silicon chips that help power our computers and cell phones. Electric power plants depend heavily on water, and account for a staggering 39 percent of freshwater withdrawals in the United States.

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  • Before turning to a description of effluent taxes, it is useful to briefly describe the status quo approach to regulation: command-and-control effluent reduction requirements. 2 The centerpiece of U.S. water quality regulation is the National Pollutant Discharge Elimination System (NPDES) permit program. The NPDES program requires polluters to obtain permits, or licenses, to discharge. These permits specify pollution amounts that can be legally discharged.

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  • This research concerns pre-positioning knowledge to address development communication strategies, which in turn are important for addressing the UN Millennium Development Goals (MDGs). It is difficult to predict the social impact of new technology. The development community has to run to keep up with the changes in Information and Communication Technologies (ICTs), and to determine the opportunities and dangers to the poor of new technology. This research was commissioned as an opportunity for “future thinking”.

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  • THE INTERNET has created thousands of new opportunities for consumers to gather information, make choices and do business. But it also has opened up new problems for law enforcement and opportunities for criminals. Many scam artists, who once used telephones and the mail to reach victims, now have turned to the Internet as a more effective and cheaper way to defraud more consumers. With so many Web sites and e-mails offering products and services, Missourians may find it more difficult to distinguish legitimate offers from fraudulent ones.

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  • Over the past 15 years, the exchange industry has been in a state of continued flux. Exchanges have demutualised and in most cases become listed, they have consolidated through mergers and acquisitions, and they have become subject to stiff competition from a host of new alternative trading venues. In other words, stock exchanges have become engaged in an intensified competition and are refashioning themselves to meet the challenge.

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  • Repression/Denial. In a meta-analytic review of the literature of psychosocial fac- tors and the development of breast cancer, McKenna and colleagues (1999) found sig- nificant effect sizes for an association between breast cancer and the use of a coping strategy based on denial/repression. Astudy by Jensen (1983) provides important evidence supporting the idea that repres- sion involves disregulation of the immune system that, in turn, influences cancer.

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  • Second, when central and sub-national governments share a common tax base, there are vertical tax externalities between levels of government that are taxing the same common pool. An increase in a province’s tax rate causes its tax base to fall, which in turn causes tax revenues to fall both for the regional and for the central government. The province, in choosing its tax policies, will neglect the adverse effect of its actions on federal revenues. Thus, it will consider its marginal cost of public funds to be lower than the true value, leading it to set too...

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  • It is important to note that the metastatic cells do not float about in isolation; rather, they reside within the extra-cellular matrix (ECM) of the host organ. The ECM is a complex mesh of proteins that fill voids be- tween cells, and it participates in the development of both healthy and cancer cells through chemical and mechanical signalling. There is evidence that changes in the stiffness of the ECM affect the signalling and hence the progress of the cancer.

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  • THERE was a ripple of chimes through the frosty air as Catherine Murchison turned from King's Walk into Lombard Street, and saw the moon shining white and clear between the black parapets and chimney-stacks of the old houses. St. Antonia's steeple was giving the hour of three, and a babel of lesser tongues answered from the silence of the sleeping town. Hoar-frost glittered on the cypresses that stood in a garden bounding the road, and the roofs were like silver under the hard, moonlit sky.

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  • For many companies, the decision would have been an easy “yes.” However, Ben & Jerry’s Homemade Inc. has always taken pride in doing things differently. Its profits had been declining, but in 1995 the company was offered an opportunity to sell its premium ice cream in the lucrative Japanese market. However, Ben & Jerry’s turned down the business because the Japanese firm that would have distributed their product had failed to develop a reputation for promoting social causes! Robert Holland Jr.

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  • CHAPTER 10 Long-Short Strategies in the Technology Sector. This chapter examines how investors can take advantage of the opportunity to profit from hedge fund investing in the technology sector. Over the years, technology-focused hedge funds have turned in outstanding performance numbers while minimizing risk in the most volatile segment of the market.

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  • The rapid economic growth in Vietnam has resulted in an increasing demand for electricity. This in turn translates to a higher rate of coal resource extraction and consequent rise in pollution of water and land resources. This study estimated the environmental costs associated with the electricity demand requirements of the coal electricity sector, as a component of the long-run marginal opportunity cost (LR-MOC) of electricity production.

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  • Welcome to the second edition of the Trade Finance Guide: A Quick Reference for U.S. Exporters. This guide is designed to help U.S. companies, especially small and medium-sized enterprises (SMEs), learn the basic fundamentals of trade finance so that they can turn their export opportunities into actual sales and achieve the ultimate goal of getting paid—especially on time—for those sales. This guide provides general information about common techniques of export financing.

    pdf32p kimngan_1 05-11-2012 41 16   Download

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