Responsibilities must be clearly assigned to individual persons and/or com-
mittees. In addition, the relevant units must be functionally independent to
avoid potential conﬂ icts of interests.
Senior management should ensure that
adequate interest rate risk management is in place for measuring, monitoring
and controlling interest rate risks, and that all the relevant business units of
the bank have been taken on board.
With respect to equity mutual funds, the study further notes that funds are experiencing
diseconomies of scale in their expense ratios when their size exceeds $600 million to
Interestingly, the foregoing study does not even address the problem of "market impact costs"
which are clearly an even greater expense to mutual funds than are the more visible costs used in
the calculation of their...
The study draws from over 720 sources. It includes activities undertaken by companies across the
whole environmental supply chain, from R&D, through manufacturing into distribution, retail,
installation and maintenance services. Companies are included in the supply chain where 20% of their
turnover is supplied into the LCEGS sector, but importantly only the sales activity relating to this sector
is included in this study.
Unemployment and under-employment have increased continuously over the last five years,
encouraging internal and external migration. Unemployment currently affects 11% of the labour
force and the informal sector accounts for more than 65% of economic activity, providing
sources of marginal employment and under-employment to a large percentage of adults of
working age and even to school-age children.
Interning in the Office of Inspector General provides law students with hands-on
experience involving a wide variety of issues and a unique opportunity to obtain exposure
to the various divisions and offices of the Commission. Students interning in the Office of
Inspector General may be assigned to assist both the audit and investigations units of the
Office. Interns working with auditors typically attend interviews, prepare memoranda
summarizing those interviews, assist in conducting audit testing, and may also draft
portions of audit reports.
Business Angels increasingly co-invest with other angels and with early stage funds to fill the early-
stage equity gap. Business Angel networks (BANs) facilitate the matching of investment demand
and supply; they aim to organize and link angels, as well as to attract prospective investment
targets (investees) to angels and match both parties for business contacts. Such networks come in
a number of forms; some are more like investment clubs, while others are set up on a regional or
national basis. Some networks concentrate on a certain industry or sector.
Nepal has a long history of demographic data collection with population censuses being carried out
since 1911 at decennial intervals. It was only after the 1952/54 census that more detailed information
was collected on the size and structure of the population. The Central Bureau of Statistics (CBS) was
established in 1958 under the Statistics Act, 2015 BS as the central agency for the collection,
consolidation, processing, analysis, publication and dissemination of statistics (www.cbs.gov.np).
The Threat Analyzer facility operates in the following manner: Manager receives alerts
from the Sensors and organizes the alerts by the timestamps with alert; the most recent
alerts are listed first. All alerts are stored in the database, while a preset number of the
most recent alerts are also maintained in a cache, known as the alert cache. The alert
cache contains only unacknowledged alerts, and is exclusive to a Real-Time Threat
Analyzer query; a Historical Threat Analyzer query only pulls alerts from the database.
powerful and widely-used method for analyzing the performance behavior of
parallel programs is event tracing. When an application is traced, performancerelevant
events, such as entering functions or sending messages, are recorded at runtime
and analyzed post-mortem to identify and potentially remove performance problems.
While event tracing enables the detection of performance problems at a high
level of detail, growing trace-file size often constrains its scalability on large-scale
systems and complicates management, analysis, and visualization of trace data.
When the indemnity method is used, the benefit is a set dollar amount. The
benefit is not based on the specific services received or on the expenses
incurred. The insurance company only needs to decide if you are eligible for
benefits and if the services you are receiving are covered by the policy.
Once the company decides you are eligible and you are receiving eligible
long-term care services, the insurance company will pay that set amount
directly to you up to the limit of the policy.
When the disability method is used, you are only required to meet the
benefit eligibility criteria.
The purpose of this paper is to analyse the risk-neutral density derived from prices of DAX
options. We focus on observable factors that may influence changes in the moments of the
RND. For this purpose, we investigate the impact of various macroeconomic and financial
variables on risk-neutral densities of stock market movements. In this way, we attempt to
uncover relationships between the implied volatility, skewness and kurtosis computed from
the RND and the underlying fundamentals of the stock market. Our sample runs from
December 1995 to November 2001.
There is no direct gold standard evidence or specific UK or European consensus guidelines for
monitoring the growth of children with moderate to severe renal disease. This document therefore
aims to define minimum standards for measuring and monitoring growth in children with CKD, based
on local expert opinion, international committee reports, and indirectly supportive peer-reviewed
clinical trials and reviews.
In new unoccupied houses, the concentrations of formaldehyde and other VOCs of
concern with respect to human health and comfort can be elevated relative to toxicity guidelines
and odor thresholds (Hodgson et al., 2000). These gaseous pollutants derive from materials that
are widely used to construct and to finish the interiors of houses (Hodgson et al., 2002).
Independent, non-partisan agency which assists Congress in
investigating and reporting on government’s effectiveness in using
Uniform minimum standards of and guidelines to financial accounting
and reporting. Currently, the Financial Accounting Standards Board
(FASB), the Governmental Accounting Standards Board (GASB) and
the Federal Accounting Standards Advisory are authorized to establish
Standards governing the conduct of external audits by CPAs, as
determined by the Auditing Standards Board (ASB) of the AICPA.
Multicast services on public television include the World Channel, Create, V-Me, and
MHz Worldview. Many public television stations have created their own multicast
channels, including C-SPAN-like services that offer coverage of state and local
government, educational channels, and cultural channels.
A significant number of public radio stations have converted their analog transmission
plants to digital technology. Public radio has not only been a leader in adopting
multicast technology, NPR was a leader in developing the technology that permits
The advent of the Internet, digital connectivity, the explosion and use of e -commerce and e-
business models in the private sector are pressuring the public sector to rethink hierarchical,
bureaucratic organizational models. Customers, citizens and businesses are faced every day
with new innovative e -business and e -commerce models implemented by the private sector
and made possible by ICT tools and applications, are requiring the same from governmental
The KidWind Project is a team of teachers, students, engineers, and prac-
titioners exploring the science behind wind energy in classrooms around
the US. Our goal is to introduce as many people as possible to the
elegance of renewable energy through hands-on science activities which
are challenging, engaging, and teach basic science principles.
While improving science education is our main goal, we also aim to help
schools become important resources for both students and the general
public, to learn about and see renewable energy in action....
Over the years, the probabilistic method has allowed for the original proof of Johnson and
Lindenstrauss to be greatly simpliﬁed and sharpened, while at the same time giving conceptually
simple randomized algorithms for constructing the embedding [5,6,8]. Roughly speaking, all such
algorithms project the input points onto a spherically random hyperplane through the origin.
While this is conceptually simple, in practical terms it amounts to multiplying the input matrix A
with a dense matrix of real numbers. This can be a non-trivial task in many practical
Instructionally relevant research questions related to the transfer of skills also
remain (August and Hakuta, 1997). First, is investment in first-language literacy training
worthwhile for all combinations of first and second languages? For example, is it
worthwhile if orthographies differ radically from English (e.g., Chinese) or if the first
language is a traditionally non-written one (e.g.
The questionnaire also asks if EIA decision and the development consent should obligatorily take the
form of a single decision (in other words, if separate decisions first on EIA and then on development
consent should be avoided). With regards to this, the experience of NGOs (some of the cases are
mentioned above) shows that the situation when EIA is a separate procedure concluded not by a
binding decision but by a non-binding “opinion” is the most problematic.