Wine industry

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  • The classifications most likely to yield significant differences among identifiable groups of • small businesses are industry, employee size of business, and years of business ownership. The other classifications examined, for example legal form of business, infrequently exhibit substantial differences among their components and even when they do, the differences are often functions of variations among groups in the aforementioned classifications.

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  • The past one year and a half has been a period of unprecedented changes for the media industry in the Arab world and elsewhere. Within a short period of one year since the release of the second edition of the Arab Media Outlook, the contours of the world economy underwent transformations that shocked even the most pessimistic observers. The media could not have remained unaffected by such a cataclysmic turn of events.

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  • A bad bank plan can be implemented in a centralized or decentralized manner. Under a decentralized plan, each troubled bank is split into its own good and bad bank. Under a centralized plan, all distressed assets in the banking sector are deposited in a single bad bank. If one bad bank were established for each of the three main pillars of the German banking industry – i.e. for the credit unions, savings banks and private banks – this would also qualify as a centralized bad bank plan. Mixed solutions that combine private and public sector funding as well as centralized...

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  • This study investigates the hypothesis that shifts in women’s relative income, which affects their bargaining power in the household, have discernible effects on household saving, and by extension on aggregate saving due to differing saving propensities by gender. An analytical framework for pooled and non-pooled savings households is developed to examine why women and men’s saving propensities may differ and how a change in women’s wage earnings relative to men’s influences household savings which constitutes a significant component of gross domestic saving.

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  • While the outlook for the construction industry appears to be heading in the right direction for 2013, many firms are still grappling with significant economic headwinds. Growing demand for certain types of private sector projects, plans to expand payrolls, relative stability in transportation markets, increasing willingness to raise bid prices and growing embrace of new technology and new business practices are clear signs the industry is ready to emerge from a years-long downturn. But for every sign of optimism, there are causes for concern.

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  • For questions related to Conflict of Interest, Pharma/Medical Device Industry Interactions, and Sanction: Alicia Christensen–COI Specialist, alicia.christensen@childrens.harvard.edu, 857-218-4675 The Compliance Program assists the hospital community in providing services and conducting business in compliance with all state and federal laws governing its operations and in accordance with established standards of business and professional ethics.

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  • Fairs, festivals and competitive events play a crucial role in the creative industries; yet their significance has been largely overlooked. This book explores the role of such events through a series of studies that include some of the most iconic fairs and festivals in the world. It brings together a team of distinguished scholars to examine art fairs, biennales, auctions, book fairs, television programming markets, film festivals, animation film festivals, country music festivals, fashion weeks, wine classifications and wine-tasting events.

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  • Another study conducted in a kaolin refinery industry produces hazardous by-product such as Al, Fe, and Zn. In kaolin processing, sulphuric acid is used to improve the whitening (Jordao et al., 2002) is discharged to the river waters. This will influence the well being of aquatic organisms that adapted well at close to neutral pH. Also, in order not to affect the colour and whiteness of paper, impurities such as iron oxides is needed to be removed. This can be made through the reduction of Fe(III) to Fe(II) with metallic Zn. Therefore, Zn, Fe, Al are usually present in the discharge....

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  • The Finnish Higher Education Evaluation Council (FINHEEC) has conducted audits of the quality systems of higher education institutions (HEIs) since 2005. The goal of the audits is to support Finnish HEIs in developing their quality systems to correspond to the European quality assurance principles 1 and to demonstrate that Finland has competent and systematic national quality assurance in place for higher education. Under the Finnish Universities Act and Polytechnics Act, HEIs are responsible for the quality and continuous development of their education and other operations.

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  • The NIMS provides a set of standardized organizational structures—such as the Incident Command System (ICS), multi-agency coordination systems, and public information systems—as well as requirements for processes, procedures, and systems designed to improve interoperability among jurisdictions and disciplines in various areas, to include: training; resource management; personnel qualification and certification; equipment certification; communications and information management; technology support; and continuous system improvement.

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  • Sound emission studies have been launched in the early 1950s. The technology before the mid-1960s, mainly in electronics engineering and materials, enabling rapid development of the method. Currently technical pronounced applied to a number of research areas, both in civil and industrial use.

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  • Following Frank/Massy/Wind25 , segmentation variables can be classified into general and product-specific consumer characteristics. General consumer characteristics are independent of products and circumstances, like demographic characteristics (age, family, family life cycle, size, gender, i ncome, occupation, religion, race, social class etc.), psychographic characteristics (lifestyle, personality etc.) or geographic charac- teristics (region, city or metro size, density, climate etc.

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  • Metal in sediment is affected by mineralogical and chemical composition of suspended material, anthropogenic influences by deposition, sorption, and enrichment in living organism or aquatic plant (Jain et al., 2005). Naturally, suspended and bed sediment are an important compartment to buffer metal concentration in an aquatic system especially by adsorption or precipitation (Jain & Ali, 2000; Jain, 2001; Jain & Sharma, 2002; Jain et al., 2004).

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  • Infertility is a disease of the reproductive system that impairs one of the body's most basic functions: the conception of children. In the United States, infertility affects about 7.3 million women and their partners, or about 12% of the reproductive-aged population. For many of these couples, the answer lies in conventional medical therapy, such as drug treatment or surgery to repair reproductive organs. Since 1978, ART has provided another solution for many would-be parents.

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  • Microbial spoilage is manifested by a variety of sensory cues such as off-colours, off- odours, off- flavours, softening of vegetables and fruits, and slime. However, even before it becomes obvious, microbes have begun the process of breaking down food molecules for their own metabolic needs. Sugars and easily digested carbohydrates are used first, plant pectins are degraded. Then proteins are attacked, producing volatile compounds with characteristic smells such as ammonia, amines, and sulfides.

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  • The major sources of indoor air pollution worldwide include indoor combustion of solid fuels, tobacco smoking, outdoor air pollutants, emissions from construction materials and furnishings, and improper maintenance of ventilation and air conditioning systems. Although some indoor air pollutants, such as environmental tobacco smoke, are of concern globally, profiles of indoor air pollutants and the resulting health risks are generally very different in developed and developing countries.

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  • In this paper we examine whether and how accounting information about a firm manifests in its cost of capital, despite the forces of diversification. We build a model that is consistent with the CAPM and explicitly allows for multiple securities whose cash flows are correlated. We demonstrate that the quality of accounting information can influence the cost of capital, both directly and indirectly. The direct effect occurs because higher quality disclosures affect the firm’s assessed covariances with other firms’ cash flows, which is non-diversifiable.

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  • In the medium term, Zimbabwe’s prospects and performance will be largely determined by political developments and key reforms aimed at improving the investment climate especially in the areas of the property rights, indigenization, and land reform, which make up the risks to the outlook. In addition, the speed and determination with which the Government addresses the issue of external indebtedness will be vital, as this will unlock critical resources required for investment in the various sectors of the economy and in infrastructure in particular....

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  • Our work is almost exclusively with banks and financial services companies in local markets, in western states markets, nationally and even abroad. We see what works, where it works, and why it works in one market, and maybe not in others. When we find anything new that has the potential to work better than our baseline programs, we incorporate the technique into our toolkit of tactics and menu of options for participants. We do not represent any particular sales system and are not bound to represent any particular sales management company. Rather than being tied...

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  • Client brokerage commissions, where applicable, are used as payment for order execution services or research services. The portfolio advisors or Manager may select brokers, including their affiliates, who charge a commissions in excess of that charged by other brokers (“soft dollars”) if they determine in good faith that the commission is reasonable in relation to the order execution and research services utilized. It is the Manager's objective that over time, all clients receive benefits from the client brokerage commissions.

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