Banking and savings

Money and Banking: Lecture 21 provides students with content about: role of financial intermediaries; pool savings; safekeeping, accounting services and access to the payments system; liquidity; risk diversification; information services;... Please refer to the lesson for details!

15p hanlamcoman 26-11-2022 6 1   Download

Money and Banking: Lecture 23 provides students with content about: banking; types of banks; commercial banks; savings institutions; credit unions; balance sheet of commercial banks; assets; liabilities; balance sheet identity;... Please refer to the lesson for details!

21p hanlamcoman 26-11-2022 5 2   Download

In the context of the rising economy in Vietnam, some people need to mobilise their capital quickly for business investment, but a loan at a bank or a credit institution often requires troublesome procedures, collateral, and mortgaged property. This paper aims to better understand this popular mobilised capital channel in Vietnam.

3p vipriyankagandhi 27-07-2022 11 2   Download

The sustainability of banking operations has been discussing more in developed countries since the 2008 financial crisis. Bank managers believe that sustainable implementation is important to the success of the bank in the future. IFC survey (2002): 86% reported positive changes of integrating ESMS system into their business; 19% saw changes as significant: 0% reported negative change. UNEPFI survey (2007): 26 financial institutions in CEE to assess the state of sustainability awareness in the finance sector.

12p huyetthienthan 23-11-2021 9 0   Download

Chapter 13 - Money and banking. This chapter include objectives: The four jobs of money, what money is, M1, M2, and M3, the demand for money, the origins of banking, the creation and destruction of money, branch banking and bank chartering, the FDIC, the savings and loan debacle.

58p lovebychance04 20-05-2021 10 0   Download

In this chapter, you will learn to: Describe the role of financial intermediaries, differentiate between bonds and stocks and show why their prices are inversely related to interest rates, explain how the financial system improves the allocation of saving to productive uses, discuss the three functions of money and how the money supply is measured, analyze how the lending behavior of commercial banks affects the money supply, explain how the central bank controls the money supply and its relation to inflation in the long run.

41p tradaviahe15 23-02-2021 12 0   Download

In this chapter, students will be able to understand: Financial institutions serve as intermediaries between savers and borrowers, so their assets and liabilities are primarily financial instruments, these institutions pool funds from people and firms who save and lend them to people and firms who need to borrow, intermediaries investigate the financial condition of the individuals and firms who want financing to figure out which have the best investment opportunities.

43p tradaviahe15 23-02-2021 15 1   Download

In this study, the activities related to the recovery of non-performing loans were considered in case of “Savings Bank” LLC. According to the survey, it takes an average of 4.2 years to recover non-performing loans, and recovery rate is on average 83 percent.

17p nat_qb73 21-02-2021 8 1   Download

Lecture 19 - Five debates over macroeconomic policy. After reading this chapter, you should be able to answer the following questions: Should monetary and fiscal policymakers try to stabilize the economy? Should monetary policy be made by rule rather than by discretion? Should the central bank aim for zero inflation? Should the government balance its budget? Should the tax laws be reformed to encourage saving?

24p larachdumlanat124 28-11-2020 26 1   Download

Chapter 15 - Money and the financial system. This chapter include objectives: Define money, its functions, and its characteristics; describe various types of money; specify how the federal reserve board manages the money supply and regulates the american banking system; compare and contrast commercial banks, savings and loan associations, credit unions, and mutual savings banks;...

15p koxih_kothogmih10 26-10-2020 19 0   Download

In this chapter, you will learn to: Describe the role of financial intermediaries, differentiate between bonds and stocks and show why their prices are inversely related to interest rates, explain how the financial system improves the allocation of saving to productive uses, discuss the three functions of money and how the money supply is measured, analyze how the lending behavior of commercial banks affects the money supply, explain how the central bank controls the money supply and its relation to inflation in the long run.

15p nanhankhuoctai10 23-07-2020 6 0   Download

After studying this chapter you will be able to understand: History of Pakistan banking, introduction to banking, saving account, current account, fixed deposit account, what are the types of bank accounts? What are the types of negotiable instruments?

29p nanhankhuoctai10 23-07-2020 16 0   Download

The main banking activities consist of acceptance of deposit from the public for the purpose of lending to businessmen and others who may seek loans. Actually, the money deposited in any bank is mostly the saving of the people. Money may be needed in future for various purposes such as medical treatment, marriages and for other events.

37p nanhankhuoctai10 23-07-2020 8 0   Download

A new model of banks conceptualized by the Reserve Bank of India (RBI) is popularly known as Payment Bank. As these banks cannot issue loans and credit cards, but both current and savings accounts can be operated by such banks. Money is the life blood of every economy.

8p guineverehuynh 17-06-2020 22 0   Download

Almost 50 graduates and post-graduates completed a questionnaire on their sources of personal income (pocket money/allowance, part-time job, gifts), as well as how much they had saved, where it was stored, and for what purpose it was intended. Particular attention was paid to bank accounts.

5p guineverehuynh 21-06-2020 12 1   Download

Saving and investment behaviour is influenced by several factors are Income, Education, Wealth, Employment Status, Stages in life cycle, Pension, Insurance and Banking infrastructure (Achar, 2012). It is supported that the 85 % of the high school teachers and 80% of college teachers were highly influenced by income as saving and high school teachers were influenced as education (77.5%), wealth (47.5%), pension (32.5%), stages in life cycle (30%), banking infrastructure (25%) and employment status (10%) respectively whereas college teachers were influenced as education (77.

4p chauchaungayxua5 05-05-2020 19 0   Download

Chapter 16 - Nonbank thrift institutions: Savings and loan associations, savings banks, credit unions, and money market funds. In this chapter you will see how significant thrift institutions are in the functioning of a modern economy and financial system, discover what types of services thrift institutions offer to the public and who their principal competitors are, come to understand the principal differences between major types of thrift institutions as well as their principal similarities and why these differences and similarities are important.

28p thuongdanguyetan03 18-04-2020 10 0   Download

In this chapter you will consider whether policymakers should try to stabilize the economy, consider whether monetary policy should be made by rule rather than by discretion, consider whether the central bank should aim for zero inflation, consider whether fiscal policymakers should reduce the government debt, consider whether the tax laws should be reformed to encourage saving.

26p abcxyz123_04 30-03-2020 23 1   Download

This study investigates the dynamic relationship between bank management structure, payment contract and bank return volatility. We find that increasing the sensitivity of executives pay to equity risk will increase bank return volatility. When CEOs are also the chairs of board directors, bank risk is higher. As banks expand more risky investments, the risk level of the banks is higher. These results hold not only for commercial banks but also for savings and loan institutions.

9p cothumenhmong4 24-03-2020 41 0   Download

This article explores the impact of the choice of the number of banks on the banking monitoring, the cost of credit and the threat of liquidation of the enterprise. According to the literature, the multiple-banking presents a problem of duplication of the monitoring effort of each bank and the sharing of the monitoring revenue. The choice of the number of banks depends on the advantages and disadvantages of the monitoring. The model developed in this paper is a recovery of the Carletti (2004) to which a new hypothesis was added.

21p trinhthamhodang2 21-01-2020 20 0   Download