Loss of appetite

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  • Wedivideouranalysisintothreesteps.Inthefirststep,wemakeanunconditionaltest of thecrosscountryequalityof interest rates,using twodifferenteconometricmethods. In theothersteps,wecontinue touseonlyoneof twomethodsallowing for theeffectof the maindeterminantsof bank interest rates. If ratesaredifferent,but thedifference isdue to economic factors, it shoulddisappearoncewecontrol for these factors.

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  • The research in this paper seeks ways for manufacturing companies to accomplish projects in real time with less cost. This paper describes a new model using critical success factors of implementing projects in small- and medium-sized enterprises (SMEs). The factors in the conceptual model were identified in past studies and are validated from interviews with 20 project managers in the electronics industry in Iran. Several prior researches have suggested critical success factors for reducing time and cost in the development of a new product. These factors are...

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  • Third, the demand for medical goods has increased. Consumer expenditure on these goods more than doubled between 1982 and 1986 and by 1990 had reached nearly seven times the 1982 level. Hospital and general practitioner fees are paid by the state in China, so this growth in consumer spending suggests that the people are paying increased attention to their health, and have begun to buy expensive health-related products. As a result of higher incomes, dramatic changes in the Chinese lifestyle are occurring.

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  • The world’s climate is changing. The scientific evidence is incontrovertible: most of this change is due to human activity, and the process is speeding up as more and more carbon dioxide, methane and other greenhouse gases are pumped into the atmosphere. The next 10 years are critical. Carbon dioxide emissions must be cut rapidly. If they are, according to the Intergovernmental Panel on Climate Change, we may limit the rise in global temperatures to two degrees centigrade.

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  • The most recent groupware system used in 2002 offers numerous services of which almost exclusively the central document database, the group calendar and the to do list were used. From the user’s point of view the main advantages of the use of groupware can be found in an improved access to information and increased control of the per- formed work. On the other hand, the use of the system consumed an additional amount of time and the personal contacts among the users were reduced. Overall, the users see more advantages than disadvantages.

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  • As can be seen in Table 1, the number of observations available is large and has grown continuously throughout the period studied. Overall, there are data on over 3 million loans for the five dates analysed. This number of observations ensures the efficiency of the econometric estimates presented in the following section. The majority of companies’ loans are not secured by collateral, or in other words, have only a personal guarantee. Thus, on average, almost 85% of loans have no collateral.

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  • In July 2005, we reported on our first review of NOP.16 Overall, we concluded that AMS needed to strengthen its management controls for administering NOP. For example, AMS did not establish procedures for receiving, reviewing, or implementing Board recommendations for adding materials to the National List of Allowed and Prohibited Substances. We also found that AMS needed to develop and implement protocols for evaluating and resolving complaints.

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  • Basically 500 individuals were considered as sufficient to represent the national sample. The total sample size of 600 was reached considering the interviews completed during the pilot phase and the additional individuals for oversampling frequent car users. The sample size of 600 individuals for each country was chosen according to the budget available for the study. When a sample survey is organized for estimating a specific variable (e.g.

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  • Worldwide, China is the chief consumer of coal, burning more than the United States, the European Union, and Japan combined. With worldwide de- mand for electricity, and oil and natural gas inse- curities growing, the price of coal on global mar- kets doubled fromMarch 2007 toMarch 2008: from $41 to $85 per ton. 13 In 2010, it remained in the $70+/ton range. Coal burning produces one and a half times the CO2 emissions of oil combustion and twice that from burning natural gas (for an equal amount of energy produced).

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  • Finally, all the countries that successfully used austerity to boost growth had much higher interest rates than the United States does at present. This meant that there was substantial room for rates to decline following the imposition of austerity. The differences between the United States in 2010 and the countries that have successfully gone the route of fiscal austerity to boost growth are large and are very central to the adjustment process.

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  • The Czech National Bank (CNB) is another central bank that has been able to achieve price stability irrespective of its negative equity situation (other examples include Slovakia, Israel, Mexico and Thailand). This country case has been described by Frait (2005), Cincibuch et al. (2008, 2009) and Frait and Holub (2011), who stressed the non-inflationary nature of the CNB’s accounting losses related to large FX reserves and assessed the bank’s ability to get out of its negative equity situation in the future without resorting to faster price growth.

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  • The Weidmoos also gained in significance for many other bird species, thanks to the LIFE project. For example, many types of duck now breed at the Weidmoos. Species such as the Little Grebe and the Water Rail are now typical of the Weidmoos. Even rare reed-dwellers, such as the Great Reed Warbler found a new habitat at the Weidmoos. The essential basis of this success story is the close collaboration and trust shown by the Nature Protection Department, the Association Torferneuerungsverein, the local councils, landowners, farmers and hunters.

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  • Now in its tenth year, the Internet Crime Complaint Center (IC3) has become a vital resource for victims of online crime and for law enforcement investigating and prosecuting offenders. In 2010, IC3 received the second-highest number of complaints since its inception. IC3 also reached a major milestone this year when it received its two-millionth complaint. On average, IC3 receives and processes 25,000 complaints per month. IC3 is more than a repository for victim complaints.

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  • EventReporter is an integrated, modular and distributed solution for system management. Microsoft Windows NT™, Windows 2000™ and Windows XP™ are highly capable operating systems (we will call all of them "NT" in the following documentation). However, their standard event reporting mechanisms are rather limited. Administrators seeking complete control over their server environment need to regularly check the server event logs. Adiscon's EventReporter provides central notification of any events logged to the NT system event log.

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  • Patterns of particle emission are different from those of the other pollutants included in the first phase of the EU Framework Directive because of their extreme diversity of origin and source, both primary and secondary, natural and anthropogenic, and there are significant differences in levels between Member States and regions within states. The limited amount of reliable PM10 data makes it difficult to establish a comprehensive overview of PM10 concentrations and trends in Member States.

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  • Microfinance institutions have been affected by the adverse macro-economic conditions during the global financial and economic crisis, generally through significantly higher bad debt rates among their clients and in some cases through increased difficulties in accessing external sources of funding.

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  • Third, we computed VAIs for each shot in each film. The purpose of these calculations was to determine the relative amount ofmotion andmovement in shots of different duration and whether that relation had changed over the course of 75 years of popular film. Since both dimensions, shot length and VAI per shot, are strongly skewed, we transformed each. We took the logarithmof each shot duration, and because VAI is based on correlations, we used the r-to-z transformfor VAIs. These transformations created roughly normal distributions along both dimensions for all films....

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  • Some urinary tract disorders rarely cause symptoms until the problem is very advanced; these include kidney failure, tumors and stones that do not block urine flow, and some low-grade infections. Sometimes, symptoms occur but are very general and difficult for the doctor to connect to the kidney. For example, a general feeling of illness (malaise), loss of appetite, nausea, or generalized itching may be the only symptoms of chronic kidney failure. In older people, mental confusion may be the first recognized symptom of infection or kidney failure. ...

    pdf8p truongthiuyen2 09-06-2011 27 4   Download

  • Mobile money is often successful because it is considerably cheaper than other alternatives to cash. In an international comparison of 26 banks, McKay and Pickens (2010) found that branchless banking (including mobile money) was 19 percent cheaper on average than alternative services. At low transaction amounts or for informal money transfer options, this difference more than doubled. 5 In Kenya M-PESA was routinely one-third to one-half as expensive as alternative systems.

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  • The audit procedure illustrated here should guarantee consistent, high quality IS audits and the ability to compare the results of audits. In all steps, the audit procedure is to be documented by the IS audit team in an orderly and understandable manner. All working documents created to perform an IS audit for a Federal Agency are to be classified as ”VS – Nur für den Dienstgebrauch” (RESTRICTED). The individual classification is with the office head and the affected assistant advisors, and possibly in co-operation with the Data Protection Officer.

    pdf61p tay_thi_le 19-02-2013 21 4   Download


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