Private health insurance

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  • Tham khảo sách 'the 2000-2005 world outlook for program administration and net cost of private health insurance', kinh doanh - tiếp thị, thương mại điện tử phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

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  • In order to understand the importance of health sector, it is needed to investigate it’s scope. By this way, possible contribution of health sector to a country’s economy can be analyzed in a better way. In recent years, this sector has become a locomotive of the German economy. Although the global financial crisis in 2008 caused the crisis in Europe and consequently the Euro crisis, the German health sector has continued to grow. More than 25% of the new jobs emerged in the health sector despite the economic crisis.

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  • Private health insurance has offered a primary source of coverage for population groups ineligible to public programmes, and contributed to provide insurance protection against other public system coverage gaps. It has helped to inject resources into health systems, enabling an expansion in capacity and services. It also enhanced access to timely care in some systems experiencing prolonged public sector waiting times.

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  • Tuyển tập các báo cáo nghiên cứu về hóa học được đăng trên tạp chí sinh học đề tài : Anonymous HIV workplace surveys as an advocacy tool for affordable private health insurance in Namibia

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  • Chapter 9 discuss why having adequate health insurance is important, and identify the factors contributing to the growing cost of health insurance; differentiate among the major types of health insurance plans, and identify major private and public health insurance providers and their programs; analyze your own health insurance needs and explain how to shop for appropriate coverage;...

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  • Chapter 15 - Individual health insurance coverages. This chapter is the first of two chapters dealing with private health insurance. Chapter 15 is limited primarily to health-care reform, the Affordable Care Act, and important individual health insurance coverages.

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  • The great majority of Wisconsin household residents have health insurance (counting both private and public coverage). In 2008, an estimated 5,045,000 Wisconsin household residents (92%) had health insurance and 433,000 (8%) did not. This estimate is a “snapshot” of Wisconsin at one point in time (Figure 4). (Respondents report on the health insurance coverage of each household member at the time of the survey interview; interviews are conducted from February through December.

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  • Given the importance of the insurance sector, its potential for growth, rapidly emerging trends within the sector including the trend towards liberalization of insurance services, it is essential to clearly understand the challenges and opportunities that arise from both the development of the insurance sector as well as its liberalization for developing countries.

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  • Private non commercial arrangements, such as mutuals, go back a few hundreds of years, or more, in several OECD countries, pre-dating many public health coverage or social insurance programmes. Many of the countries where private health insurance has a prominent role – for example, the United States, Australia, Ireland, the Netherlands, France – have some tradition of private financing and private provision of health services.

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  • The ownership of insurers and the scope of their activities may also pose market challenges. While competition is arguably limited by the presence of few players, such as in the Irish insurance system, the existence of several players is not the only measure of market competitiveness. Mobility across insurers is low in many OECD countries. It is also sometimes challenging to establish incentives for “healthy” and equitable competition among PHI insurers, as they face incentives to concentrate on good risks, thereby failing to cover more vulnerable individuals.

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  • We are well on the way to implementing health reform and establishing Affordable Insurance Exchanges – one-stop marketplaces where consumers can choose a private health insurance plan that fits their health needs and have the same kind of insurance choices as members of Congress. Today, the Treasury Department issued proposed regulations implementing the premium tax credit that gives middle-class Americans unprecedented tax benefits to make it easier for them to purchase affordable health insurance....

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  • The Netherlands may be an extreme case, both in terms of observed retirement patterns as well as in terms of the characteristics of the institutional setting. Since the mid-seventies Labour force participation rates of elderly males (55 years and older) have dropped about 50% points to a current level of less 30%. Employer provided Early Retirement (ER) schemes allow for retirement at the age of 60, or sometimes even earlier 2 . In addition to these schemes there are Unemployment Insurance schemes (UB) and Disibality Insurance schemes (DI) to protect...

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  • This fact sheet aims to shed light on the right to health in international human rights law as it currently stands, amidst the plethora of initiatives and proposals as to what the right to health may or should be. Consequently, it does not purport to provide an exhaustive list of relevant issues or to identify specific standards in relation to them. The fact sheet starts by explaining what the right to health is and illustrating its implications for specific individuals and groups, and then elaborates upon States' obligations with respect to the right.

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  • Poor Families in America’sHealth Care Crisis examines the implications of the fragmented and two-tiered health insurance system in the United States for the health care access of low-income families. For a large fraction of Americans, their jobs do not provide health insurance or other benefits, and although government programs are available for children, adults without private health care coverage have few options.

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  • After reading this chapter, you should be able to: Convey important facts about rising health care costs in the United States, relate the economic implications of rising health care costs, discuss the problem of limited access to health care for those without insurance, list the demand and supply factors explaining rising health care costs, summarize the goals of the Patient Protection and Affordable Care Act and the major changes that it institutes.

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  • In this chapter, the following content will be discussed: istinguish between the private and public sector approaches to project evaluation; explain the net present value approach to project evaluation and compare it with the internal rate of return and the benefit-cost ratio; show why, under ideal conditions, public sector projects should strive to maximise consumer (and producer) surplus;...

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  • Payer-type (government-sponsored health coverage versus private health insurance) has been shown to influence a variety of cardiovascular disease outcomes in adults. However, it is unclear if the payer-type impacts the response to a lifestyle intervention in children with dyslipidemia.

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  • The costs of general checkups and other preventive services were not covered for 3 percent of people with employer-sponsored or private health insurance (Figure 7). This can be considered a measure of underinsurance in the population. These data were obtained by asking certain respondents: “Does this health insurance plan pay for all, most, some, or none of the costs of general checkups and other preventive services?” (The question about coverage of preventive care was asked only for persons with employer-sponsored and other private insurance.

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  • Several figures in this primer show the cumulative percent change in private health insurance or health insurance premiums (Figures 11, 15, and 20). These cumulative increases may vary from figure to figure because different years are used, the data sources differ, and what is being measured varies.

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  • The prominence of private health insurance has been buttressed by government interventions directed at PHI markets in several OECD health systems, although the effectiveness of policies aimed at increasing market size and fostering outcome quality has differed widely. Australia, Ireland, the Netherlands, Germany, Switzerland and the United States have promoted and maintained a large and viable private health insurance market because policy makers have concluded that mixed public-private coverage systems can better deliver desired health policy and social outcomes.

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