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  • The purpose of the Test of English as a Foreign Language (TOEFL®) is to evaluate the English proficiency of people whose native language is not English. The test was initially developed to measure the English proficiency of international students wishing to study at colleges and universities in the United States and Canada, and this continues to be its primary function. However, a number of academic institutions in other countries, as well as certain independent organizations, agencies, and foreign governments, have also found the test scores useful.

    pdf57p truongdoan 27-07-2009 783 467   Download

  • TOEFL iBT Score Requirements at Selected Institutions . ... TOEFL Internet-based test (iBT) provide information about performance in the four skill areas: ...

    pdf20p bichthao 22-06-2009 410 153   Download

  • Lý thuyết Balanced Score Card – Công cụ quản trị hiệu quả của người lãnh đạo .Có thể nói, Balanced Score Card (BSC) – Thẻ điểm cân bằng là một trong những công cụ hiệu quả nhất để các cấp lãnh đạo trong một tổ chức quản lý tốt các mục tiêu công việc chủ chốt.

    pdf16p camdodoisinhvien 28-06-2013 93 44   Download

  • You’ve found your dream house. The neighborhood is perfect. The schools are great. The kitchen has everything you want. You’ve negotiated a good price. You’ve signed reams of paperwork. And you open an escrow account. Then your mortgage broker calls. Remember the great interest rate she quoted you last week? You don’t qualify for it. She says there are some problems with your FICO score. Your interest rate is going to be higher by almost four percentage points.

    pdf289p haiduong_1 03-04-2013 36 14   Download

  • Luận văn trình bày những nội dung cơ bản: lý luận cơ bản về xếp hạng tín dụng và mô hình Z-score, thực tế việc vận dụng mô hình Z-score trong xếp hạng tín dụng khách hàng tại NHTMCP ngoại thương - chi nhánh Quảng Nam.

    pdf13p four_12 21-03-2014 52 14   Download

  • Credit and credit scoring can be a mysterious, complex subject, which means any journalist trying to cover this area of personal finance needs great sources. I’ve been extraordinarily fortunate to have found experts who not only knew their fields, but who were willing to spend time helping me under-stand them, too. At the top of this list is Craig Watts, spokesman for Fair Isaac Corp., who invested hours researching and carefully answering my endless questions.

    pdf242p namde02 09-04-2013 28 9   Download

  • When I first started writing about credit scores more than a decade ago, few people knew what these three-digit numbers were or how they worked. Today most people have at least a vague understanding that credit scores are important. But they often don’t realize how important—until they get turned down for a loan or an apartment, or wind up paying more interest or higher insurance premiums than they expected.

    pdf242p baobinh1311 25-09-2012 34 4   Download

  • To help you have more documents to serve the needs of learning and study of music, you are invited to consult the complete orchestral works of "Elektra full score" of the composer Richard Strauss below. Hope content useful document serves the learning needs and work effectively.

    pdf369p huynhquocdong 13-11-2015 20 4   Download

  • Bài viết "Relevance score" giới thiệu đến các bạn tác dụng của điểm chất lượng, công thức tính, cách cải thiện, nâng cao điểm chất lượng,... Đây là tài liệu tham khảo hữu ích cho các bạn chuyên ngành Kinh doanh Marketing.

    doc2p pierre1991 03-01-2016 17 4   Download

  • Low-carbohydrate diets have been advocated for weight loss and to prevent obesity, but the long-term safety of these diets has not been determined. Methods We evaluated data on 82,802 women in the Nurses’ Health Study who had completed a validated food-frequency questionnaire. Data from the questionnaire were used to calculate a low-carbohydrate-diet score, which was based on the percentage of energy as carbohydrate, fat, and protein (a higher score reflects a higher intake of fat and protein and a lower intake of carbohydrate).

    pdf13p muakhuya 07-07-2012 33 3   Download

  • Automatic tools for machine translation (MT) evaluation such as BLEU are well established, but have the drawbacks that they do not perform well at the sentence level and that they presuppose manually translated reference texts. Assuming that the MT system to be evaluated can deal with both directions of a language pair, in this research we suggest to conduct automatic MT evaluation by determining the orthographic similarity between a back-translation and the original source text. This way we eliminate the need for human translated reference texts.

    pdf4p hongphan_1 15-04-2013 19 3   Download

  • The search space of Phrase-Based Statistical Machine Translation (PBSMT) systems can be represented under the form of a directed acyclic graph (lattice). The quality of this search space can thus be evaluated by computing the best achievable hypothesis in the lattice, the so-called oracle hypothesis. For common SMT metrics, this problem is however NP-hard and can only be solved using heuristics.

    pdf10p bunthai_1 06-05-2013 29 3   Download

  • This is the first single reference of classifications and scores of the shoulder. It gives a clearly structured, well-defined compendium of classifications and scores of the shoulder for use in everyday clinical life to improve and simplify the communication between physicians and physiotherapists. It is the first single reference of classifications and scores of the shoulder. The book is for orthopedic and trauma surgeons, radiologists, and physiotherapists.

    pdf302p mientrung102 29-01-2013 27 2   Download

  • Conventional Automated Essay Scoring (AES) measures may cause severe problems when directly applied in scoring Automatic Speech Recognition (ASR) transcription as they are error sensitive and unsuitable for the characteristic of ASR transcription. Therefore, we introduce a framework of Finite State Transducer (FST) to avoid the shortcomings.

    pdf10p nghetay_1 07-04-2013 21 2   Download

  • This paper focuses on identifying, extracting and evaluating features related to syntactic complexity of spontaneous spoken responses as part of an effort to expand the current feature set of an automated speech scoring system in order to cover additional aspects considered important in the construct of communicative competence.

    pdf10p hongdo_1 12-04-2013 21 2   Download

  • We define a new feature selection score for text classification based on the KL-divergence between the distribution of words in training documents and their classes. The score favors words that have a similar distribution in documents of the same class but different distributions in documents of different classes. Experiments on two standard data sets indicate that the new method outperforms mutual information, especially for smaller categories.

    pdf4p bunbo_1 17-04-2013 26 2   Download

  • We describe an approach to improve the bilingual cooccurrence dictionary that is used for word alignment, and evaluate the improved dictionary using a version of the Competitive Linking algorithm. We demonstrate a problem faced by the Competitive Linking algorithm and present an approach to ameliorate it. In particular, we rebuild the bilingual dictionary by clustering similar words in a language and assigning them a higher cooccurrence score with a given word in the other language than each single word would have otherwise.

    pdf8p bunmoc_1 20-04-2013 21 2   Download

  • Trên cơ sở nghiên cứu lý luận và tổng kết thực tiễn về hiệu quả hoạt động xếp hạng tín dụng tại ngân hàng thương mại, từ đó tác giả ứng dụng mô hình Z-score trong việc XHTD cho BIDV- chi nhánh Huế. Mời các bạn cùng tham khảo nội dung chi tiết.

    pdf92p thangnamvoiva29 02-11-2016 5 2   Download

  • Bài viết Vận dụng mô hình "Z-Score" để kiểm định kết quả phân hạng tín dụng nội bộ và ước lượng xác suất vỡ nợ hệ thống lại các yêu cầu của Basel về việc thiết lập hệ thống xếp dạng tín dụng nội bộ, sự cần thiết phải ước lượng xác suất vỡ nợ và đề xuất vận dụng mô hình "Z-Score" để kiểm định kết quả phân hạng tín dụng nội bộ và ước lượng xác suất vỡ nợ.

    pdf5p maiyeumaiyeu18 07-11-2016 18 2   Download

  • Because test scores that are part of its enlisted promotion system are not standardized, the U.S. Air Force effectively emphasizes longevity and test-taking ability differently across and within specialties, and this emphasis varies randomly over time. The random aspects of the promotion reward system mean that the Air

    pdf0p xuancoem 02-02-2013 25 1   Download


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