Traditional antivirus

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  • When considering supply side factors, we study characteristics of the financial sector that would influence the speed of adoption of mutual funds. We examine the effect of bank concentration, restrictions placed on banks to enter the securities business, the number of distribution channels available for funds, the presence of an explicit deposit insurance system for banks, and the time and cost to set up a new fund. We find that nations that restrict banks from entering the securities business have smaller equity and bond fund sectors. In addition, countries with a...

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  • To come up with a quality product and service, somebody has to oversee or supervise the project. This applies to any project in any field of human endeavour other than projects in distance education. It can then be underscored that unlike the conventional face-to-face classroom situation, DE practitioners have to bear in mind that the management of projects, in the various sections, drives a given DE institution. This is what makes working in a DE environment exciting and distinguishable from other pedagogic and andragogic circumstances.

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  • Manufacturing companies deploy sensors in their products to return a stream of telemetry. Sometimes this is used to deliver services like OnStar, that delivers communications, security and navigation services. Perhaps more importantly, this telemetry also reveals usage patterns, failure rates and other opportunities for product improvement that can reduce development and assembly costs. The proliferation of smart phones and other GPS devices offers advertisers an opportunity to target consumers when they are in close proximity to a store, a coffee shop or a restaurant.

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  • This book attempts to describe some of the basic grammatical characteristics of the English language in a way accessible to most students of English. For this reason we start at the beginning and take as little as possible for granted. Definitions are given for grammatical concepts when they are first used and there is a glossary at the back of the book to remind the reader of these as he or she works through it. At ...

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  • Another aspect which impacts the operation of the AMCs is the increased level of regulatory disclosure requirements. Over the years, the information and data disclosures required from AMCs and schemes have increased steadily. Operating teams are required to make multiple disclosures at regular intervals, which in turn increase compliance costs.

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  • Are these practices making a difference? According to survey respondents, organizational project management maturity is improving (Figure 2). Twenty percent describe their organizations as having “high” overall project management maturity, up from 11% in 2006. Perhaps not surprisingly, larger firms tend to report higher maturity levels. Nearly 30% of firms with at least US$1 billion in annual revenues report a high maturity level compared to just 10% of those with annual revenues under US$50 million.

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  • The latest downswing in ME was induced by the bursting of the real estate bubble in the US and the subsequent global crisis in the financial markets. External drivers, such as oil price shocks, have often triggered slumps in ME. The major difference to past slumps lies in the fact that the risks have not yet faded out and global disequilibria are sustainable, creating a slightly gloomy outlook on the industry, which will be further discussed in Chapter 1. The long-term outlook for ME in the EU-27 is closely related to regional trends, above all to the degree...

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  • Each one of the pollution control strategies discussed here has some cost associated with it. Another ‘strategy’ is available also, of course. It is to take no action at all. In the electric power industry, utilities would not be required to install and operate emission control devices, and would thus be encouraged to burn the most inexpensive fuel. In the Northeast and Midwest this would continue to be high-sulfur coal. If the option of doing nothing were adopted, our energy would be less expensive and we would perceive that we are saving money.

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  • All of this very detailed information, upbeat as well as terrible, is conveyed by Bob Seamans in his fac- tual presentation of the sequence of major activities involved and is amplified by his personal and profes- sional anecdotes. This is truly a unique and important record of the Apollo program’s achievements and the United States’ demonstrated capability and technological preeminence. I hope this capability will be advanced broadly as we move forward with innovative and beneficial aeronautics, space exploration, space science, and applications activities.

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  • The database we are releasing today is an updated version of the one we used for the original report. It has been a work-in-progress, and we have further refined it as we have obtained additional details. In particular, we uncovered new information for many of the 919 cases, including details about initial announcement dates and the reasons for the restatements. We performed analyses with the new information and determined that the new data resulted in only minor changes to the effects and trends we had initially reported. ...

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  • Algebra is a wonderful tool for testing and predicting our understanding of the world. The Xs, Ys and Zs in the algebra mean something real. Algebra lets us take a word description of the world and change it into a mathematical description which is really useful. Clothing designers use algebra to work out how best to cut cloth, engineers use algebra to design cars, boats and aeroplanes and the next generation of medicines customised to our genetic individuality will use algebra. Plumbers and carpet fitters use algebra to work out how to cut pipes or carpets to fit a space...

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  • The stem, which connects the actuator and disk, is responsible for positioning the disk. Stems are typically forged and connected to the disk by threaded or welded joints. For valve designs requiring stem packing or sealing to prevent leakage, a fine surface finish of the stem in the area of the seal is necessary. Typically, a stem is not considered a pressure boundary part. Connection of the disk to the stem can allow some rocking or rotation to ease the positioning of the disk on the seat. Alternately, the stem may be flexible enough to let the disk position itself against the seat.

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  • In brief, this dissertation presents four major contributions: (1) Regulatory actors affect strat- egy formation. In particular, and in a situation when a regulator changes from protecting the firm to promoting change, the consistency between resource allocations and the official con- cept of corporate strategy decreases when regulatory involvement increases. (2) Internal alignments are contingent upon the perceived opportunity structure of a regulatory initiative.

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  • How, now, are these remarks to be applied in such a way as to yield an account of our aesthetic pleasure in some more sophisticated aesthetic object such as a dramatic work? We are confronted, first of all, by a manifold of actions on the stage. These provoke involvement: the aesthetic enjoyment of a drama would seem indeed to rest on a peculiar sort of `comfortable sympathy' with the characters we perceive (cf. 151). But they provoke also empathy-feelings, which are however experienced as phantasy-material only. And now these two sorts of feelings serve as...

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  • Developing an effective leadership team involves a process. Over time, an effective team develops a comfortable discipline of working together. They develop the ability to balance their conversations both on big strategic questions and small next steps. The best regional leadership teams operate in a warm permissive atmosphere in which honest perspectives, whether hostile or friendly, can be accepted and discussed in an objective way. How did these leadership teams evolve? First, they do not emerge magically from a static list of “stakeholders.

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  • There are different types of sanitization for each type of media. We have divided media sanitization into four categories: disposal, clearing, purging and destroying. Disposal exists where media are just tossed out with no special disposition given to them. Some media can be simply disposed if information disclosure would have no impact on organizational mission, would not result in damage to organizational assets, would not result in financial loss or would not result in harm to any individuals.

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  • Tham khảo sách 'fiba athletes financial handbook', tài chính - ngân hàng, tài chính doanh nghiệp phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả

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  • To address this need, PricewaterhouseCoopers has developed the Hub and Spokes Resource Model ™. The Hub and Spokes Resource Model assumes that certain core internal audit resources and capabilities will remain resident within the company. This “hub” provides internal audit with the leadership, continuity and experience that are unique to your organisation. The “spokes” in the model represent elements of a possible cosourcing relationship.

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  • The philosophy of art tends towards analysing the relations between art and such matters as the True and the Good, matters which are beyond the formal qualities of works of art. It is perhaps worth emphasizing that practices similar to those of Western art criticism and philosophy are to be found in other cultures. These practices are worthy of study in their own right. According to the terminology adopted in this essay, however, they are not the aesthetics of a society, but its art criticism or its philosophy. ...

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  • Critics sometimes point out that public transit requires more public subsidy per passenger-mile than automobile travel, but this comparison is unfair (“Transit Evaluation,” VTPI 2009). About half of transit subsidies are intended to provide basic mobility (service at times and locations with low demand, and special services for people with disabilities), which requires large subsidy per passenger-mile. Transit operates on major urban corridors where any form of transport is costly to provide.

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