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Linking credit systems and qualifications frameworks - An international comparative analysis

Chia sẻ: Ddad Daa | Ngày: | Loại File: PDF | Số trang:226

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Linking credit systems and qualifications frameworks - An international comparative analysis

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A 1992 study conducted by Arthur Andersen , commissioned by the Associated Credit Bureaus (now known as the Consumer Data Industry Association) used a different methodology to conclude that the error rate was much lower. This study reviewed the behavior of 15,703 consumers who were denied credit based on a credit grantor’ s scoring system. From this sample, 1,223 consumers (7.8%) requested their credit report from the issuing credit repository, and 304 consumers (1.9% of the total sample) disputed the information on the report. Of these, 36 disputes (11.8% of those who disputed, or 0.2% of the...

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