The thesis does an overall research on the theory and practice of artificial intelligence in credit risk management, thereby proposing solutions for application of artificial intelligence in risk management at Vietnam Bank for Agriculture and Rural Development.

The research objective of the topic is to analyze the current situation of using the credit derivatives tool, explore the conditions, and propose solutions and recommendations to improve the conditions for using the credit derivatives tool in credit risk management at Vietnamese commercial banks.

The thesis on credit risk management at Vietnam Prosperity Joint Stock Commercial Bank comprises of the reality of credit risks, management and several factors affecting such process.

The thesis on credit risk management at Vietnam Prosperity Joint Stock Commercial Bank comprises of the reality of credit risks, management and several factors affecting such process.

The thesis aims to studying the credit risk management on loan portfolios in Vietnamese commercial banks, then proposes solutions and recommendations for improvement.

The thesis focuses on researching the risk management capability at commercial banks; the thesis analyzes the current situation of risk management capacity at Techcombank for the period of 2014 - 2019. The solution will be implemented according to the roadmap to 2030.

Systematize and contribute to further clarify the theoretical basis of credit risk management for enterprises in business activities of commercial banks Vietnam.