
II
ABSTRACT
In the context that Vietnam's economy is transforming into a market economy and
integrating deeper into the world economy, small and medium enterprises are
playing an important role in maximizing resources which aims to invest in the
society development of the country. Recognizing the potential of the small and
medium business segment, commercial banks increasingly attach importance to the
growth of credit support policies for these subjects. However, small and medium
enterprises are also affected negatively and faced with challenges when the
economy has enormous changes, including the biggest difficulty is the shortage of
capital for investment in production, improvement of technological innovation.
Therefore, supporting growth of small and medium enterprises is a priority mission
to ensure the long-term development of the economy. The following will focus on
analyzing the current status of small and medium enterprises lending in Saigonbank
- Ba Chieu Branch, thereby providing some solutions to develop lending activities.