CHƯƠNG 7:
THANH TOÁN
TRỰC TUYẾN
TH.S. NGUYỄN THỊ BÍCH TRÂM
BICHTRAMBMT@GMAIL.COM
CÁC NỘI DUNG CHÍNH
Giới thiệu về
thanh toán và các
vấn đề bảo an
trong thanh toán
điện tử
Các hệ thống
thanh toán điện tử
cơ bản
GIỚI THIỆU VỀ THANH TOÁN
Tiền tệ – phương tiện
biểu trưng cho giá trị –
đã được sử dụng rất sớm
trong lịch sử nhân loại
Tiền tệ điện tử
CÁC YÊU CẦU ĐỐI VỚI THANH TOÁN
ĐIỆN TỬ
• Chöùng!thaät:!Laø!caùch!kieåm!tra!ngöôøi!mua!tröôùc!khi
vieäc!thanh!toaùn!ñöôïc!thöïc!hieän.
• Toaøn!veïn:!Baûo!ñaûm!raèng!caùc!thoâng!tin!seõ!khoâng!bò
thay!ñoåi,!xoùa!do!sô!xuaát!trong!quaù!trình!truyeàn!daãn.
• Maõ!hoùa:!Qui!trình!laøm!cho!caùc!thoâng!ñieäp!khoâng
ñoïc!hay!söû!duïng!ñöôïc!ngoaïi!tröø!nhöõng!ngöôøi!coù!khoù
a giaûi!maõ!chuùng.
• Quyeàn!rieâng!tö:!ngöôøi!baùn!khoâng!nhaát!thieát!phaûi
bieát!thoâng!tin!veà!theû!tín!duïng!cuûa!ngöôøi!mua.!Ñieuà
naøy!caàn!ñöôïc!thöïc!hieän!ñeå!baûo!ñaûm!quyeàn!rieâng!tö
cuûa!khaùch!haøng.
HỆ THỐNG THANH TOÁN TRỰC TUYẾN
Các loại thẻ thanh
toán trực tuyến Ví điện tử Thẻ thông minh Giao dịch qua
trung gian
Tiền điện tử Chuyển ngân điện
tử Chi phiếu điện tử
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