Agricultural credit department

Management of financial institution: Lecture 7. The main topics covered in this chapter include: State bank of Pakistan; various departments; agricultural credit department; department divisions; banking inspection department; camels frame work;... Please refer to the content of document.

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Besides assembling a wide assortment of products, the wholesaler also may extend short-term credit to buyers. Often he assists retailers in solving merchandising problems. Sometimes wholesalers prepackage products. Retailing is the final link in the distribution chain. Several hundred thousand retail foodstores and additional thousands of department, dry goods, and cigar stores and other specialty stores throughout the country satisfy day-to-day consumer requirements for food and other products of agricultural origin. ...

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To gain a better understanding of the possible role of credit in improving house- hold food security and alleviating poverty in Malawi, in November 1994 the Inter- national Food Policy Research Institute and the Department of Rural Development, Bunda College of Agriculture, University of Malawi, initiated a research program on rural financial markets and household food security in Malawi. The main objective of the research program was to analyze the determinants of access to credit in Malawi and its impact on farm and nonfarm income and on household food security.

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This research report and the underlying field research and data processing would not have been feasible without the essential and invaluable contribution of the re- search staff of the Bunda College of Agriculture, University of Malawi, and without the contribution of many others in Malawi, at IFPRI, and at other institutions. Fore- most, we are grateful for the assistance of the staff of the Department of Rural De- velopment (DRD) who contributed to the successful implementation of the field sur- vey, data cleaning, and data analysis for the DRD/IFPRI Rural Finance Study.

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