Capital investment in life insurance

This paper aims to analyze the impact of capital investment policies on the sustainable development of the life insurance market in Vietnam. Based on the study of current legal regulations on capital investment for life insurance enterprises and its limitations; by statistical, synthesis, comparison methods, ... the author has analyzed the current situation of capital investment activities of life insurance enterprises in Vietnam in recent years.

7p nhanchienthien 25-07-2023 7 5   Download

Based on the basic theoretical foundation and financial policies for the sustainable development of non-life insurance market; (limited to 6 types of policies, including: capital policies, reserve requirements, capital investment, solvency, taxes and policies for supporting agricultural insurance); the thesis provides a detailed analysis and assessesment of the positive impacts as well as the limitations of financial policies, the effects of those limitations on the sustainable development of Vietnam’s non-life insurance market and the causes of these problems.

27p cothumenhmong6 17-07-2020 43 3   Download

In everyday life we are often forced to make decisions involving risks and perceived opportunities. The consequences of our decisions are affected by the outcomes of random variables that are to various degrees beyond our control. Such decision problems arise, for instance, in financial and insurance markets.

350p namde02 08-03-2013 80 24   Download

Appropriate investment advice for individual investors is to invest financial wealth in an asset that is not highly correlated with their human capital in order to maximize diversification benefits over the entire portfolio. For people with “safe” human capital, it may be appropriate to invest their financial assets aggressively. Mortality Risk and Life Insurance. Because human capital is often the biggest asset an investor has, protecting human capital from potential risks should also be part of overall investment advice.

113p mebachano 01-02-2013 60 7   Download

Recognizing that human capital is important means that we also want to protect it to the extent we can. Although it is not easy to protect the overall level of our earnings powers, we can financially protect against death, which is the worst-case scenario. Most of us will want to invest in life insurance, which protects us against this mortality risk. Thus, our financial portfolio during the accumulation stage of our lives will typically consist of stocks, bonds, and life insurance. We face another kind of risk after we retire.

142p mebachano 01-02-2013 43 7   Download