Credit access

The article emphasizes the importance of comprehensive finance and access to capital for MSMEs in Vietnam. While comprehensive finance can create favorable conditions, it does not always guarantee easy access to capital for these businesses. Systemic barriers, business credit factors, financial institution priorities, and local conditions can create disparities in capital access for MSMEs. The article provides recommendations for government and relevant agencies to improve this situation and create a more favorable environment for MSMEs.

15p leminhvu111 07-06-2024 0 0   Download

Credit guarantee was born with the goal of helping businesses access credit more effectively by providing debt repayment guarantees on behalf of businesses. This model has now developed in many countries around the world with positive impacts recorded, especially in Japan and Korea. The article focuses on analyzing the current situation of credit guarantee activities in Vietnam, thereby finding the causes, combining with international experience to propose policy recommendations.

11p leminhvu111 07-06-2024 1 0   Download

Besides bank credit, microcredit is an important capital supply channel for the economy. In Vietnam, the poor who cannot access credit capital to develop themselves and create income. Microcredit is mainly unsecured loans, so the risks are quite high, of which the biggest risk is the possibility of losing capital. Meanwhile, curently, the application of Fintech in the field of microcredit is almost negligible, making it impossible for people who need capital, but lenders are afraid of the risk of losing capital.

8p dathienlang1012 03-05-2024 0 0   Download

Based on these problem, the investigation contended that the housing supply prediction model will be accomplish using experimental data from economic data with supported from macroeconomic factors such as world borrowing cost, outflows of foreign capital, subprime crisis, population characteristics, migration, urbanization, stamp duty exemption, moratorium, RPGT, and also microeconomic factors such as location and accessibility, basic and public facility, financial loan, location and placement, credit facility, construction cost, development approval, price and rental and housing stock.

8p longtimenosee10 26-04-2024 3 1   Download

The article focuses on analyzing the current status of exports, export credit in Vietnam in the period 2010-2022, and obstacles of export enterprises in accessing credit capital, thereby proposing some solutions to remove difficulties for exporters in accessing bank credit capital.

10p longtimenosee09 08-04-2024 3 2   Download

This article discusses the access of enterprises to financial supply chain services in the Russian Federation. Based on the analysis of SME financing history, we deduce the difficulties for SMEs to access the bank financial services since their emergence in spite of their important role in the country's development process. Indeed, alternative sources of credits such as crowdfunding offer a new opportunity to SMEs.

9p longtimenosee06 27-03-2024 4 2   Download

The paper about supply chain digital model for educational management in the credit bank system. The objectives of this research: research were to study supply chain digital model for educational management in the credit bank system and to access the efficiency development of the model. The sample groups were ten experts in supply chain. Data analysis was the average mean and standard deviation.

4p longtimenosee04 06-03-2024 2 0   Download

Ebook "Finance for development: Latin America in comparative perspective" features case studies that demonstrate the changes occurring in Chile, Mexico, and Brazil with particular reference to finance for investment and access to credit. The authors conclude with a set of policy recommendations aimed at strengthening Latin American banks and capital markets so that they can play a greater role in supporting economic development.

325p loivantrinh 29-10-2023 6 5   Download

The results and implications of this paper is expected to be a base for further researches to confirm and construct more detailed solutions so that Vietnamese agricultural cooperatives can have easier access to formal credit to develop as the leading economic field of our country.

16p viindra 06-09-2023 6 3   Download

Access to finance is considered one of the top constraints on SMEs’ growth and survival. During bank crises, although facing a credit crunch, a few SMEs still survive, hence I study what makes survivor SMEs’ financial resilience. This is not clearly defined in previous studies. The study contributes to these with empirical evidence of SMEs in the UK from pre to post-crisis of the bank crisis of 2008.

14p vifriedrich 06-09-2023 7 3   Download

The observation of firms’ political connections (PCs) and corruption has raised the question of their benefits to firms’ operation, especially on accessing to the financial resources. Firms with stronger political connections or informal payment willingness may get easier in approaching to formal bank loans. The paper gives a better understanding about the characteristics of SMEs in an emerging market and a networkoriented country like Vietnam.

5p visirius 11-01-2023 10 4   Download

Validating boiling water reactor (BWR) spent nuclear fuel inventory calculations is challenging due to the complexity of BWR assembly designs, the lack of publicly available radiochemical assay measurements, and limited access to documentation on fuel design and operating conditions.

15p vironald 15-12-2022 9 3   Download

The aim of this study is to determine technical efficiency and determinants of technical efficiency of rice farming households in Tra Vinh province, Vietnam, based on a cross-sectional data collected in 2015 from 196 rice farming households in Tra Vinh province.

14p vipatriciawoertz 26-05-2022 13 1   Download

The paper focuses on identifying the determinants of credit access in rural areas of Vietnam using the Red River Delta as the case study, including formal and informal credit. The paper uses data from Vietnam Household Living Standard Survey 2018 (VHLSS 2018) of General Statistics Office of Vietnam.

16p visherylsandberg 18-05-2022 4 2   Download

This paper examines the factors influencing farmers' access to agricultural credit in a flood disaster risk-prone area in Pakistan. Multistage sampling through a structured questionnaire was used to collect data from 168 subsistence landholders in Khyber Pakhtunkhwa, Pakistan.

7p guernsey 28-12-2021 12 0   Download

This paper will provide the overall of banking credit for private sector and particularly for Small and Mediums Enterprises (SMEs). This paper also focus analysis what the challenges for the bank credit to SMEs in the pass and the future. In addition, this paper also explorer what the limitation for SMEs to access the bank credit. After that, this research will discuss and provide suggestions for Laos government, Bank of the Lao P.D.

11p huyetthienthan 23-11-2021 14 2   Download

This article is based on a study examining the implementation of the CGSs in Indonesia and Vietnam. It shows that critical factors for successful CGSs are including dissemination of the scheme to have a widely coverage of MSMEs, simple application procedure, incentives mechanism for channeling banks and guaranteed borrowers ...

19p viuchinaga2711 21-10-2021 15 1   Download

Vietnamese agricultural small and medium sized enterprises (SMEs) play an important role in economic development, employment creation and output growth. Despite being given numerous incentives from reform programs, Vietnamese export agricultural SMEs are continuing facing challenges related to credit, market access, international competition and human resources.

11p viwendy2711 05-10-2021 17 1   Download

The paper points out that the higher the level of education a person attains, the more considerable the disparities between urban and rural inhabitants can be observed. This fact strongly influences the occupations and incomes of urban as well as rural workers.

15p chauchaungayxua12 09-07-2021 11 1   Download

The study was to determine the effect of accessibility, the effect of the cost, the effect of mobile credit loan amount and the effect of regulation on performance of micro and small enterprises. The study was anchored on various theories of Resource based view, Dynamic capabilities, Diffusion of technology, Credit rationing, and the asymmetry of information.

27p nguaconbaynhay12 08-06-2021 21 1   Download