Deposit rates
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The study aimed to determine factors affecting the decisions of individuals to deposit in their accounts at the VietinBank branch in An Giang Province. In this study, a questionnaire was prepared and used to investigate 250 individuals who have or have not done transactions at the An Giang branch of VietinBank. The estimated results derived from the Probit model showed that the deposit decision is largely governed by the deposit interest rate, quality of customer services, business location, promotion, and individual’s level of education, age and income.
10p leminhvu111 07-06-2024 1 0 Download
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Ebook "Atomic layer deposition for semiconductors" discusses atomic layer deposition (ALD) for all modern semiconductor devices, moving from the basic chemistry of ALD and modeling of ALD processes to sections on ALD for memories, logic devices, and machines. The section on ALD for memories covers both mass-produced memories, such as DRAM and Flash, and emerging memories, such as PCRAM and FeRAM.
266p nhanphanguyet 28-01-2024 7 2 Download
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The presence of mesorectal fascia (MRF) invasion, grade 4 extramural venous invasion (EMVI), tumour deposits (TD) or extensive or bilateral extramesorectal (lateral) lymph nodes (LLN) on MRI has been suggested to identify patients with indisputable, extensive locally advanced rectal cancer (LARC), at high risk of treatment failure. The aim of this study is to evaluate whether or not intensified chemotherapy prior to neoadjuvant chemoradiotherapy improves the complete response (CR) rate in these patients.
11p vimichaelfaraday 28-12-2023 6 2 Download
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Over the last twenty years in Vietnam, it is witnessed the dramatic development in Vietnamese banking system regarding number, size, asset value, deposit, credit, interest rate, etc. This paper presented the deeper analysis regarding efficiency on top 10 Vietnamese commercial banks with recent information (in four latest quarters).
3p vicaptainmarvel 21-04-2023 13 5 Download
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The photocatalytic hydrogen production of TiO2 is limited by the rapid rate charge recombination. The co-operation of CuxO (CuO or Cu2O) and TiO2 is an effective method to overcome this drawback. In this study, the CuxO/TiO2 composite structure is fabricated by hydrothermal method and chemical deposition technique.
8p viaudi 04-08-2022 5 1 Download
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This paper aims to investigate the influence of financial inclusion on monetary policy effectiveness in Vietnam with a more comprehensive measurement of financial inclusion. Using the Fully Modified Least Squares (FMOLS) method with the observation period from 2009Q1 to 2019Q4, the results reveal that an improve of accessibility to financial products such as loans or deposits reduce the inflation rate, which helps to stabilize the price level in Vietnam.
18p viangelamerkel 18-07-2022 10 4 Download
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The Late Pleistocene-Holocene evolution of the Adapazarı Basin was investigated using the stratigraphy, geometry, and absoluteluminescence dating of the 4-step fluvial terrace staircases of the Sakarya River. The results revealed that the fluvial cycle was primarily related to relative sea level changes of the Black Sea. The initiation of deposition and the abandonment ages of the terraces indicated relative high stands during marine isotope stage (MIS) 5a (~84–72 ka), 3 (40–30 ka), and 1 (9 ka-recent).
23p tanmocphong 29-01-2022 13 1 Download
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The timing of the deposition of the well-preserved Quaternary marine terraces in the coastal region of northeastern Turkey are crucial in understanding the Quaternary tectonics of the Pontides. The chronology of raised marine terraces between Trabzon and Rize has remained unrevealed because of chronologic limitations. This study aims to establish chronology for the terrace deposits by applying optically stimulated luminescence (OSL) dating methods using single aliquot regenerative dose (SAR) techniques on quartz grains extracted from marine terraces.
20p tanmocphong 29-01-2022 21 1 Download
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The effect of polyvinylpyrrolidones (PVPs) with different molecular weights as polymeric additives to a sulfate trivalent chromium bath was ascertained. Introduction of PVPs to the plating bath was stated to result in improvement in the surface appearance of chromium deposits and stabilization of current efficiency value in long-term electrolysis. The rate of metal deposition is practically independent of the deposition time.
6p langthannam 29-12-2021 9 1 Download
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Cyclic voltammetry (CV) was performed on tamoxifen (tam) using different electrodes and in various acidic electrolytes containing 10% v v−1 methanol (MeOH). Tam oxidation was found to be most favorable using 0.1 mol L−1 H2SO4. To investigate the mechanism, we performed chronoamperometry, CV at different scan rates, differential pulse anodic voltammetry (DPAV), and electrochemical impedance spectroscopy on tam-covered glassy carbon electrodes (GCEs). The electrode area, diffusion coefficient, and surface concentration (Γ) of tam were calculated to be 0.062 cm2, 3.65 × 10−6 cm2 s−1 , and 3.
19p tudichquannguyet 29-11-2021 9 0 Download
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Despite recent work to characterize gene expression changes associated with larval development in oysters, the mechanism by which the larval shell is first formed is still largely unknown. In Crassostrea gigas, this shell forms within the first 24 h post fertilization, and it has been demonstrated that changes in water chemistry can cause delays in shell formation, shell deformations and higher mortality rates. In this study, we use the delay in shell formation associated with exposure to CO2-acidified seawater to identify genes correlated with initial shell deposition.
15p vibeauty 23-10-2021 14 0 Download
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Inhalation of nebulised medications is performed in upright sitting to maximise lung volumes. The pattern of deposition is poor for inhaled medications in people with Cystic Fibrosis. The pattern tends to be nonuniform and typically the upper lobes receive a reduced dose compared to the rest of the lung.
6p vimaine2711 26-03-2021 9 2 Download
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TiN-based coatings have been used widely for protecting surface of various application fields due to their superior properties such as high hardness, low friction coefficient, and low wear rate. Indeed, adding aluminium (Al) into the TiN coatings would further increase their hardness and oxidation resistance.
6p vinevada2711 19-03-2021 7 2 Download
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Nitrogen is the key nutrient factor that influences soil fertility and productivity. It is the mineral nutrient that exists in different forms, but nitrate form is the most preferred form by plants. Irrespective of the form in which N is applied to soil, it undergoes transformation viz. mineralization (ammonification, nitrification), denitrification etc. by enzymes produced by micro organisms.
17p trinhthamhodang7 31-08-2020 25 1 Download
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Deposition of copper by electrorefining process was attained to observe the effect of the additive agents on process performance (cathode purity, surface morphology, deposition rate, current efficiency and power consumption). The deposition was done in acidic media with 40 g/l and 160 g/l concentration of cupric ions and sulfuric acid, respectively. The operating parameters were utilized: electrolyte residence time 6, 4 and 2 h, electrodes spacing 15, 30 and 45 mm, with and without addition of additive agents 3, 2.
15p nguaconbaynhay6 24-06-2020 10 0 Download
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Potential sites of quarries were evaluated by numerical rating techniques. There are 3 groups of implied rating factors on the rock deposits in surveyed quarry sites: the resource characteristics, resource economics, and the optimal excavation. A final result for each potential site was recorded and compared. In case of ongoing quarries, the planning steps for bench blasting were also suggested. By using the written packed program, the output results can be automatically demonstrated. Further trial processes can be done and the optimized blast plan view is obtained.
8p 12120609 01-06-2020 10 1 Download
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This paper reports on the preparation of titanium nitride (TiN) thin films on carbon steel plates, using cathodic arc evaporation CAE PVD technique. We studied and discussed the effect of various nitrogen gas flow rates on microstructural and mechanical properties of TiN-coated carbon steel plates.
13p 12120609 01-06-2020 13 0 Download
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This paper examines the impact of economic and financial factors on tax revenue of Bahrain and Oman from 1990 to 2010. For this purpose, panel regression analysis is performed by considering economic and financial factors including growth domestic product (GDP), Deposit Interest Rate, Lending Interest Rate, Interest Rate Spread, Real Interest Rate, Bank Capital to Asset Ratio, Bank nonperforming loans to total gross loans, Risk premium on lending, Foreign direct investment net inflow and Cash surplus deficit.
8p kelseynguyen 26-05-2020 39 3 Download
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This study purposes to discover the interactive relationship between credit growth and profitability and to examine factors that affect the credit growth and profitability of people's credit funds (PCFs).
10p kelseynguyen 26-05-2020 32 1 Download
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By using the data of 26 Vietnamese Join-stock Commercial banks, the paper researches the factors that impacted on Capital Adequacy Ratio of Vietnamese commercial banks. Through the Panel Tobit model, the research found out that the Net interest margin (NIM), Bank size, GDP Growth, Interest rate and Exchange rate have the inverse relationship with CAR while the Leverage and Deposits positively correlated to CAR. On this basis, the study gives some recommendations in order to improve the capital adequacy ratio for commercial banks in the future.
11p tociitocii 18-04-2020 25 3 Download