Determinants of net interest margin

The aim of the present research is to determine the impact of the external and internal factors of bank performance on the profitability indicators of the Indian commercial banks in the period from 2006 to 2014.

6p murielnguyen 29-06-2020 28 0   Download

The aim of this paper is to find out the financial efficiency of new generation private banks operating in India during the period 2007-08 to 2016 -17. A Regression analysis is used to find out how the independent variables are supporting dependent variables.

12p lucastanguyen 01-06-2020 17 2   Download

This paper examines the determinants of banks’ performance in emerging economies. Sustainable growth of emerging economies depends on the financial performance of their banks’.

12p kelseynguyen 26-05-2020 41 0   Download

By using the data of 26 Vietnamese Join-stock Commercial banks, the paper researches the factors that impacted on Capital Adequacy Ratio of Vietnamese commercial banks. Through the Panel Tobit model, the research found out that the Net interest margin (NIM), Bank size, GDP Growth, Interest rate and Exchange rate have the inverse relationship with CAR while the Leverage and Deposits positively correlated to CAR. On this basis, the study gives some recommendations in order to improve the capital adequacy ratio for commercial banks in the future.

11p tociitocii 18-04-2020 25 3   Download

This paper has objective to explore determinant of bank profitability with size as moderating variable. Internal ratio and macroeconomics variable are used to determine bank profitability. Return on Asset and Return on Equity are variable of bank profitability. Model Panel Data is used to determine bank profitability in Indonesia for period of 2007 to 2018. This research found that Net Interest Margin, Ratio of Operational Expenses to Operational Profit, Capital Adequacy Ratio and Loan to Deposits Ratio significantly affected profitability bank of return of Equity.

14p nguyenminhlong19 21-04-2020 31 0   Download

This empirical study analyses the determinants of capital adequacy of Cypriot banks mainly during the period of financial crisis using multiple linear regression. Specifically, the study focuses on certain features of banks (risk, liquidity, return etc.) to determine whether they affect the volatility of capital adequacy. The study provides supportive evidence that there is a negative statistically significant relationship regarding banksize and risk and a positive regarding the level of provisions and percentage of Net Interest Margin.

23p trinhthamhodang2 19-01-2020 30 3   Download

The capital is essential for increasing the strength and efficiency of the banking system. Indeed, it is interesting to know the determinants of bank capital. In the context of this article, we studied a sample of 18 banks in Tunisia over the period (2000…2013). We found that return on assets, net interest margin, liquidity, rate of inflation, foreign ownership and private ownership affect significantly bank capital.

15p trinhthamhodang2 19-01-2020 19 1   Download

Determinants of net interest margin of commercial banks in Vietnam. This study provides an insight into the determinants of net interest margin (NIM) of commercial banks in Vietnam during the recession period. We employ secondary data collected from published audited consolidated financial reports of Vietnamese commercial banks from 2008, the year marking the outbreak of the global financial crisis, to the end of 2012.

14p tranminhluanluan 28-05-2018 49 2   Download

The analysis of a data set of observations for Vietnamese banks in the period 2011-2015 shows how the Capital Adequacy Ratio (CAR) is influenced by selected factors, namely: asset of the bank SIZE, loans in total assets LOA, leverage LEV, net interest margin NIM, loans lost reserve LLR, Cash and Precious Metals in total assets LIQ. Results indicate, based on data, that NIM and LIQ have significant effect on CAR. On the other hand, SIZE and LEV do not appear to have significant effect on CAR.

10p truongtien_08 06-04-2018 41 1   Download

In this example, we considered six-month forward rates. We can consider forward rates that rule for different periods, for example 1-year, or 3-month or two-week forward rates. In the limit, as the period of the loan considered tends to zero, we arrive at the instantaneous forward rate. Instantaneous forward rates are a stylised concept that corresponds to the notion of continuous compounding, and are commonly used measures in financial markets.

14p taisaocothedung 09-01-2013 52 3   Download