Financial channels

Developing E-Banking services is an inevitable and objective trend in the current digital economy. The benefits of e-banking are huge for customers, banks and the economy, thanks to its convenience, speed, accuracy and security. Digital technology is gradually changing fundamentally the form of providing financial and banking services.

12p leminhvu111 07-06-2024 0 0   Download

Besides bank credit, microcredit is an important capital supply channel for the economy. In Vietnam, the poor who cannot access credit capital to develop themselves and create income. Microcredit is mainly unsecured loans, so the risks are quite high, of which the biggest risk is the possibility of losing capital. Meanwhile, curently, the application of Fintech in the field of microcredit is almost negligible, making it impossible for people who need capital, but lenders are afraid of the risk of losing capital.

8p dathienlang1012 03-05-2024 0 0   Download

This study aims to analyze the impact of transmission channels of financial policy on private economic development. In addition, the study also focuses on macro-regulatory factors affecting private economic development.

10p vigrab 02-02-2024 10 2   Download

In Vietnam, the bank acts as a credit intermediary, an important player of the financial market, a main capital channel for the economy, thus banking operations affect and orientate economic development in scale and performance. The sustainability of business in the banking sector is extremely important to the bank’s success in the future, but it is still at an early stage in Vietnam. Based on the research and analysis of banking sector, the study also suggest the solution to develop the Vietnamese banking system toward sustainability.

8p nhanchienthien 25-07-2023 7 5   Download

The failure of inflation targeting regimes in several emerging economies has received renewed interest among academics and policymakers alike. This ineffectiveness can be attributed to worsening fiscal positions in the aftermath of the Global Financial Crisis, which sheds light on the importance of coordinating fiscal policy and monetary policy to achieve price stability. This thesis, therefore, aims to investigate the effects of fiscal policy on the different transmission channels of monetary policy, which ultimately results in high inflation.

191p runthenight04 02-02-2023 4 2   Download

Ebook Marketing Insights from A to Z: 80 concepts every manager needs to know – Part 1 presents the following content: Advertising, brands, business-to-business marketing, change, communication and promotion, companies, competitive advantage, competitors, consultants, corporate branding, creativity, customer needs, customer orientation, customer relationship management (CRM), customers, customer satisfaction, database marketing, design, differentiation, direct mail, distribution and channels, employees, entrepreneurship, experiential marketing, financial marketing, focusing and niching, for...

98p runthenight02 08-11-2022 21 10   Download

Financial disclosure plays a very important role for organizations and individuals when participating in the stock market. For commercial banks, adequate and timely disclosure of financial information will increase transparency and affect not only the behaviour of investors in the market but also the customer’s decision to deposit and using bank’s services.

16p vihassoplattner 07-01-2022 24 2   Download

This article is based on a study examining the implementation of the CGSs in Indonesia and Vietnam. It shows that critical factors for successful CGSs are including dissemination of the scheme to have a widely coverage of MSMEs, simple application procedure, incentives mechanism for channeling banks and guaranteed borrowers ...

19p viuchinaga2711 21-10-2021 15 1   Download

Capital markets are the channels through which firms obtain financial resources to buy physical factors of production that economists call capital. The available financial resources come from savings. The real interest rate is the return on capital and is the “price” determined in the capital market. This chapter provides knowledge of capital markets.

52p larachdumlanat124 28-11-2020 17 1   Download

Jasmine is one of the major commercial flower crops of south India. In Karnataka, jasmine has been cultivated in all most all districts. Hence, the study have been taken up by to examine the cost and returns structure of jasmine cultivation, identifying the marketing channels, assessing the marketing cost and to document the problems of production and marketing of jasmine in Koppal district. Thus, the data have been collected from 120 jasmine growers, 10 commission cum wholesale agent and 10 from retailers with the help of pretested well designed questionnaire.

10p caygaocaolon8 07-11-2020 6 1   Download

– This paper uses the dynamic stochastic general equilibrium model and calibrates a version of the Carlstrom and Fuerst’s (1997) agency cost model of business cycles with timevarying uncertainty in the technology shocks that affect capital production. To highlight the differences between the US and European financial sectors, the paper focuses on two key components of the lending channel: the risk premium associated with bank loans and the bankruptcy rates.

22p nguathienthan5 03-06-2020 17 1   Download

Chapter 2 - Financial assets, money, financial transactions, and financial institutions. In this chapter, You will see the most important channels through which funds flow from lenders to borrowers and back again within the global system of money and capital markets, you will discover the nature and characteristics of financial assets how they are created and destroyed by decision makers within the financial system.

42p thuongdanguyetan03 18-04-2020 28 2   Download

This paper investigates the determinants of banking system fragility by underlining the impact of bank liberalization on banking stability during the process of financial liberalization in emerging and developed countries. To this effect, we adopted a panel model with spatial dependency from a transmission channel points towards trade interactions to estimate the parameters of the model on a panel of 40 emerging and developed countries during 1989-2010. The empirical results suggest that financial liberalization has the tendency to stimulate the banking instability in economies.

42p nguyenminhlong19 21-04-2020 15 0   Download

This paper evaluates the transmission of the U.S. Subprime Crisis and the European Sovereign Debt Crisis to sixteen emerging markets. A GARCH model is formulated to test for the transmission of shocks and for transmission effects through financial channels. The bankruptcy of Lehman Brothers and the Greek debt restructuring are used as breakpoints for these sub-periods. The U.S. stock market has a significant transmission effect on emerging markets at the early stage of the crises and normal time, whether in terms of a contemporaneous day or a one-day lag time.

19p cothumenhmong4 24-03-2020 31 1   Download

A study was conducted to analyze the marketing pattern of poultry layer farms in Namakkal district of Tamil Nadu state, both primary and secondary data were used. The primary data pertained to the year 2018-19 and was elicited from 100 poultry farms and 20 market intermediaries selected and data collected using pre-tested questionnaires. Tabular, financial analysis, on marketing pattern and efficiency technique were employed. The present study revealed that the producer’s share in consumer’s rupee was 90.00 per cent, the remaining 4.30 per cent accounting for the different costs and 5.

8p chauchaungayxua3 07-02-2020 26 0   Download

Under the framework of overshooting model and portfolio balance theory, this paper analyses the short-term spillover effect of Fed’s QE on asset prices in China. Policy shocks "overall events" have a significant impact on China's financial market. China's debt full price index, Shanghai-Shenzhen 300 and Nan-Hua Futures Composite Index have increased significantly, while the "single event" issuance has no notable impact.

22p chauchaungayxua2 19-01-2020 17 2   Download

This paper examines the impact of diversity in board members of firms on financial distress risk in China from 2005 to 2015. Using data from CSMAR database, the research finds that firms with women directors will decrease their distress risk by one forth. Such firms enjoy access to bank loans with larger size, from more banks and at higher frequencies to resist funding risk, which implies stronger financing ability and confirms gender diversity effect.

1p chauchaungayxua2 19-01-2020 20 0   Download

Globalization has forced many countries to rely on one another for products and services which they are unable to source locally. More so, trade is used as the channel to procure those. South Africa and China share very close relations which are boosted by South Africa’s neo-liberal policy, and its membership of the BRICS bloc. Often, this relationship has been subjected to different interpretations leading to the inability to reach a consensus on South Africa’s intention and exact benefits from neo-liberalization and membership of BRICS bloc.

8p chauchaungayxua2 09-01-2020 26 1   Download

This study explores factors that determine the economic growth in Vietnam by using time-series model in 1988-2013. The study shows that there are strong and positive effects of domestic investment and foreign direct investment on Vietnamese economic growth as a channel of increasing the stock of capital. Exchange rate and Asian financial crises also determine the economic growth. However, human capital and trade in Vietnam are not yet the channels that increase Vietnam’s economic growth.

7p blackwidow123 15-06-2018 70 4   Download

This study focuses on factors contributing to the development of the retail banking services (RBS) in Hanoi, Vietnam. A four factor model is established, corresponding to four hypotheses in this paper. Based on a sample size of 615 customers and through a multiple regression analysis, results show that IT infrastructure - service channels and tangibles are factors contributing to the development of the RBS in Hanoi, Vietnam.

5p sansan1 24-05-2018 43 3   Download