Vietnam bank

Creating credit is the main income-generating activity for banks. However, granting credit always comes with risks. Credit risk is the risk of losing part or all of a debt due to failure to pay on time or default. Credit risk is considered the most important risk affecting banking performance.

13p viwalton 02-07-2024 1 1   Download

The article presents the assessment of the students from K24, 23, and 22 (alumni) on its main program in 7 aspects: (i) program objectives; (ii) program content; (iii) soft skills; (iv) lecturers and teaching activities; (v)students’ learning outcome assessment; (vi) materials and facilities for learning; (vii) consultancy and supports given to students.

13p viwalton 02-07-2024 4 1   Download

The study highlights the challenges that banks need to consider during the digital transformation process, specifically credit risk management to be able to take full advantage of the benefits brought by digital transformation.

12p viwalton 02-07-2024 7 1   Download

This article aims to analyze the effectiveness of the support policies of the Bank for Agriculture and Rural Development of Vietnam (Agribank) to support the private sector operating in the fields of agriculture, forestry and fisheries. By using the comparative method, the author has used two factors affecting the effectiveness of the above support policies, namely total outstanding loans and overdue loans.

8p leminhvu111 07-06-2024 1 0   Download

The role of employees is vital for service businesses. Therefore, maintaining employee satisfaction plays a significant role in the performance of service companies. The topic shows a comprehensive picture of the level of job satisfaction of officers and employees working in the commercial banking system in Ho Chi Minh City through 09 aspects of satisfaction. Regression results of the study prove that job satisfaction in the aspect of “Communication of information” has the most substantial impact on the “General satisfaction” of employees.

13p leminhvu111 07-06-2024 3 0   Download

This paper examines the role of bank credit to the private sector and private-sector investment in the transition to a low-carbon economy in Vietnam regarding other macroeconomic factors, such as GDP growth rate and electricity consumption from renewable energy. From 1986 to 2021, chronological classification was used. Through the ARDL regression model, the experimental results show that in the short term, credit to the private sector and private-sector investment initially help the economic transition to be effective.

10p leminhvu111 07-06-2024 2 0   Download

Business growth and profit development are always the criteria for banks to implement and develop. Along with the development of science and technology, banking management and administration in the digital era is considered an important and urgent issue. Therefore, the issue of executive management capacity of commercial bank in the digital era is mentioned in the research. At the same time, the study also points out a number of results, experiences and new points in executive management capacity required at Vietnamese commercial banks in the digital era.

13p leminhvu111 07-06-2024 0 0   Download

This research delves into the assessment of Capital Adequacy Ratio (CAR) among Joint-Stock Commercial Banks (JSCBs) in Vietnam from 2015 to 2022. It investigates the variations in CAR over this period and explores its association with key financial metrics, including Return on Assets (ROA), Deposit Ratio (DEP), Liquidity (LIQ), Loan-to-Asset Ratio (LOA), Loan Loss Reserve (LLR), Non-Performing Loan Ratio (NPL), Leverage (LEV), bank size (SIZE), and the scale of board governance (BoardS).

9p leminhvu111 07-06-2024 2 0   Download

In this study, we delve into the correlation between the issuance of Green, Social, and Sustainability (GSS) bonds and the economic growth trajectories of countries within the Latin American and Caribbean (LAC) region. By analyzing variables such as the “Green Bond Issuance to Total Bond Issuance” ratio and the “Planned Sovereign Green Issuance”, coupled with several pertinent economic and governance indicators, insights were derived using multiple linear regression techniques.

14p leminhvu111 07-06-2024 0 0   Download

The implementation of solutions by the banking sector, through green credit lines, to promote green production in enterprises is highly necessary. Based on practical experiences, this article examines the current status of the Agricultural and Rural Development Bank of Vietnam (Agribank) in promoting green production within green credit and other related fields. It aims to evaluate and provide recommendations for promoting green production within the bank.

10p leminhvu111 07-06-2024 2 0   Download

A main reason is the widespread lack of transparency in business financial reports, making it difficult for banks to accept loan requests. Therefore, understanding clearly what financial reporting transparency is will help find measures to increase the transparency of financial statements. The study sets out criteria to evaluate the level of financial reporting transparency, thereby evaluating the level of financial reporting transparency of SMEs and proposing solutions to enhance the financial reporting transparency of SMEs in Vietnam.

9p leminhvu111 07-06-2024 4 0   Download

The objective of this study is to evaluate the impact of financial development on financial inclusion in Vietnam. Using data from the General Statistics Office and the World Bank, and through quantitative analysis, research results show that attracting FDI capital flows has a positive impact on financial inclusion. Furthermore, economic growth helps comprehensive financial development. However, financial development does not have a clear relationship with financial inclusion. In some cases, international trade can have an adverse effect on financial inclusion.

6p leminhvu111 07-06-2024 0 0   Download

The article mentions the impacts of the fourth industrial revolution and digital banking on the development of non-cash payments at commercial banks. Research shows that non-cash payments are affected by cybersecurity issues in the new context, requiring changes to adapt. Analyzing the current situation, limitations and causes, the article mentions directions and solutions to improve quality and solve challenges to ensure that the digital banking development process is an issue for everyone, and with the Vietnamese banking industry.

9p leminhvu111 07-06-2024 1 0   Download

Industrial Revolution 4.0 with core elements of artificial intelligence, internet connection and big data has been opening up many methods and providing many means in digital transformation of the economy. in general and the commercial banking system in particular; In particular, Blockchain technology has become the foundation for the development of UPAS L/C in international payments.

10p leminhvu111 07-06-2024 1 0   Download

Digital transformation is taking place strongly in all sectors of the economy. Banking has been a fastpaced field of digital transformation in recent years. In 23 cities of varying sizes including large and small and 15 regions, China has been studying and implementing CBDCs. China has encountered both achievements and setbacks during the implementation process; these are all beneficial lessons for Vietnam - which is currently in the process of studying CBDC.

10p leminhvu111 07-06-2024 1 0   Download

The research plays a role in discovering factors affecting green banking activities, thereby contributing to raising customers’ awareness of green banking in the sustainable development of banking in Vietnam. In addition, the research serves as a basis for planners to set forth directions to increase awareness and social responsibility of the commercial banking system for environmental protection and combating climate change.

9p leminhvu111 07-06-2024 1 0   Download

The Soviet legal model significantly influenced the legal stance, operation and organization of central bank branches in China and Vietnam. According to research on the effect of the Soviet legal model on the organization and operations of the Central Bank of China and the Central Bank of Vietnam, the Soviet legal model assisted Vietnam and China in creating major legislative frameworks for the banking sector.

13p viambani 18-06-2024 2 1   Download

This study was conducted to assess the influence of factors on the independence of independent auditors in Vietnam. Data was collected from questionnaires sent to 160 subjects, including auditors; audited unit accountants; bank employees and financial and credit institutions; securities investors.

13p minhnn0302 15-06-2024 11 6   Download

This paper is aimed at examining Vietnam Payment Solutions (VNPAY), a significant fintech business in digital payments. Data is collected from expert interviews. The research team applies the methodology of analysing VNPAY’s sources of competitive advantage. The key results are that VNPAY’s competitive advantage originates from innovative technology, a large merchant/bank network, powerful data analytics, strategic alliances, operational efficiency, regulatory knowledge, talented staff, and a strong brand recognition.

12p dathienlang1012 03-05-2024 2 0   Download

This paper empirically examines Fintech’s impact on bank profitability, employing various estimation methods, including Pooled Ordinary Least Squares (OLS), Random Effect Model (REM), and Fixed Effect Model (FEM), along with tests for multicollinearity and heteroscedasticity. Data from seventeen publicly listed commercial banks in Vietnam from 2017 to 2021 are analyzed. Findings indicate that specific Fintech indicators, such as technology application adoption and online banking services, positively influence commercial bank profitability.

11p dathienlang1012 03-05-2024 0 0   Download