Accessing rural credit

The paper focuses on identifying the determinants of credit access in rural areas of Vietnam using the Red River Delta as the case study, including formal and informal credit. The paper uses data from Vietnam Household Living Standard Survey 2018 (VHLSS 2018) of General Statistics Office of Vietnam.

16p visherylsandberg 18-05-2022 4 2   Download

The paper points out that the higher the level of education a person attains, the more considerable the disparities between urban and rural inhabitants can be observed. This fact strongly influences the occupations and incomes of urban as well as rural workers.

15p chauchaungayxua12 09-07-2021 11 1   Download

The present study was undertaken to find out the problem of rural women of Udaipur district about accessing rural credit. The study was conducted in four villages of randomly selected Mavli Panchayat Samiti of Udaipur district of Rajasthan. A sample of 100 rural women was selected randomly for the present study. Personal interview method was used for data collection.

4p chauchaungayxua11 23-03-2021 11 1   Download

The thesis has two main purposes: (i) Building a theoretical framework for analyzing gender equality in formal credit access; (ii) Alanyze credit access in 2 aspects: macro and micro approaches.

27p trinhthamhodang8 20-10-2020 14 0   Download

The entitlements of women farmers will be the key to improve agriculture productivity, It said, even as it noted that there is an increasing number of women in multiple roles in agriculture sector, as cultivators entrepreneurs and laborers. Alongside, it is focusing on women self – help groups to connect them to micro credit through capacity building activities and to provide information and ensure their representation in decision-making bodies. “Rural women are responsible for the integrated management and use to diverse natural resources to meet the daily household needs.

8p caygaocaolon6 30-07-2020 14 1   Download

Overall, the author ables to replicate most estimates from Mu and van de Walle (2011). The author find a positive effect of rural roads on local market development. The impact estimates of the road project are not sensitive to the selection of the bandwidth in kernel propensity score (PS) matching. There are no significant effects of road projects on additional outcomes, including access to credit and migration.

30p caygaocaolon5 19-05-2020 14 1   Download

MNOs have grabbed the unbanked market including the rural areas that traditional banks have failed to access, traditional banks have been experiencing a decrease in the level of activity, including liquidity shortages, low deposits and limited credit availability. The MNOs have lower charges for transacting, and offer more convenience and accessibility as opposed to traditional banks. Interoperability between traditional banks and MNOs has been riddled with challenges from the main stream banking sector.

21p trinhthamhodang2 21-01-2020 39 1   Download

This study investigated the determinants of accessibility to formal credit and its effects on living standards from 2010 to 2012 based on dataset of Vietnam Households Living Standards Survey (VHLSS) from the General Statistics Office of Vietnam and support of Eview 7 program. It is evident that average of education level, land area per capita, owned residential area affect is key factors of accessing to credit; meanwhile, average of education level affects the probability to require and amount of credit.

13p dannisa 19-03-2019 47 2   Download

Social capital is considered as an influential factor in economic transactions, including credit access. The research aims at testing relationships between components of social capital and credit access in Vietnam’s rural areas.

17p danhnguyentuongvi27 18-12-2018 32 1   Download

Determinants of access to bank credit for agricultural households in Vietnam. This study examines the determinants of access to bank credit for agricultural households in Vietnam. Although there have been many positive developments, there is still a big gap in the economy when agricultural and rural areas are compared with urban areas; many agricultural households are still living in poverty.

12p tranminhluanluan 28-05-2018 52 2   Download

his study investigated the determinants of accessibility to formal credit and its effects on living standards from 2010 to 2012 based on dataset of Vietnam Households Living Standards Survey (VHLSS) from the General Statistics Office of Vietnam and support of Eview 7 program.

13p sansan1 24-05-2018 35 3   Download

Besides the enhanced access to official credit by means of improvement of lending procedures to be more simplified and appropriate to the people’s level of knowledge, flexible in terms of the repayment time and borrowed amounts, the officialisation of the other credit channels make positive impacts on the creation of sources of capital for rural households, given its efficiency.

10p thanos1 16-05-2018 48 3   Download

Recently, the credit supply from the formal credit sector to the rural area has increased considerably. However, the credit supply to agriculture is still far from the actual credit need and mismatching with the economic and social contribution of agriculture sector to the rural area. Using data from the household survey in Hai Duong, finding of this paper shows that the credit supply from the formal sector did not meet the credit need of animal production households.

11p banhukute 18-06-2013 61 3   Download

Gender analysis is improving the quality of the World Bank’s adjust- ment and programmatic lending operations in a number of areas essential to growth and poverty reduction, including protection for displaced workers, access to land, and discrimination in the rural labor market. For example: The Vietnam Poverty Reduction Support Credit has been particular- ly strong in analyzing the likely gender impacts of state-owned enter- prise reform, and integrating this analysis into the design of safety net provisions for displaced workers.

49p machuavo 19-01-2013 65 4   Download

Governments, intergovernmental organizations and community-based organizations are currently involved in efforts to lower the cost of remittance transfers. As more banks and credit unions become involved and extend their services to migrant communities and their rural communities of origin, costs will most likely continue to decrease. However, it is important that migrants and recipient communities gain a better understanding of the various options for remitting and receiving.

167p enterroi 02-02-2013 68 6   Download

In densely populated areas of Asia and Latin America, providing credit has been the driving force of microfinance because opportunities to invest in income-generating activities are many. But rural Africans have been left out, both because they have been hard to reach and because their bottom-rung economic status makes savings – often a hedge against starvation itself – a higher priority than credit. Up to now, most efforts have been focused on overcoming the obstacles involved in bringing banking and microfinance to Africa’s poor.

126p bi_ve_sau 17-01-2013 61 4   Download

To gain a better understanding of the possible role of credit in improving house- hold food security and alleviating poverty in Malawi, in November 1994 the Inter- national Food Policy Research Institute and the Department of Rural Development, Bunda College of Agriculture, University of Malawi, initiated a research program on rural financial markets and household food security in Malawi. The main objective of the research program was to analyze the determinants of access to credit in Malawi and its impact on farm and nonfarm income and on household food security.

169p enterroi 01-02-2013 66 8   Download

These interventions call for a series of actions, including creation of an appropriate institutional framework to support women's training, market linkages, access to credit and child care facilities, schooling infrastructure including incentives designed to reduce the drop out rate for girls, and maternal health care facilities to be spread out into remote rural areas. Given the current state of data in and about Afghanistan and the limited experience with a variety of actions, it is not possible to quantify precisely the impact of these actions.

80p le_minh_nha 18-12-2012 76 6   Download

Poverty reduction has two fundamental requirements: enabling the poor and marginal groups to participate in decisionmaking about their own development, and giving them access to capital, technology, credit, and land, especially in the case of the rural poor. Programs to deliver these basics must be designed with accuracy and sophistication within a frame- work of macroeconomic social policies whose main objective is poverty reduction.

101p thangbienthai 22-11-2012 66 8   Download