Agricultural credit on yield

An attempt has been made to assess the impact of agricultural credit on yield and income of sugarcane and paddy in Erode district of Tamil Nadu. The study shows the major contributor of input to the total cost was human labour, fertilizer & manure and irrigation charges for both borrower-and non-borrower farmers.

11p chauchaungayxua4 18-03-2020 9 0   Download

As in many countries in Sub-Saharan Africa, the majority of poor smallholders in Malawi are left out of the agricultural extension and credit systems. These households, characterized by landholdings of less than 1 hectare and very low crop yields, are unable to grow enough food to feed themselves even though they focus much effort on producing food crops, especially maize.

49p enterroi 01-02-2013 53 6   Download

In a competitive world of symmetric information and costless enforcement, credit contracts could be written conditional on borrower behavior. Borrowers would then have access to loans under any interest rate-collateral combination that would yield lenders a zero expected profit. However, as a large literature has shown, information asymmetries and enforcement costs make such conditional contracting infeasible and restrict the set of available contracts, eliminating as incentive incompatible high interest rate, low collateral contracts.

15p enter1cai 12-01-2013 52 6   Download