Analyzing banking risk

This article aims to analyze the strategy and digitalization method of Lien Viet Post Joint Stock Bank (LPBank). LPBank services need to undergo digital transformation. Through digitization, LPBank not only aims to improve business efficiency but also contributes to sustainable development. In particular, the article offers comprehensive solutions for digitization as well as risks that may be encountered when digitizing.

11p longtimenosee09 08-04-2024 6 2   Download

The prime goal of the present literature is to examine the role of risk management culture along with reengineering, collaboration and supply chain management on the firm performance along with the competitive advantage of the Islamic banks in Indonesia. The data has been used for analysis are collected through questionnaires from the employee of Islamic banks that are connected to the supply chain process while smart-PLS has been used to analyze this data.

7p longtimenosee06 27-03-2024 4 2   Download

Ebook "From basel 1 to basel 3: The integration of state of the art risk modeling in banking regulation" proposed rules are presented and key issues regarding implementation of the accord identified. The model used to calibrate the capital requirements under Basel 2 is analyzed and projected forward to present what could be key new elements in the future Basel 3 regulation.

314p tuongnhuoclan 28-11-2023 8 5   Download

The article "Handling bad debt of commercial banking systems for fostering sustainable development of national finance" is based on the statistics and consolidated reports of the State Bank of Vietnam, the annual reports of commercial banks and credit institutions to analyze the bad debt situation and bad debt policy of banks, identify some remaining constraints and then propose some solutions to deal with bad debts of the bank towards the sustainable development of the national financial system.

6p nhanchienthien 25-07-2023 8 4   Download

Ebook Analyzing banking risk: A framework for assessing corporate governance and risk management – Part 2 includes contents: Chapter 7 credit risk management, chapter 8 liquidity risk management, chapter 9 managing liquidity and other investment portfolios, chapter 10 market risk management, chapter 11 currency risk management, chapter 12 asset-liability management, chapter 13 operational risk management in a treasury environment, chapter 14 transparency and data quality, chapter 15 a risk-based approach to bank supervision.

264p haojiubujain02 03-07-2023 11 4   Download

Ebook Analyzing banking risk: A framework for assessing corporate governance and risk management – Part 1 includes contents: Chapter 1 overview of banking risks, chapter 2 a framework for risk analysis, chapter 3 corporate governance, chapter 4 balance sheet structure, chapter 5 income statement structure, chapter 6 capital adequacy.

178p haojiubujain02 03-07-2023 6 3   Download

The paper focuses on analyzing the current situation of Vietnam bond market, clarifying risks for the development of uncontrolled corporate bond market and risks for commercial banks investing in bonds. votes, find the causes and recommend some relevant solutions.

9p visherylsandberg 18-05-2022 11 1   Download

The research objective of the topic is to analyze the current situation of using the credit derivatives tool, explore the conditions, and propose solutions and recommendations to improve the conditions for using the credit derivatives tool in credit risk management at Vietnamese commercial banks.

45p badbuddy10 21-04-2022 32 6   Download

Research objectives: General research objectives: the thesis aims to study the impact of macroprudential policy on systemic risk in commercial banks. The thesis targets to five specific objectives as follows: Firstly, presenting theoretical background of systemic risk, macroprudential policy and the impact of macroprudential policy on systemic risk. Secondly, analyzing, quantifying and evaluating the current situation of systemic risk of Vietnam commercial banks using SRISK.

31p themeg 02-06-2021 54 4   Download

The thesis focuses on researching the risk management capability at commercial banks; the thesis analyzes the current situation of risk management capacity at Techcombank for the period of 2014 - 2019. The solution will be implemented according to the roadmap to 2030.

26p trinhthamhodang8 20-10-2020 28 1   Download

The CECL revised accounting standard for credit loss provisioning is intended to represent a forward-looking and proactive methodology that is conditioned on expectations of the economic cycle. In this study we analyze the impact of several modeling assumptions - such as the methodology for projecting expected paths of macroeconomic variables, incorporation of bank-specific variables or the choice of macroeconomic variables – upon characteristics of loan loss provisions, such as the degree of pro-cyclicality.

48p nguyenanhtuan_qb 09-07-2020 41 2   Download

This study is to analyze the impact of ownership concentration and of various types of shareholders on the risk-taking behavior of Vietnamese joint-stock commercial banks using a panel data of the period 2010-2017.

8p orianahuynh 08-06-2020 55 3   Download

Bank’s major approach in her internal rating system is credit scoring valuation which focused on corporates’ idiosyncratic risks and based on their financial indexes. Hence, an influence on corporates’ credit risks by business variation is not considered in her system. We model the effect on corporates’ credits by macroeconomic variables and analyze it. Firstly we model a corporate’s credit variable by the credit cycle index and her idiosyncratic risk factor, and consider the correlation between the business and credit cycles.

31p nguyenminhlong19 21-04-2020 26 1   Download

The purpose of this empirical study is to analyze and compare the performance of Islamic and conventional banking in Egypt and to find out which of the banking streams is performing better than the other. To make appropriate comparative analysis, three Islamic banks (Faisal Islamic Bank, ElBaraka Misr, and National Bank for Development) and six conventional banks (National Bank of Egypt, Banque Misr, Bank of Alexandria, National Societe Generale Bank, Arab African International Bank, Commercial International Bank) were used during the period from 2008 to 2010.

14p covid19 19-04-2020 21 1   Download

In this paper, we analyze theories of bank stability on market concentration, financial deepening, bank income structure and international debt situation by using panel data for 18 emerging countries. Our results show that alternative financial system plays an important role in the bank risk behavior. The potentially important policy implication is that policies supporting financial deepening or promoting liquidity in the banking industry might not necessarily improve banking stability.

13p covid19 19-04-2020 33 2   Download

The guidance formulated by G20 to assess the systemic importance of financial institutions, markets and instruments (IMF, BIS, and FSB, 2009 [19]) analyzes that the effective control of systemic risk is one of the most important things in the macroprudential regulation at current stage. Although the current banking regulation focuses on funding liquidity risk such as LCR and NSFR of Basel III, financial institutions would actually have highly procyclical effects between funding and market liquidity at the same time, leading to liquidity spirals and threatening to financial stability.

18p cothumenhmong4 24-03-2020 24 2   Download

This research is concerned with Turkish banks’ perception on effectiveness of Basel II, it also aims to capture the possible ‘side-effects’ of Basel II on real economy. It examines how new regulations affect banks’ risk management strategies and bank-borrower relationships and analyzes the role of rating agencies and possible consequences of this intermediation on credit allocation to Small and Medium Sized Enterprises and on banks’ marketing strategy(ies).

15p cothumenhmong4 24-03-2020 30 2   Download

The objectives of this paper are, first, to estimate the long-run cost of equity capital for the banking sector using data from the Eurozone, US, UK, Sweden and Switzerland for the period 1999-2014. Our inference differs from that of previous studies because we employ a dynamic panel GMM model with a fixed effect and a multi-factor asset pricing framework to explain the variation of the cost of equity capital across banks in terms of risk-factors including, bank size, leverage, business cycle and regulations.

28p trinhthamhodang2 21-01-2020 34 2   Download

This article is selected G Bank, for example, combing the main mode of supply chain financing of G Bank and financing products primarily involved , summarizing the situation in developing supply chain finance, analyzing it faces some issues. Based on the above analysis, and then make the appropriate improvements: build brand concept and develop a clear development strategy for supply chain financing, optimize risk control measures to accelerate the construction supply chain finance business integration platform to strengthen cooperation and other third parties.

8p trinhthamhodang2 21-01-2020 14 0   Download

Many corporate finance authors argue that market-based systems should be preferred in countries with high risk tolerance, because high risk offers higher return. However, few authors have empirically examined the relationship between entrepreneurs’ culture and companies’ financial decisions. In addition, most of these authors have focused their studies on the national culture rather than the culture of the individual entrepreneurs. This study aims to analyze the effect of the entrepreneurs’ cultural beliefs on financial choices, more specifically on the bank indebtedness of the company.

22p trinhthamhodang2 21-01-2020 45 1   Download