Banking risks management

Creating credit is the main income-generating activity for banks. However, granting credit always comes with risks. Credit risk is the risk of losing part or all of a debt due to failure to pay on time or default. Credit risk is considered the most important risk affecting banking performance.

13p viwalton 02-07-2024 1 1   Download

The study highlights the challenges that banks need to consider during the digital transformation process, specifically credit risk management to be able to take full advantage of the benefits brought by digital transformation.

12p viwalton 02-07-2024 7 1   Download

Ebook Managing the risks of payment system is organized as follows: Chapter 1 “we didn’t know” is no excuse, chapter 2 payment systems survey, chapter 3 checks and the risk of fraud, chapter 4 wire transfers: originator to its bank to receiving bank, chapter 5 wire transfers: completing the transfer and rules for errors, chapter 6 risks of automated clearing house payments, chapter 7 commerce and payments in cyberspace, chapter 8 management of corporate payment systems risks.

253p zizaybay1103 29-05-2024 3 1   Download

Wealth Management has two themes: Private Banking and investment decisions regarding Structural Financial Products. Dr. Dimitris Chorafas examines in a rigorous way whether structured financial products are advisable investments for retail and institutional investors and, if yes, which risks they entail. This book addresses all these issues in a practical manner with numerous case studies and real-world examples drawn from the author’s intensive research.

391p vimeyers 29-05-2024 4 2   Download

In this study, financial performance is assessed through three indicators ROA (return of assets), ROE (return of equity), NIM (net profit margin). Based on previous domestic and foreign studies, the research has selected a suitable model for Vietnam with 08 factors affecting financial performance including bank size (SIZE), equity to total assets (CAP), operating expenses to operating income (CIR), risk provision (RISK), bank age (AGE), fixed assets to total assets (TANG), gross domestic product growth rate (GDP) and inflation rate (INF).

9p longtimenosee09 08-04-2024 3 2   Download

The 2023 series of bank collapses has underscored the vital importance of effective liquidity risk management in the banking industry. Liquidity risk in bank, with its potential to trigger bank runs and destabilize the global financial system, requires a comprehensive approach that considers market volatility, regulatory changes, and evolving business models. Collaboration among banks, regulators, and stakeholders is crucial at the system level.

12p longtimenosee09 08-04-2024 4 1   Download

In this paper, the author studies the impact of capital adequacy ratio on credit performance of Vietnamese commercial banks for both growth and credit risk aspects. Evaluate in detail and compare the difference of this relationship between commercial banks with different characteristics. Proposing a number of recommendations to help bank administrators and regulators be more proactive when assessing the impact of capital adequacy ratio on the individual characteristics of each bank.

10p longtimenosee09 08-04-2024 3 1   Download

This article aims to analyze the strategy and digitalization method of Lien Viet Post Joint Stock Bank (LPBank). LPBank services need to undergo digital transformation. Through digitization, LPBank not only aims to improve business efficiency but also contributes to sustainable development. In particular, the article offers comprehensive solutions for digitization as well as risks that may be encountered when digitizing.

11p longtimenosee09 08-04-2024 6 2   Download

This paper aims to research on moral hazard and moral risk management in business activities of commercial banks. From theory to practice, we could recognize the reality that Vietnamese commercial banks have faced many risks, especially moral hazard. Through practical analysis, from the achievements, limitations and causes, the article proposes some solutions to strengthen the management of moral risks in business activities of Vietnamese commercial banks in the coming time.

9p longtimenosee09 08-04-2024 10 2   Download

This study examines the impact of ownership structures, foreign ownership, and concentrated ownership, on risk in Vietnamese commercial banks. We employ panel data analysis, considering financial metrics (ROA, ROE, ADZ), control variables (SIZE, LOA, LIQ, EFF), and macroeconomic conditions (δt). Results indicate that foreign ownership reduces risk, seen in lower standard deviations of ROA and ROE. In contrast, concentrated ownership increases risk, particularly in ROA.

11p longtimenosee09 08-04-2024 5 1   Download

The paper considers the issue of operational risk management in Russian commercial banks. The correlation and regression analysis also revealed the dependence of the operational risk level on liquidity risks (current and long-term liquidity ratios) and crediting risks (the amount of overdue debt, the aggregate risk for bank insiders, and reserves for possible losses on loans and equivalent debt)

7p longtimenosee09 08-04-2024 2 1   Download

This study aims to measure empirically tested conceptual models regarding the magnitude of intellectual capital influence, operational risk management, and business strategy on the effectiveness of management accounting information systems and their implications on the performance of a balanced scorecard based company. This research used sensus as sampling technique, it used all existing population. This research was conducted using a survey method in Banking Sectors in Indonesia based on the supply chain management.

13p longtimenosee09 08-04-2024 8 2   Download

The prime goal of the present literature is to examine the role of risk management culture along with reengineering, collaboration and supply chain management on the firm performance along with the competitive advantage of the Islamic banks in Indonesia. The data has been used for analysis are collected through questionnaires from the employee of Islamic banks that are connected to the supply chain process while smart-PLS has been used to analyze this data.

7p longtimenosee06 27-03-2024 4 2   Download

The research subject is the relationship built between participants in the financial market on the basis of supply chain technologies and the resulting effects expressed in the potential to reduce the credit risks of banks due to non-fulfilment, untimely or incomplete fulfilment of financial obligations by debtors.

6p longtimenosee04 06-03-2024 10 1   Download

Part 1 of ebook "Risk management and value creation in financial institutions" provides readers with contents including: Chapter 1 - Introduction; Chapter 2 - Foundations for determining the link between risk management and value creation in banks; Chapter 3 - Rationales for risk management in banks;...

151p tuongnhuoclan 27-11-2023 5 3   Download

Continued part 1, part 2 of ebook "Risk management and value creation in financial institutions" provides readers with contents including: implications of the previous theoretical discussion for this book; capital structure in banks; capital budgeting in banks; conclusion;...

204p tuongnhuoclan 27-11-2023 7 5   Download

Ebook "Accounts payable and Sarbanes-Oxley: Strengthening your internal controls" describes how Sarbanes Oxley requirements should be implemented as they pertain to accounts payable functions. It includes a discussion of why the controls demanded by the Act are important to both public and private companies. It also includes an overview of the COSO framework and how it affects the accounts payable function, as well as describes the proper documentation needed to conform with SOX and the required fraud prevention controls and practices.

207p tuongnhuoclan 28-11-2023 7 4   Download

Ebook "Financial boom and gloom: The credit and banking crisis of 2007–2009 and beyond" has and will continue to have far-reaching after-effects. At their core are Collateralized Debt Obligations (CDOs) and Credit Default Swaps (CDSs), the main themes of this book.

303p tuongnhuoclan 28-11-2023 6 5   Download

Ebook "From basel 1 to basel 3: The integration of state of the art risk modeling in banking regulation" proposed rules are presented and key issues regarding implementation of the accord identified. The model used to calibrate the capital requirements under Basel 2 is analyzed and projected forward to present what could be key new elements in the future Basel 3 regulation.

314p tuongnhuoclan 28-11-2023 8 5   Download

Ebook "New ways for managing global financial risks, the next generation" looks at the present state-of-the-art in global financial risk management, and then at the innovations and solutions that are being developed to solve the problems with current methodologies. The author presents a closely reasoned explanation of why the traditional quantitative methods are no longer adequate and argues the case for the hybrid instrument that will arise from the merging of the capital and insurance markets.

168p tuongnhuoclan 28-11-2023 7 5   Download